Gavop shows you how to buy homeowners insurance in Hardeeville, SC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Hardeeville, SC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hawthorn Ln, 89, Nelsons Ct, Marvin St, Paynesville Rd, Jenkins, 349, Canvasback Dr, Lassiter Ln, McTeer St | $112,000 | $110,000 | $125,000-$150,000 | $71,500 | $60,000 | $50,000-$75,000 |
| 88, Hare St, 259, Spartina Dr, Dressen Rd, Calibogue Way, Dawn St, Purrysburg Rd, Captains Walk, 96 | $147,500 | $130,000 | $125,000-$150,000 | $77,500 | $60,000 | $75,000-$100,000 |
| Levy Rd, Hodge Ct, Whooping Crane Way, Sand Piper Ln W, 153, Bellinger Hill Run, Chalmers Rd, Philip Hill Rd, 382, Cottage Farm Rd | $169,000 | $150,000 | $150,000-$175,000 | $138,500 | $120,000 | $125,000-$150,000 |
| Setter Run, Toomerville Loop, Ford Rd, Turning Leaf Ln, 198, Barker Ct, Purryburg, Whyte Hardee Blvd, Boyd St, Roper Rd | $159,000 | $140,000 | $150,000-$175,000 | $132,000 | $110,000 | $125,000-$150,000 |
| Heritage Place Dr, Stiney Funeral Home Rd, 413, Horton St, Marsh Hen Dr, Shopping Center Hwy 170, Mason St, Ernest St, State Dam Rd, Blue Heron Ln W | $158,500 | $140,000 | $175,000-$200,000 | $104,500 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$109 | $668 |
| Superior Protection Discount | -$70 | $707 |
| Fire & Security Discount | -$78 | $699 |
| Hail Resistant Roof Discount | -$23 | $754 |
| Newly Constructed Home Discount | -$194 | $583 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,488 |
| Hail Damage | $4,618 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $17,556 |
| Home Insurance Company Hardeeville, SC | Homeowners Insurance Agency Hardeeville, SC | Address | Popularity Score | Distance from Hardeeville (miles) |
|---|---|---|---|---|
| Travelers | Kinghorn Insurance Agency Of Beaufort | 910 Carteret St, Beaufort, SC, 29902 | 25.6 | |
| Allstate | Patrick Cunningham | 255 Drivers Way, Hardeeville, SC, 29927 | 7.2 | |
| State Farm | John Mallett | 15 Mallett Way, Bluffton, SC, 29910-6064 | 9.9 | |
| State Farm | Tommy Rhodes | 10840 N Jacb Smrt Blvd, Ridgeland, SC, 29936-2707 | 18.7 | |
| Travelers | Agency One | 23594 Whyte Hardee Blvd, Hardeeville, SC, 29927 | 6.5 | |
| State Farm | Abbi Keen | 149 Riverwalk Blvd Ste 10, Ridgeland, SC, 29936-8191 | 8.9 | |
| State Farm | Amy Bowman | 1284 Ribaut Rd, Beaufort, SC, 29902-6143 | 23.4 | |
| Travelers | Pc & L Agency Inc | 12 Lafayette Pl Ste C, Hilton Head, SC, 29926 | 17.3 | |
| Travelers | Iii-Mckenna Agency Inc | 660 Mlk Jr Blvd, Estill, SC, 29918 | 39.6 | |
| Liberty Mutual Independent | Beacon Insurance Group Inc | 60 Pennington Dr, Bluffton, SC, 29910 | 10.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $700 | $1,390 | $690 |
| Jasper County, SC | $130,700 | $746 | $500 | $1,060 | $560 |
| Hardeeville, SC | $137,100 | $777 | $560 | $1,060 | $500 |
| Bluffton, SC | $284,000 | $1,383 | $1,000 | $1,950 | $950 |
| Port Wentworth, GA | $201,600 | $813 | $590 | $1,150 | $560 |
| Jasper County, SC | $130,700 | $746 | $510 | $1,030 | $520 |
| Tybee Island-Wilmington Island, GA | $259,900 | $1,276 | $870 | $1,800 | $930 |
| Beaufort County, SC | $283,800 | $1,383 | $940 | $1,950 | $1,010 |
| Allenhurst, GA | $121,700 | $860 | $590 | $1,210 | $620 |
| Hampton-Varnville, SC | $90,500 | $624 | $420 | $890 | $470 |
| Edisto Beach, SC | $378,000 | $1,828 | $1,330 | $2,580 | $1,250 |
| Statesboro, GA | $133,200 | $876 | $630 | $1,210 | $580 |
| Claxton, GA | $82,200 | $593 | $400 | $850 | $450 |