Gavop's guide to buying homeowners insurance in Hillview, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $119,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $181,500 | $160,000 | $200,000-$250,000 |
| 4 Bedroom | $175,500 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $388,500 | $340,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $589 |
| Superior Protection Discount | -$71 | $639 |
| Fire & Security Discount | -$50 | $660 |
| Hail Resistant Roof Discount | -$14 | $696 |
| Newly Constructed Home Discount | -$192 | $518 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bullitt County | $1,000 | $918 | $1,918 | $667 | $1,667 | $251 |
| Hillview, KY | $1,500 | $701 | $2,201 | $510 | $2,010 | $192 |
| Hunters Hollow, KY | $200 | $868 | $1,068 | $631 | $831 | $237 |
| Kingsley, KY | $2,000 | $1,194 | $3,194 | $868 | $2,868 | $326 |
| Sycamore, KY | $400 | $900 | $1,300 | $654 | $1,054 | $246 |
| Barbourmeade, KY | $2,500 | $1,208 | $3,708 | $878 | $3,378 | $330 |
| Lanesville, IN | $200 | $828 | $1,028 | $602 | $802 | $226 |
| Webster, IN | $700 | $815 | $1,515 | $592 | $1,292 | $223 |
| Sellersburg, IN | $100 | $736 | $836 | $535 | $635 | $201 |
| Morgan, IN | $1,000 | $819 | $1,819 | $595 | $1,595 | $224 |
| Vienna, IN | $400 | $656 | $1,056 | $477 | $877 | $179 |
| Bald Knob, KY | $1,500 | $833 | $2,333 | $605 | $2,105 | $228 |
| Home Insurance Company Hillview, KY | Homeowners Insurance Agency Hillview, KY | Address | Popularity Score | Distance from Hillview (miles) |
|---|---|---|---|---|
| State Farm | Sherry Henry | 5800 Bardstown Rd, Louisville, KY, 40291-1933 | 9.7 | |
| State Farm | Jeff Kleier | 13303 Magisterial Dr, Louisville, KY, 40223-4212 | 18.4 | |
| Allstate | Loren Ashley | 4208 Bishop Ln, Louisville, KY, 40218 | 11.4 | |
| Travelers | Schwartz Insurance Group | 2950 Breckenridge Ln Ste 8a, Louisville, KY, 40220 | 13.0 | |
| State Farm | Jeremy Graham | 5438 New Cut Rd Ste 102, Louisville, KY, 40214-4544 | 9.7 | |
| State Farm | Matt Miller | 8321 Preston Hwy, Louisville, KY, 40219-5309 | 6.6 | |
| State Farm | Brenda Harris | 114 Thompson St, Frankfort, KY, 40601-3206 | 46.9 | |
| Allstate | Brian Taylor | 2920 Brownsboro Rd Ste B, Louisville, KY, 40206 | 15.6 | |
| Travelers | Bluegrass Insurance Services Llc | 620 Westport Road, Elizabethtown, KY, 42701 | 25.7 | |
| Allstate | Todd Altman | 6608 Bardstown Rd Ste C, Louisville, KY, 40291 | 9.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $640 | $1,270 | $630 |
| Bullitt County, KY | $153,100 | $929 | $660 | $1,290 | $630 |
| Hillview, KY | $115,200 | $710 | $490 | $1,010 | $520 |
| Hunters Hollow, KY | $125,000 | $879 | $620 | $1,210 | $590 |
| Kingsley, KY | $255,600 | $1,209 | $860 | $1,660 | $800 |
| Sycamore, KY | $134,500 | $911 | $650 | $1,280 | $630 |
| Barbourmeade, KY | $261,800 | $1,223 | $890 | $1,740 | $850 |
| Lanesville, IN | $127,100 | $838 | $590 | $1,150 | $560 |
| Webster, IN | $122,800 | $825 | $570 | $1,130 | $560 |
| Sellersburg, IN | $144,900 | $745 | $530 | $1,050 | $520 |
| Morgan, IN | $124,100 | $829 | $610 | $1,190 | $580 |
| Vienna, IN | $112,000 | $664 | $460 | $950 | $490 |
| Bald Knob, KY | $114,800 | $843 | $560 | $1,160 | $600 |