Gavop shows you how to buy homeowners insurance in Venice, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $23,500 | $20,000 | $0-$25,000 |
| 2 Bedroom | $70,500 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $53,000 | $40,000 | $25,000-$50,000 |
| 4 Bedroom | $103,000 | $100,000 | $100,000-$125,000 |
| 5 Bedroom | $182,500 | $160,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $684 |
| Superior Protection Discount | -$73 | $741 |
| Fire & Security Discount | -$90 | $724 |
| Hail Resistant Roof Discount | -$16 | $798 |
| Newly Constructed Home Discount | -$228 | $586 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Madison County | $700 | $709 | $1,409 | $515 | $1,215 | $194 |
| Venice, IL | $1,000 | $804 | $1,804 | $584 | $1,584 | $220 |
| Jennings, MO | $200 | $671 | $871 | $488 | $688 | $183 |
| Pasadena Hills, MO | $2,000 | $1,143 | $3,143 | $831 | $2,831 | $312 |
| Overland, MO | $400 | $750 | $1,150 | $545 | $945 | $205 |
| Webster Groves, MO | $1,000 | $955 | $1,955 | $694 | $1,694 | $261 |
| Bunker Hill, IL | $400 | $640 | $1,040 | $465 | $865 | $175 |
| Damiansville, IL | $700 | $791 | $1,491 | $575 | $1,275 | $216 |
| Venedy, IL | $200 | $790 | $990 | $574 | $774 | $216 |
| Lenzburg, IL | $1,000 | $786 | $1,786 | $572 | $1,572 | $215 |
| Valle, MO | $200 | $828 | $1,028 | $602 | $802 | $226 |
| Bedford, MO | $2,500 | $886 | $3,386 | $644 | $3,144 | $242 |
| Home Insurance Company Venice, IL | Homeowners Insurance Agency Venice, IL | Address | Popularity Score | Distance from Venice (miles) |
|---|---|---|---|---|
| Travelers | Bridgeman Insurance Agency | 20 E Main St Suite A, Belleville, IL, 62220 | 17.1 | |
| Liberty Mutual Independent | Yaekel & Associates Inc | 1915 W Main St, Belleville, IL, 62226 | 16.1 | |
| State Farm | Chris Kane | 3055 Godfrey Rd, Godfrey, IL, 62035-1808 | 15.2 | |
| Travelers | Assurance Brokers Ltd | 95 N Research Dr # 100, Edwardsville, IL, 62025 | 11.2 | |
| State Farm | Dan Palovick | 3723 Nameoki Rd, Granite City, IL, 62040-3721 | 2.8 | |
| Travelers | Mueller Schneidewind Koeneman Agency Inc | 500 Southview Plaza Ste 17, Fallon, IL, 62269 | 17.0 | |
| State Farm | Linda Fussell | 2981 Madison Ave, Granite City, IL, 62040-3616 | 2.4 | |
| State Farm | Jody White | 450 Regency Ctr, Collinsville, IL, 62234-4659 | 9.9 | |
| State Farm | Brian Mateer | 3112 Maryville Rd, Granite City, IL, 62040-5188 | 3.6 | |
| State Farm | Sam Morrill | 1550 N Main St Ste C, Columbia, IL, 62236-1070 | 18.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $570 | $1,180 | $610 |
| Madison County, IL | $130,200 | $718 | $490 | $1,030 | $540 |
| Venice, IL | $44,900 | $814 | $550 | $1,160 | $610 |
| Jennings, MO | $65,000 | $680 | $470 | $930 | $460 |
| Pasadena Hills, MO | $174,700 | $1,157 | $840 | $1,600 | $760 |
| Overland, MO | $88,400 | $759 | $550 | $1,050 | $500 |
| Webster Groves, MO | $265,200 | $966 | $650 | $1,320 | $670 |
| Bunker Hill, IL | $99,400 | $648 | $440 | $930 | $490 |
| Damiansville, IL | $155,500 | $801 | $550 | $1,140 | $590 |
| Venedy, IL | $155,300 | $800 | $570 | $1,140 | $570 |
| Lenzburg, IL | $153,200 | $796 | $580 | $1,140 | $560 |
| Valle, MO | $115,700 | $838 | $610 | $1,180 | $570 |
| Bedford, MO | $139,000 | $896 | $650 | $1,260 | $610 |