How Can I Make My Westchester, IL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Westchester, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Westchester, IL Home Insurance Coverage Levels | Back to Top
| Westchester, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Dover St, Wight St, Enterprise Dr, Oxford St, Norfolk Ave, Summerdale St, Eaton Ct, N Irving Ave, Claridge St, Carlisle St | $231,500 | $210,000 | $175,000-$200,000 | $305,500 | $280,000 | $300,000-$350,000 |
| N Laverne Ave, King Ct, Beach St, Hastings St, Sunnydale Ave, Bristol Ave, Kingston St, E Chesapeake Pl, Newbury St, Sherwood Ave | $298,000 | $280,000 | $200,000-$250,000 | $168,000 | $150,000 | $125,000-$150,000 |
| 14th Ave, Suffolk Ave, Downing Ave, Downing Ave, N Railroad Ave, Ashton Ct, Shaw St, Preston St, Strand Ave, Stratford Ave | $282,000 | $260,000 | $250,000-$300,000 | $226,000 | $210,000 | $250,000-$300,000 |
| Tyson Rd, Norfolk Ave, The Strand, Mayfair Ave, Ashbel Ave, Brighton Ct, Nelson St, Central Dr, Acerra Dr, Haase Ave | $234,000 | $200,000 | $200,000-$250,000 | $223,000 | $180,000 | $200,000-$250,000 |
| Constitution Dr, Accera Dr, Hull Ave, Martindale Dr, Claridge Ave, Saltcreek Ln, Wedgwood Dr, Mandel Ave, Westminster Dr, Ahton Ct | $392,000 | $360,000 | $350,000-$400,000 | $196,000 | $170,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Westchester, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$148 | $630 |
| Superior Protection Discount | -$70 | $708 |
| Fire & Security Discount | -$70 | $708 |
| Hail Resistant Roof Discount | -$16 | $762 |
| Newly Constructed Home Discount | -$226 | $552 |
Choose your Westchester, IL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,464 |
| Hail Damage | $4,759 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,051 |
Identify Top Home Insurance Agents near Westchester, IL | Back to Top
| Home Insurance Company Westchester, IL | Homeowners Insurance Agency Westchester, IL | Address | Popularity Score | Distance from Westchester (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Tw Group Inc. | 850 N Cass Ave, Westmont, IL, 60559 | 4.9 | |
| Allstate | Nick Del Giudice | 521 S La Grange Rd Ste 100, La Grange, IL, 60525 | 3.3 | |
| State Farm | Adam Greene | 3621 W North Ave, Chicago, IL, 60647-4724 | 9.9 | |
| State Farm | Dan Ray | 5230 W Irving Park Rd, Chicago, IL, 60641-2585 | 9.9 | |
| State Farm | Mark Hanson | 4357 W Fullerton Ave, Chicago, IL, 60639-2057 | 9.5 | |
| Farmers | Anthony Jones | 3966 W Grand Ave, Chicago, IL, 60651 | 9.4 | |
| Travelers | Linares Insurance Group Inc | 5731 W 35th Street, Cicero, IL, 60804 | 6.5 | |
| Farmers | Angela A Lucania | 958 S Bartlett Rd, Bartlett, IL, 60103 | 17.3 | |
| Farmers | Lawrence Hartl | 520 Devon Ave, Park Ridge, IL, 60068 | 10.6 | |
| State Farm | Ray Benziger | 5110 W Fullerton Ave, Chicago, IL, 60639-2404 | 8.7 |
Compare Rates for Westchester, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $590 | $1,180 | $590 |
| Cook County, IL | $227,400 | $892 | $640 | $1,240 | $600 |
| Westchester, IL | $225,300 | $778 | $560 | $1,100 | $540 |
| Chicago, IL | $234,500 | $902 | $640 | $1,290 | $650 |
| Worth, IL | $174,600 | $815 | $580 | $1,130 | $550 |
| Wheeling, IL | $292,000 | $989 | $710 | $1,350 | $640 |
| Wheatland, IL | $369,100 | $857 | $590 | $1,190 | $600 |
| Crystal Lawns, IL | $155,700 | $801 | $540 | $1,100 | $560 |
| North Barrington, IL | $653,600 | $2,146 | $1,520 | $2,960 | $1,440 |
| Troy, IL | $191,000 | $844 | $610 | $1,210 | $600 |
| Kendall, IL | $257,500 | $819 | $580 | $1,130 | $550 |
| Millington, IL | $184,200 | $858 | $580 | $1,210 | $630 |
| Erienna, IL | $256,600 | $973 | $690 | $1,340 | $650 |
Research Home Insurance Companies Reviews in Westchester, IL Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: November 05, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
Covers the contents of the home with replaceable damage value up to $10,000 plus additional liability and other coverages
Progressive Home Insurance Reviews
Date: November 26, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
Progressive offered me the same coverage that I was getting through Geico, but at roughly half the cost. I'm not sure how their actuarial tables differ from Geico, but I'm glad they do.
Farmer's Insurance Home Insurance Reviews
Date: December 31, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I would give them a 5 because I have only had one real interaction and it went well. They answered my question right away.