Gavop tells you how to get the best homeowners insurance in Cortland, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Cortland, NY - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Fox Hollow Rd, Argyle Pl, N Main St, Clinton Ave, Abdallah Ave, Clayton Ave, Harmony Cir, Jewett Ave, Hillcrest Dr, S Main St | $103,500 | $90,000 | $100,000-$125,000 | $87,000 | $80,000 | $75,000-$100,000 |
| Evergreen St, Snyder Dr, Yates Pl, Washington St, Groton Ave, Owego St, Kellogg Rd, Parkwood Cir, Parker Ave, Central Ave | $89,500 | $80,000 | $50,000-$75,000 | $177,500 | $160,000 | $150,000-$175,000 |
| Woodland Ave, Bartlett St, 5th Ave, Cedar St, Stevenson St, Levydale Pl, Garfield St, Prospect Ter, Venette St, Colony Dr | $92,500 | $80,000 | $75,000-$100,000 | $118,000 | $100,000 | $125,000-$150,000 |
| Crandall St, Grange St, Squires Apartment, Atkins Ave, Locust Ave, Van Hoesen St, James St, Raymond Ave, Denti Way, Grange Pl | $99,500 | $90,000 | $75,000-$100,000 | $113,000 | $100,000 | $100,000-$125,000 |
| Commons Ave, Maple Ave, Madison St, Harrington Ave, W Cleveland St, Kennedy Pkwy, Rickard St, W Court St, Copeland Ave, Miller St | $141,000 | $110,000 | $125,000-$150,000 | $135,500 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$184 | $784 |
| Superior Protection Discount | -$87 | $881 |
| Fire & Security Discount | -$87 | $881 |
| Hail Resistant Roof Discount | -$19 | $949 |
| Newly Constructed Home Discount | -$261 | $707 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,488 |
| Hail Damage | $4,900 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $17,389 |
| Home Insurance Company Cortland, NY | Homeowners Insurance Agency Cortland, NY | Address | Popularity Score | Distance from Cortland (miles) |
|---|---|---|---|---|
| Allstate | Adam J. Roux | 1250 Upper Front St, Binghamton, NY, 13901 | 33.9 | |
| Liberty Mutual Independent | P W Wood & Son Inc | 2333 N Triphammer Rd Ste 501, Ithaca, NY, 14850 | 17.6 | |
| Travelers | My Agency Of Cny Inc | 824 N State St, Syracuse, NY, 13208 | 31.6 | |
| Liberty Mutual Independent | In Focus Advisors Inc | 8035 Oswego Rd, Liverpool, NY, 13090 | 38.8 | |
| Allstate | John Dermody | 3654 The Park, Cortland, NY, 13045 | 1.5 | |
| Allstate | Fernando Moreno | 512 N Main St, Syracuse, NY, 13212 | 37.4 | |
| State Farm | Jeff Barrett | 602 N Main Street Rt 11, North Syracuse, NY, 13212 | 36.9 | |
| State Farm | Tom Salzberg | 179 W Seneca St, Manlius, NY, 13104-2438 | 29.1 | |
| Liberty Mutual Independent | First Niagara Risk Management | 300 N Tioga St, Ithaca, NY, 14850 | 19.6 | |
| State Farm | Al Myers | 38 Main Street, Cortland, NY, 13045-2684 | 0.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $850 | $1,660 | $810 |
| Cortland County, NY | $113,900 | $1,205 | $870 | $1,650 | $780 |
| Cortland, NY | $98,200 | $968 | $650 | $1,330 | $680 |
| Truxton, NY | $118,800 | $602 | $400 | $830 | $430 |
| Marathon, NY | $110,600 | $596 | $410 | $820 | $410 |
| Niles, NY | $168,900 | $683 | $500 | $940 | $440 |
| South Hill, NY | $209,500 | $672 | $460 | $920 | $460 |
| Coventry, NY | $111,300 | $596 | $440 | $830 | $390 |
| New Berlin, NY | $84,700 | $591 | $400 | $840 | $440 |
| South Waverly, PA | $147,200 | $700 | $500 | $990 | $490 |
| Sylvan Beach, NY | $97,900 | $591 | $400 | $820 | $420 |
| Wellsburg, NY | $81,200 | $592 | $420 | $850 | $430 |
| Sanford, NY | $125,000 | $608 | $440 | $850 | $410 |