Gavop tells you how to get the best homeowners insurance in Kingston, RI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Kingston, RI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Great Swamp Monument Rd, Cedar Cir, Railroad Ave, Little Rest Rd, White Horn Dr, Clark Ln, Lower College Rd, Briar Ln, Fairgrounds Rd, Woodsia Trl | $404,000 | $360,000 | $400,000-$500,000 | $335,500 | $270,000 | $250,000-$300,000 |
| Queens River Dr, Paddock Ct, Locust Dr, Stony Fort Rd, Kogoli Way, Glen Rock Rd, Sand Turn Rd, Heritage Dr, Shadbush Rd, Butterfield Rd | $338,000 | $280,000 | $300,000-$350,000 | $632,500 | $580,000 | $500,000-$600,000 |
| Darlene Dr, Windmill Dr, Shickasheen Way, Roxanna Ln, Old North Rd, Sir Michael Ct, S Park Ln, Blueberry Ln, Barbers Pond Rd, Longview Ct | $402,000 | $360,000 | $350,000-$400,000 | $581,000 | $550,000 | $600,000-$700,000 |
| Fortin Rd, Larkin Pond Rd S, Brookwood Rd, High Meadow Ln, Bills Rd, Sherman Ave, Beverly Ln, Old Usquepaugh Rd, Kensington Ct S, Hundred Acre Pond Rd E | $306,500 | $260,000 | $250,000-$300,000 | $447,500 | $390,000 | $400,000-$500,000 |
| Fox Ct, Campus Ave, Monticelli Dr, Millstone Rd, French Rd, Spring Hill Rd, Higgins Dr, Biscuit City Rd, Cherry Rd, Caitlin Ct | $490,000 | $450,000 | $500,000-$600,000 | $652,000 | $610,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$178 | $761 |
| Superior Protection Discount | -$94 | $845 |
| Fire & Security Discount | -$103 | $836 |
| Hail Resistant Roof Discount | -$28 | $911 |
| Newly Constructed Home Discount | -$225 | $714 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,344 |
| Hail Damage | $4,618 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,887 |
| Home Insurance Company Kingston, RI | Homeowners Insurance Agency Kingston, RI | Address | Popularity Score | Distance from Kingston (miles) |
|---|---|---|---|---|
| Travelers | Schonning Insurance | 90 Airport Road, Westerly, RI, 2891 | 17.6 | |
| Travelers | Hunter Insurance Inc | 389 Old River Road, Manville, RI, 2838 | 34.3 | |
| Liberty Mutual Independent | Affiliated Insurance Managers | 935 Jefferson Blvd 935 Jefferson Blvd, Warwick, RI, 2886 | 17.5 | |
| Nationwide | Katherine E Smith | 567 So County Trl Ste 204, Exeter, RI, 02822-3419 | 3.9 | |
| Travelers | Wickford Insurance Agency Inc | 1130 Ten Rod Road Suite E-104 , North Kingstown, RI, 2852 | 7.5 | |
| Travelers | Rose & Kiernan | 138 Main St, Wakefield, RI, 2879 | 2.7 | |
| Travelers | The Insurance Center Inc | 91 Tollgate Rd, Warwick, RI, 2886 | 15.9 | |
| Nationwide | Wayne P Johnson | 800 Providence St, Woonsocket, RI, 02895-6263 | 35.4 | |
| Travelers | Christopher & Regan Ins Inc | 1130 Ten Rod Rd Ste B202, N Kingstown, RI, 2852 | 7.7 | |
| Allstate | Kevin Cloutier | 2000 Warwick Ave, Warwick, RI, 2889 | 18.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Rhode Island | $242,200 | $1,321 | $950 | $1,840 | $890 |
| Washington County, RI | $320,600 | $1,435 | $1,050 | $2,050 | $1,000 |
| Kingston, RI | $336,500 | $939 | $650 | $1,330 | $680 |
| Wakefield-Peacedale, RI | $309,400 | $1,556 | $1,070 | $2,210 | $1,140 |
| Wyoming, RI | $230,800 | $1,280 | $920 | $1,830 | $910 |
| Hopkinton, RI | $255,900 | $975 | $700 | $1,380 | $680 |
| Clayville, RI | $305,000 | $1,541 | $1,050 | $2,140 | $1,090 |
| Foster Center, RI | $217,300 | $1,230 | $840 | $1,690 | $850 |
| Central Falls, RI | $149,100 | $806 | $560 | $1,150 | $590 |
| Norwich, CT | $168,200 | $905 | $650 | $1,280 | $630 |
| Pascoag, RI | $215,100 | $1,222 | $840 | $1,700 | $860 |
| West Tisbury, MA | $745,500 | $2,888 | $1,930 | $3,990 | $2,060 |
| Milford, MA | $292,600 | $849 | $580 | $1,170 | $590 |