Gavop's guide to buying homeowners insurance in Bear Creek, AR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $29,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $49,000 | $40,000 | $25,000-$50,000 |
| 3 Bedroom | $67,000 | $60,000 | $50,000-$75,000 |
| 4 Bedroom | $161,500 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $124,000 | $110,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$63 | $727 |
| Home and Two Car | -$126 | $664 |
| Home and Three Car | -$182 | $609 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sevier County | $1,000 | $728 | $1,728 | $529 | $1,529 | $199 |
| Bear Creek, AR | $2,000 | $781 | $2,781 | $568 | $2,568 | $213 |
| Gap Springs, AR | $200 | $855 | $1,055 | $621 | $821 | $234 |
| Polk County, AR | $2,000 | $778 | $2,778 | $565 | $2,565 | $213 |
| Saratoga, AR | $500 | $978 | $1,478 | $711 | $1,211 | $267 |
| Daisy, AR | $2,500 | $890 | $3,390 | $647 | $3,147 | $243 |
| Ogden, AR | $400 | $839 | $1,239 | $610 | $1,010 | $229 |
| Ozan, AR | $200 | $880 | $1,080 | $640 | $840 | $241 |
| Wake Village, TX | $700 | $998 | $1,698 | $725 | $1,425 | $273 |
| Annona, TX | $400 | $1,222 | $1,622 | $888 | $1,288 | $334 |
| Home Insurance Company Bear Creek, AR | Homeowners Insurance Agency Bear Creek, AR | Address | Popularity Score | Distance from Bear Creek (miles) |
|---|---|---|---|---|
| Allstate | Landmark Insurance | 691 Highway 27 Byp, Nashville, AR, 71852 | 26.6 | |
| State Farm | Matt Thomas | 1311a Highway 71 N, Mena, AR, 71953-8447 | 37.0 | |
| State Farm | Mark Oubre | 4207 Jefferson Ave, Texarkana, AR, 71854-1513 | 43.4 | |
| Allstate | Rock Creek Insurance | 306 E Broadway, Glenwood, AR, 71943 | 46.6 | |
| State Farm | Jake Hambleton | 302 Arkansas Blvd, Texarkana, AR, 71854-1905 | 43.4 | |
| Farmers | Maria Delgado | 222 N Hervey St Ste C, Hope, AR, 71801 | 48.0 | |
| Allstate | Seal & Hodge Inc | 509a W Collin Raye Dr, De Queen, AR, 71832 | 2.9 | |
| State Farm | Rusty Hagler | 400 N Main St, Nashville, AR, 71852-2006 | 26.7 | |
| Allstate | Richard Sexton | 1103 Arkansas Blvd # 1, Texarkana, AR, 71854 | 43.5 | |
| State Farm | George Davis | 410 Sherwood Ave Ste 1, Mena, AR, 71953-3369 | 36.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $790 | $1,500 | $710 |
| Sevier County, AR | $75,400 | $737 | $500 | $1,020 | $520 |
| Bear Creek, AR | $88,000 | $790 | $580 | $1,090 | $510 |
| Gap Springs, AR | $73,000 | $865 | $590 | $1,200 | $610 |
| Polk County, AR | $87,100 | $787 | $560 | $1,120 | $560 |
| Saratoga, AR | $97,900 | $990 | $700 | $1,420 | $720 |
| Daisy, AR | $80,000 | $901 | $610 | $1,250 | $640 |
| Ogden, AR | $70,000 | $849 | $620 | $1,160 | $540 |
| Ozan, AR | $78,100 | $891 | $600 | $1,220 | $620 |
| Wake Village, TX | $122,700 | $1,010 | $670 | $1,550 | $880 |
| Annona, TX | $49,800 | $1,237 | $820 | $1,900 | $1,080 |