Gavop tells you how to get the best homeowners insurance in Harlan County, NE by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Harlan County, NE - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 1st St, Lakeview Dr, 707 Rd, N Nebraska Ave, 702 Rd, S Lillybud Ave, State Hwy 46, Co Rd 1815, 705 Rd, Fencepost Rd | $81,500 | $80,000 | $75,000-$100,000 | $67,500 | $60,000 | $75,000-$100,000 |
| E 3rd St, Decker Ave, W 1st St, K Rd, 724 Rd, Republican Ave, O Rd, West Ave, W 3rd St, Country Club Dr | $129,000 | $120,000 | $125,000-$150,000 | $61,500 | $50,000 | $50,000-$75,000 |
| Truman Ave, S Rd, Falcon Rd, Cemetary Rd, N Kennedy Ave, State Hwy 4, Killdeer Rd, N Wyoming Ave, W Spruce St, N College Ave | $95,000 | $80,000 | $75,000-$100,000 | $56,500 | $50,000 | $50,000-$75,000 |
| W 5th St, Shore Dr, Franklin-Harlan Rd, S Republican Ave, S Cove Dr, Clarke St, Rd 718, S Park Ave E, Jewell St, 709 Rd | $109,500 | $90,000 | $75,000-$100,000 | $71,500 | $70,000 | $50,000-$75,000 |
| Division St, Silver St, Ragan Huntley Rd, B Ln, Atkinson Ave, W Pine St, 724th Rd, 703 Rd, E Walnut St, 716 Rd | $136,500 | $110,000 | $125,000-$150,000 | $68,500 | $60,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$134 | $608 |
| Superior Protection Discount | -$74 | $668 |
| Fire & Security Discount | -$52 | $690 |
| Hail Resistant Roof Discount | -$22 | $719 |
| Newly Constructed Home Discount | -$185 | $556 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Harlan County | $700 | $733 | $1,433 | $533 | $1,233 | $200 |
| Harlan County, NE | $700 | $733 | $1,433 | $533 | $1,233 | $200 |
| Funk, NE | $1,500 | $1,039 | $2,539 | $755 | $2,255 | $284 |
| Mirage, NE | $500 | $1,115 | $1,615 | $811 | $1,311 | $305 |
| Kensington, KS | $2,000 | $894 | $2,894 | $650 | $2,650 | $244 |
| Norman, NE | $200 | $488 | $688 | $355 | $555 | $133 |
| Eaton, NE | $1,000 | $1,121 | $2,121 | $815 | $1,815 | $306 |
| Smith County, KS | $200 | $773 | $973 | $562 | $762 | $211 |
| Bladen, NE | $2,500 | $655 | $3,155 | $476 | $2,976 | $179 |
| Amherst, NE | $200 | $962 | $1,162 | $699 | $899 | $263 |
| Roseland, NE | $2,000 | $966 | $2,966 | $702 | $2,702 | $264 |
| Home Insurance Company Harlan County, NE | Homeowners Insurance Agency Harlan County, NE | Address | Popularity Score | Distance from Harlan County (miles) |
|---|---|---|---|---|
| State Farm | Cory Kruse | 3320 2nd Ave, Kearney, NE, 68847-2902 | 40.3 | |
| State Farm | Amy Glenn | 311 W 11th St, Kearney, NE, 68845-7331 | 38.7 | |
| State Farm | Kara Grauerholz | 5609 1st Ave Ste C2, Kearney, NE, 68847-2438 | 41.6 | |
| Allstate | The Pinnacle Agency | 525 North Washington, Lexington, NE, 68850 | 45.0 | |
| Allstate | Lundeen Isaacson | 425 West Ave, Holdrege, NE, 68949 | 18.0 | |
| State Farm | Kim Snavely | 243 N Minden Ave, Minden, NE, 68959-1625 | 32.6 | |
| State Farm | Linda Maiden | 611 Paxton Street Suite A, Cambridge, NE, 69022 | 40.9 | |
| State Farm | Kim Snavely | 816 15th Avenue Suite A Po Box 264, Franklin, NE, 68939 | 24.6 | |
| Travelers | Gary Thompson Agency Inc | 217 E Stolley Park Rd, Ste B. , Grand Island, NE, 68801 | 49.8 | |
| State Farm | Randy Grassmeyer | 611 4th Ave, Holdrege, NE, 68949-2202 | 18.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $880 | $1,720 | $840 |
| Harlan County, NE | $83,200 | $742 | $500 | $1,030 | $530 |
| Harlan County, NE | $83,200 | $742 | $540 | $1,060 | $520 |
| Funk, NE | $111,500 | $1,052 | $700 | $1,500 | $800 |
| Mirage, NE | $125,500 | $1,129 | $820 | $1,550 | $730 |
| Kensington, KS | $62,700 | $905 | $710 | $1,220 | $510 |
| Norman, NE | $26,700 | $494 | $340 | $680 | $340 |
| Eaton, NE | $126,600 | $1,135 | $760 | $1,620 | $860 |
| Smith County, KS | $66,200 | $783 | $610 | $1,060 | $450 |
| Bladen, NE | $50,000 | $663 | $480 | $950 | $470 |
| Amherst, NE | $98,100 | $974 | $670 | $1,380 | $710 |
| Roseland, NE | $98,800 | $978 | $670 | $1,380 | $710 |