How Can I Make My Dana Point, CA Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Dana Point, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Dana Point, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $141,500 | $130,000 | $150,000-$175,000 |
| 2 Bedroom | $498,500 | $420,000 | $500,000-$600,000 |
| 3 Bedroom | $360,000 | $320,000 | $300,000-$350,000 |
| 4 Bedroom | $601,000 | $550,000 | $500,000-$600,000 |
| 5 Bedroom | $1,152,500 | $980,000 | More than 10,000,000 |
Estimate your Savings with Home Insurance Discounts in Dana Point, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$212 | $1,301 |
| Superior Protection Discount | -$136 | $1,377 |
| Fire & Security Discount | -$151 | $1,361 |
| Hail Resistant Roof Discount | -$45 | $1,467 |
| Newly Constructed Home Discount | -$439 | $1,074 |
Choose the Right Deductible for your Dana Point, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Orange County | $2,000 | $1,351 | $3,351 | $982 | $2,982 | $369 |
| Dana Point, CA | $2,500 | $1,495 | $3,995 | $1,086 | $3,586 | $408 |
| Orange, CA | $200 | $1,401 | $1,601 | $1,018 | $1,218 | $383 |
| Placentia, CA | $700 | $1,367 | $2,067 | $993 | $1,693 | $374 |
| Brea, CA | $500 | $1,412 | $1,912 | $1,026 | $1,526 | $386 |
| Walnut, CA | $1,500 | $1,062 | $2,562 | $772 | $2,272 | $290 |
| Compton, CA | $300 | $854 | $1,154 | $621 | $921 | $233 |
| Willowbrook, CA | $1,500 | $686 | $2,186 | $499 | $1,999 | $188 |
| Covina, CA | $100 | $1,175 | $1,275 | $854 | $954 | $321 |
| Palos Verdes, CA | $2,500 | $927 | $3,427 | $674 | $3,174 | $253 |
| Alondra Park, CA | $400 | $1,602 | $2,002 | $1,164 | $1,564 | $438 |
| Glendora, CA | $1,500 | $1,375 | $2,875 | $999 | $2,499 | $376 |
Identify Top Home Insurance Agents near Dana Point, CA | Back to Top
| Home Insurance Company Dana Point, CA | Homeowners Insurance Agency Dana Point, CA | Address | Popularity Score | Distance from Dana Point (miles) |
|---|---|---|---|---|
| State Farm | Chris Risi | 32392 Coast Hwy Ste 260, Laguna Beach, CA, 92651-6784 | 2.5 | |
| Travelers | Alliant Insurance Services Inc | 325 E Hill Crest Dr Suite 250, Newport Beach, CA, 92660 | 14.2 | |
| State Farm | Zig Tekeste | 4212 Pacific Coast Highway, Torrance, CA, 90505-5526 | 44.3 | |
| Allstate | Cheryl Binns | 31601 Coast Hwy Ste C, Laguna Beach, CA, 92651 | 3.5 | |
| State Farm | Delores Stubbs | 3601 E Imperial Hwy, Lynwood, CA, 90262-2608 | 43.1 | |
| Farmers | Marie Milliman | 16516 Bernardo Center Dr Ste 150, San Diego, CA, 92128 | 47.9 | |
| State Farm | Faye Li | 20803 Valley Blvd Ste 104, Walnut, CA, 91789-2583 | 39.1 | |
| State Farm | Victoria Pore | 28991 Golden Lantern Ste D105, Laguna Niguel, CA, 92677-1554 | 5.8 | |
| Allstate | Sami Abdelatif | 32341 Camino Capistrano Ste J, San Juan Capistrano, CA, 92675 | 3.7 | |
| Allstate | Mark Spinat | 12849 Beach Blvd, Stanton, CA, 90680 | 27.1 |
Compare Rates for Dana Point, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Orange County, CA | $620,500 | $1,368 | $1,010 | $1,860 | $850 |
| Dana Point, CA | $833,800 | $1,513 | $1,120 | $2,060 | $940 |
| Orange, CA | $604,300 | $1,418 | $1,050 | $1,930 | $880 |
| Placentia, CA | $585,800 | $1,383 | $1,020 | $1,880 | $860 |
| Brea, CA | $610,700 | $1,430 | $1,060 | $1,940 | $880 |
| Walnut, CA | $703,800 | $1,075 | $800 | $1,460 | $660 |
| Compton, CA | $338,100 | $864 | $640 | $1,180 | $540 |
| Willowbrook, CA | $268,100 | $695 | $510 | $940 | $430 |
| Covina, CA | $441,100 | $1,189 | $880 | $1,620 | $740 |
| Palos Verdes, CA | $1,044,900 | $938 | $690 | $1,280 | $590 |
| Alondra Park, CA | $496,900 | $1,621 | $1,200 | $2,200 | $1,000 |
| Glendora, CA | $517,100 | $1,391 | $1,030 | $1,890 | $860 |
Research Home Insurance Companies Reviews in Dana Point, CA Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: October 23, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
Good customer service they answer right away and always help me thru the situation efficiently
Date: September 19, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
Allstate is getting expensive with their policy offerings. I am in the market for looking for another insurance company that is a little lower.
Liberty Mutual Home Insurance Reviews
Date: June 06, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Male
Premium
Liberty mutual is much much cheaper than other companies. They have great customer service on top of that. The deductibles are the lowest I could find in my neighborhood.
State Farm Home Insurance Reviews
Date: July 07, 2019 Age: 20 to 29 Gender: Married Marital Status: Male
Customer Service
I would give State Farm a 5. When we had some storm damage to our roof, they has someone out there that day,He was very pleasant and I got my check by the end of the week.
Nationwide Home Insurance Reviews
Date: September 07, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
My company policy offerings are very competitive. I have not found anything significant that other companies offer that are not available through Nationwide home insurance. Very good.