How Can I Make My Madison County, KY Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Madison County, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Madison County, KY Home Insurance Coverage Levels | Back to Top

Madison County, KY - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Van Hoose Dr, Old Wallaceton Rd, Pilot Knob 2, Norwood Dr, Caroline Dr, General Nelson Dr, State Hwy 1983, Marsha Dr, S Broadway St, Winstons Ct $150,000 $120,000 $175,000-$200,000 $113,000 $110,000 $100,000-$125,000
Willis Manor Dr, Greens Crossing Rd, Tanglewood Trl, Melanie Ln, Breck Ave, Indian Mound Dr, Daisy Dr, Stocker Dr, Northway Dr, Shetland Dr $171,500 $160,000 $175,000-$200,000 $115,000 $100,000 $100,000-$125,000
Arthur Jackson Ln, S 1st St, Marengo Dr, Meadow Ridge Dr, Prospect St, Banyan Blvd, Scenic Dr, Hawthorne Dr, Rice Ct, Crutcher Pike $225,000 $210,000 $175,000-$200,000 $171,000 $160,000 $175,000-$200,000
Otis Ct, Opposum Kingdom Rd, Old Kingston-Berea Rd, Martin Dr, Old Kentucky Loop No 4, Silver Charm Ct, Adams St, Rice Ln E, Maryland Dr, Crooksville Rd $205,500 $180,000 $200,000-$250,000 $129,000 $110,000 $125,000-$150,000
Moberly Ave, Lassiter Dr, Redbud Dr, Todds Ct, Commercial Dr, Buckettown Rd, Hays Fork Ln, Millirons Rd, University Dr, Winton Dr $240,500 $210,000 $250,000-$300,000 $109,500 $100,000 $125,000-$150,000
Bonanza Rd, Church St, Clark Dr, S 3rd St, Hurley Short, Michael Ct, Ridgeview Dr, Merrimac Ct, Barrett Ln, Revel Rd $138,000 $130,000 $150,000-$175,000 $130,500 $110,000 $125,000-$150,000
Ogg Ln, Mason Lake Rd, Meadow Lark, Luxon Dr, Vickers Dr, Ballard Dr, Braedens Way, Park Dr, Kenway St, Palomino Dr $163,000 $150,000 $150,000-$175,000 $155,000 $130,000 $125,000-$150,000
Bobtown Rd, Melody Ln, E Kentucky Ave, Walnut Meadow Rd, Ellipse St, Hume Branch, Tates Creek Ave, Bethlehelm S, Elkins St, Autumn Leaf Dr $136,000 $120,000 $100,000-$125,000 $116,000 $100,000 $100,000-$125,000
Collins Ct, Burnam Ct, Mildred St, Pine St, Scruggs St, Tivoli Ct, Guynn Rd, Holly St, Central Ct, Lark Wood Dr $187,000 $150,000 $200,000-$250,000 $124,500 $110,000 $125,000-$150,000
Laurel St, Golden Springs Dr, N Collins St, Boone Way, Newport Ln, Virginia Ave, Jacks Creek Rd, Union City-College Hill Rd, Palm Hill Dr, Logan $117,500 $110,000 $100,000-$125,000 $79,000 $70,000 $75,000-$100,000

Estimate your Savings with Home Insurance Discounts in Madison County, KY | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$148 $776
Superior Protection Discount -$83 $840
Fire & Security Discount -$102 $822
Hail Resistant Roof Discount -$28 $896
Newly Constructed Home Discount -$268 $656

Choose the Right Deductible for your Madison County, KY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Madison County $1,000 $912 $1,912 $663 $1,663 $249
Madison County, KY $1,500 $912 $2,412 $663 $2,163 $249
Winston-West Irvine, KY $500 $634 $1,134 $461 $961 $173
Keene, KY $2,000 $1,015 $3,015 $738 $2,738 $277
Powell County, KY $500 $640 $1,140 $465 $965 $175
Versailles, KY $2,500 $852 $3,352 $619 $3,119 $233
Sturgeon, KY $500 $560 $1,060 $407 $907 $153
Booneville, KY $1,500 $661 $2,161 $480 $1,980 $181
Midway, KY $100 $1,022 $1,122 $742 $842 $279
Carlisle, KY $2,000 $665 $2,665 $483 $2,483 $182
Nicholas County, KY $200 $651 $851 $473 $673 $178
Washington County, KY $1,000 $671 $1,671 $487 $1,487 $183

Identify Top Home Insurance Agents near Madison County, KY | Back to Top

Home Insurance Company Madison County, KY Homeowners Insurance Agency Madison County, KY Address Popularity Score Distance from Madison County (miles)
Liberty Mutual Independent Cambridge Insurance 2300 Regency Rd, Lexington, KY, 40503
23.8
State Farm Daniel Byrd 331 Versailles Rd, Frankfort, KY, 40601-3646
44.5
State Farm Erika Hancock 410 Kings Daughters Dr, Frankfort, KY, 40601-6533
45.7
Allstate Rebecca Turner 218 N Main St, Nicholasville, KY, 40356
19.5
Allstate Stephen Duncan 470 Southland Dr, Lexington, KY, 40503
24.6
State Farm Steve Page 626 Edgewood Dr, Nicholasville, KY, 40356-2261
20.2
State Farm Brad Lacefield 211 N Main St, Versailles, KY, 40383-1266
33.7
State Farm Brenda Harris 114 Thompson St, Frankfort, KY, 40601-3206
45.0
State Farm Don Mills 130 E Main St Ste 4, Richmond, KY, 40475-1653
1.9
State Farm Bethany Hicks 1050 Chinoe Rd Ste 100, Lexington, KY, 40502-6571
22.0

Compare Rates for Madison County, KY Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Kentucky $130,000 $896 $610 $1,280 $670
Madison County, KY $151,000 $924 $660 $1,300 $640
Madison County, KY $151,000 $924 $640 $1,310 $670
Winston-West Irvine, KY $78,200 $642 $440 $920 $480
Keene, KY $435,100 $1,027 $740 $1,450 $710
Powell County, KY $79,800 $648 $470 $900 $430
Versailles, KY $175,200 $863 $600 $1,220 $620
Sturgeon, KY $54,400 $567 $410 $780 $370
Booneville, KY $74,000 $669 $470 $950 $480
Midway, KY $177,800 $1,034 $740 $1,460 $720
Carlisle, KY $85,500 $673 $480 $930 $450
Nicholas County, KY $82,100 $658 $450 $920 $470
Washington County, KY $105,600 $679 $460 $960 $500

8 Ways to Get Discounts on Homeowners Insurance in Madison County, KY

What Makes Your Madison County, KY Home Insurance Cheap or Expensive