Gavop shows you how to buy homeowners insurance in Murraysville, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $61,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $175,000 | $150,000 | $200,000-$250,000 |
| 3 Bedroom | $208,500 | $190,000 | $150,000-$175,000 |
| 4 Bedroom | $237,500 | $200,000 | $250,000-$300,000 |
| 5 Bedroom | $467,500 | $380,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$113 | $694 |
| Superior Protection Discount | -$81 | $726 |
| Fire & Security Discount | -$89 | $718 |
| Hail Resistant Roof Discount | -$16 | $790 |
| Newly Constructed Home Discount | -$202 | $605 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| New Hanover County | $2,000 | $1,015 | $3,015 | $738 | $2,738 | $277 |
| Murraysville, NC | $2,000 | $797 | $2,797 | $579 | $2,579 | $218 |
| Hampstead, NC | $500 | $1,085 | $1,585 | $788 | $1,288 | $296 |
| Topsail, NC | $700 | $813 | $1,513 | $591 | $1,291 | $222 |
| Long Creek, NC | $200 | $900 | $1,100 | $654 | $854 | $246 |
| Grady, NC | $2,000 | $568 | $2,568 | $413 | $2,413 | $155 |
| Federal Point, NC | $500 | $832 | $1,332 | $604 | $1,104 | $227 |
| Wallace, NC | $2,500 | $675 | $3,175 | $490 | $2,990 | $184 |
| Bogue, NC | $400 | $590 | $990 | $429 | $829 | $161 |
| Taylors Bridge, NC | $1,000 | $384 | $1,384 | $279 | $1,279 | $105 |
| Lees, NC | $100 | $501 | $601 | $364 | $464 | $137 |
| Home Insurance Company Murraysville, NC | Homeowners Insurance Agency Murraysville, NC | Address | Popularity Score | Distance from Murraysville (miles) |
|---|---|---|---|---|
| State Farm | Chrystal Fray | 2547 S 17th St Ste C, Wilmington, NC, 28401-7864 | 8.0 | |
| State Farm | Rob Cutting | 432 Eastwood Rd Ste 100, Wilmington, NC, 28403-1873 | 3.5 | |
| State Farm | Amina Shade | 3001 Wrightsville Ave Ste B, Wilmington, NC, 28403-4106 | 5.8 | |
| Liberty Mutual Independent | Jwb Insurance Group | 4010 Oleander Dr Ste 11, Wilmington, NC, 28403 | 6.3 | |
| Nationwide | Ashlie Fortune Insurance | 445 Western Blvd Ste H, Jacksonville, NC, 28546-6852 | 42.1 | |
| State Farm | Henry Brown | 2816a S College Rd, Wilmington, NC, 28412-6827 | 7.2 | |
| Liberty Mutual Independent | James E Moore Insurance Agency | 1508 Military Cutoff Rd Ste 104, Wilmington, NC, 28403 | 4.7 | |
| Allstate | Mark Bailey | 1014 Henderson Dr, Jacksonville, NC, 28540 | 41.3 | |
| State Farm | David Ward | 4818 New Centre Dr, Wilmington, NC, 28403-1618 | 3.9 | |
| Allstate | Randy Gibson | 413 S College Rd, Wilmington, NC, 28403 | 4.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,260 | $640 |
| New Hanover County, NC | $225,600 | $1,028 | $710 | $1,470 | $760 |
| Murraysville, NC | $179,400 | $806 | $580 | $1,140 | $560 |
| Hampstead, NC | $223,300 | $1,098 | $760 | $1,560 | $800 |
| Topsail, NC | $244,100 | $823 | $550 | $1,140 | $590 |
| Long Creek, NC | $165,600 | $911 | $670 | $1,250 | $580 |
| Grady, NC | $91,000 | $575 | $420 | $820 | $400 |
| Federal Point, NC | $253,100 | $842 | $610 | $1,150 | $540 |
| Wallace, NC | $111,700 | $683 | $500 | $960 | $460 |
| Bogue, NC | $95,000 | $597 | $400 | $820 | $420 |
| Taylors Bridge, NC | $60,100 | $389 | $260 | $550 | $290 |
| Lees, NC | $79,100 | $507 | $350 | $690 | $340 |