Gavop tells you how to get the best homeowners insurance in Palacios, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Palacios, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Saint Mary St, Co Rd 320, Co Rd 347, E University Ave, Co Rd 335, Buffaloe Rd, Nicralic Rd, E Main St, Bayshore Rd, Cr 324 | $117,500 | $100,000 | $125,000-$150,000 | $70,500 | $60,000 | $50,000-$75,000 |
| E Matagorda Ave, 9th St, State Hwy 35 Bus, Co Rd 324, Magnusson Ave, Co Rd 384, Shark Dr, E Tres Palacios Ave, Citrus Grove Rd, Co Rd 319 McGlothlin Rd | $89,000 | $80,000 | $75,000-$100,000 | $120,000 | $110,000 | $125,000-$150,000 |
| Michalik Rd, Moore Ave, Co Rd 322, FM 3280, Co Rd 318, Green Ave, Cr 348, Henderson Rd, Co Rd 366, Co Rd 322 Buffaloe Rd | $160,000 | $140,000 | $175,000-$200,000 | $83,500 | $80,000 | $75,000-$100,000 |
| Robbins Slough Rd, Co Rd 333, Perryman Ave, Jensen Point Dr, Machalik Rd, S Bay Blvd, E Elizabeth Ave, Co Rd 317, Co Rd 319, Co Rd 337 | $124,000 | $110,000 | $125,000-$150,000 | $54,000 | $50,000 | $50,000-$75,000 |
| E Craymer Ave, Ruthven St, Turtle Bay Cove Dr, Farm Rd 2853 S, State Hwy 35 S, Jensen Dr, Slone Ranch Rd, Co Rd 300, Co Rd 305, Co Rd 314 | $63,500 | $50,000 | $50,000-$75,000 | $49,000 | $40,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$175 | $796 |
| Superior Protection Discount | -$97 | $874 |
| Fire & Security Discount | -$97 | $874 |
| Hail Resistant Roof Discount | -$29 | $942 |
| Newly Constructed Home Discount | -$194 | $777 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Matagorda County | $1,500 | $1,360 | $2,860 | $988 | $2,488 | $372 |
| Palacios, TX | $1,500 | $959 | $2,459 | $697 | $2,197 | $262 |
| Port Lavaca, TX | $100 | $958 | $1,058 | $696 | $796 | $262 |
| Van Vleck, TX | $2,000 | $1,458 | $3,458 | $1,060 | $3,060 | $399 |
| Vanderbilt, TX | $400 | $1,780 | $2,180 | $1,294 | $1,694 | $487 |
| Louise, TX | $1,500 | $1,639 | $3,139 | $1,191 | $2,691 | $448 |
| Placedo, TX | $100 | $1,283 | $1,383 | $933 | $1,033 | $351 |
| Victoria South, TX | $700 | $1,341 | $2,041 | $974 | $1,674 | $366 |
| Brazoria, TX | $400 | $1,451 | $1,851 | $1,055 | $1,455 | $397 |
| West Columbia, TX | $2,000 | $1,398 | $3,398 | $1,016 | $3,016 | $382 |
| Victoria County, TX | $100 | $1,455 | $1,555 | $1,057 | $1,157 | $398 |
| Jones Creek, TX | $2,000 | $1,531 | $3,531 | $1,113 | $3,113 | $419 |
| Home Insurance Company Palacios, TX | Homeowners Insurance Agency Palacios, TX | Address | Popularity Score | Distance from Palacios (miles) |
|---|---|---|---|---|
| Farmers | Gloria Sanchez | 202 S Columbia Dr, West Columbia, TX, 77486 | 46.3 | |
| Farmers | Landra Olsen | 314 E Brazos Ave, West Columbia, TX, 77486 | 46.8 | |
| State Farm | Robby Woodard | 702 N Main St, Sweeny, TX, 77480-1604 | 39.4 | |
| Farmers | Irby Kerlick Sr | 1317 N Alabama Rd, Wharton, TX, 77488 | 45.7 | |
| Travelers | Coastal Insurance Group | 15000 State Hwy 35 S, Blessing, TX, 77419 | 14.7 | |
| Farmers | Tommy Thomas | 140 W Milam St, Wharton, TX, 77488 | 45.1 | |
| Travelers | Assurance One Of Texas Llc | 114 W Main, Edna, TX, 77957 | 35.8 | |
| Allstate | Owen Boyd | 908 S Brooks St, Brazoria, TX, 77422 | 45.6 | |
| State Farm | C V Mckelvy | 2409 7th St, Bay City, TX, 77414-5206 | 26.1 | |
| Allstate | Jack Hollister Ins | 3600 Avenue F Ste A, Bay City, TX, 77414 | 24.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Matagorda County, TX | $102,200 | $1,376 | $910 | $2,120 | $1,210 |
| Palacios, TX | $107,200 | $971 | $640 | $1,500 | $860 |
| Port Lavaca, TX | $99,100 | $969 | $640 | $1,490 | $850 |
| Van Vleck, TX | $90,900 | $1,476 | $970 | $2,270 | $1,300 |
| Vanderbilt, TX | $186,300 | $1,802 | $1,190 | $2,780 | $1,590 |
| Louise, TX | $135,500 | $1,659 | $1,090 | $2,550 | $1,460 |
| Placedo, TX | $59,200 | $1,299 | $860 | $2,000 | $1,140 |
| Victoria South, TX | $68,700 | $1,357 | $900 | $2,090 | $1,190 |
| Brazoria, TX | $89,400 | $1,469 | $970 | $2,260 | $1,290 |
| West Columbia, TX | $79,000 | $1,415 | $930 | $2,180 | $1,250 |
| Victoria County, TX | $129,100 | $1,472 | $970 | $2,270 | $1,300 |
| Jones Creek, TX | $106,900 | $1,550 | $1,020 | $2,390 | $1,370 |