Gavop's guide to buying homeowners insurance in Sedgwick County, KS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $54,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $108,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $179,000 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $153,000 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $146,000 | $130,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$185 | $1,047 |
| Superior Protection Discount | -$123 | $1,109 |
| Fire & Security Discount | -$123 | $1,109 |
| Hail Resistant Roof Discount | -$25 | $1,208 |
| Newly Constructed Home Discount | -$246 | $986 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sedgwick County | $1,000 | $1,217 | $2,217 | $885 | $1,885 | $333 |
| Sedgwick County, KS | $700 | $1,217 | $1,917 | $885 | $1,585 | $333 |
| Waco, KS | $300 | $1,432 | $1,732 | $1,040 | $1,340 | $391 |
| Conway, KS | $700 | $1,095 | $1,795 | $796 | $1,496 | $299 |
| Haven, KS | $200 | $1,075 | $1,275 | $781 | $981 | $294 |
| Harvey County, KS | $2,000 | $1,168 | $3,168 | $849 | $2,849 | $319 |
| Creek, KS | $500 | $1,141 | $1,641 | $829 | $1,329 | $312 |
| Castleton, KS | $1,000 | $1,203 | $2,203 | $875 | $1,875 | $329 |
| Winfield, KS | $300 | $900 | $1,200 | $654 | $954 | $246 |
| Harper, KS | $2,500 | $856 | $3,356 | $622 | $3,122 | $234 |
| Cowley County, KS | $100 | $982 | $1,082 | $714 | $814 | $268 |
| Galva, KS | $700 | $1,345 | $2,045 | $977 | $1,677 | $367 |
| Home Insurance Company Sedgwick County, KS | Homeowners Insurance Agency Sedgwick County, KS | Address | Popularity Score | Distance from Sedgwick County (miles) |
|---|---|---|---|---|
| Allstate | Krystal Muci | 11931 W Central Ave Ste 300, Wichita, KS, 67212 | 1.3 | |
| Farmers | Andy Woodward | 2020 N Tyler Rd Ste 128, Wichita, KS, 67212 | 2.8 | |
| State Farm | Jim Maddox | 2020 N Webb Rd, Wichita, KS, 67206-3409 | 13.1 | |
| State Farm | David Kemp | 108 E 2nd St N, Wichita, KS, 67202-2005 | 6.8 | |
| State Farm | Justin Buoy | 101 S Ridge Rd Ste 8, Wichita, KS, 67209-2125 | 1.9 | |
| Farmers | Sue Bailey | 534 N Ridge Rd Ste A, Wichita, KS, 67212 | 2.0 | |
| Allstate | Anthony Newry | 3900 E Harry St Ste 100, Wichita, KS, 67218 | 9.4 | |
| Travelers | M&M Insurance Associates | 1700 E Douglas, Wichita, KS, 67214 | 7.9 | |
| Farmers | Matt Mcmillan | 9235 W Central Ave, Wichita, KS, 67212 | 1.1 | |
| Farmers | Robert Bunting | 12950 E 13th St N Ste 5, Wichita, KS, 67230 | 15.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Sedgwick County, KS | $130,900 | $1,232 | $960 | $1,660 | $700 |
| Sedgwick County, KS | $130,900 | $1,232 | $960 | $1,660 | $700 |
| Waco, KS | $159,500 | $1,449 | $1,130 | $1,960 | $830 |
| Conway, KS | $91,700 | $1,108 | $860 | $1,500 | $640 |
| Haven, KS | $88,600 | $1,088 | $850 | $1,470 | $620 |
| Harvey County, KS | $120,200 | $1,182 | $920 | $1,600 | $680 |
| Creek, KS | $99,300 | $1,155 | $900 | $1,560 | $660 |
| Castleton, KS | $110,200 | $1,218 | $950 | $1,640 | $690 |
| Winfield, KS | $88,100 | $911 | $710 | $1,230 | $520 |
| Harper, KS | $57,700 | $866 | $680 | $1,170 | $490 |
| Cowley County, KS | $85,700 | $994 | $780 | $1,340 | $560 |
| Galva, KS | $138,700 | $1,361 | $1,060 | $1,840 | $780 |