Gavop's guide to buying homeowners insurance in Tolland County, CT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $64,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $127,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $242,500 | $200,000 | $250,000-$300,000 |
| 4 Bedroom | $321,500 | $280,000 | $300,000-$350,000 |
| 5 Bedroom | $404,000 | $340,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$210 | $897 |
| Superior Protection Discount | -$111 | $997 |
| Fire & Security Discount | -$111 | $997 |
| Hail Resistant Roof Discount | -$33 | $1,074 |
| Newly Constructed Home Discount | -$321 | $786 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Tolland County | $1,500 | $1,094 | $2,594 | $795 | $2,295 | $299 |
| Tolland County, CT | $1,000 | $1,094 | $2,094 | $795 | $1,795 | $299 |
| Tolland, CT | $400 | $911 | $1,311 | $662 | $1,062 | $249 |
| Lebanon, CT | $2,500 | $851 | $3,351 | $619 | $3,119 | $233 |
| Brooklyn, CT | $100 | $789 | $889 | $573 | $673 | $216 |
| Griswold, CT | $2,000 | $853 | $2,853 | $620 | $2,620 | $233 |
| Pelham, MA | $100 | $1,299 | $1,399 | $944 | $1,044 | $355 |
| Terryville, CT | $1,000 | $827 | $1,827 | $601 | $1,601 | $226 |
| Worcester County, MA | $200 | $1,012 | $1,212 | $735 | $935 | $276 |
| Hopkinton, RI | $1,500 | $963 | $2,463 | $700 | $2,200 | $263 |
| Goshen, CT | $500 | $1,456 | $1,956 | $1,058 | $1,558 | $398 |
| Becket, MA | $2,000 | $1,062 | $3,062 | $772 | $2,772 | $290 |
| Home Insurance Company Tolland County, CT | Homeowners Insurance Agency Tolland County, CT | Address | Popularity Score | Distance from Tolland County (miles) |
|---|---|---|---|---|
| Travelers | Northeast Financial Group Llc | 194 Boston Post Road, East Lyme, CT, 6333 | 34.5 | |
| State Farm | Derek Gromko | 366 S Main St, Cheshire, CT, 06410-8100 | 38.5 | |
| Travelers | Insure Net Llc | 399 Sackett Point Rd, North Haven, CT, 6473 | 43.8 | |
| Travelers | Bardin Insurance | 253 Talcottville Road, Vernon, CT, 6066 | 7.9 | |
| State Farm | Deric Currie | 3208 Whitney Ave Ste 1b, Hamden, CT, 06518-2158 | 42.3 | |
| Travelers | Goodworks Insurance | 2534 Main St, Glastonbury, CT, 6033 | 17.1 | |
| State Farm | Tim Angiolini | 756 Thomaston Rd, Watertown, CT, 06795-1524 | 42.7 | |
| State Farm | Tiffany Nguyen | 212 Mill St, Berlin, CT, 06037-2317 | 26.4 | |
| Allstate | Mike Bonatsakis | 134 Hartford Tpke, Tolland, CT, 6084 | 4.0 | |
| Allstate | Richard Blakesley Agency Inc. | 520 Hartford Tpke Ste F, Vernon, CT, 6066 | 7.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $900 | $1,730 | $830 |
| Tolland County, CT | $247,500 | $1,108 | $800 | $1,540 | $740 |
| Tolland County, CT | $247,500 | $1,108 | $790 | $1,530 | $740 |
| Tolland, CT | $286,600 | $922 | $630 | $1,300 | $670 |
| Lebanon, CT | $254,900 | $862 | $590 | $1,190 | $600 |
| Brooklyn, CT | $223,400 | $798 | $570 | $1,130 | $560 |
| Griswold, CT | $192,900 | $864 | $630 | $1,230 | $600 |
| Pelham, MA | $328,100 | $1,315 | $910 | $1,800 | $890 |
| Terryville, CT | $183,500 | $837 | $610 | $1,160 | $550 |
| Worcester County, MA | $260,800 | $1,024 | $690 | $1,410 | $720 |
| Hopkinton, RI | $255,900 | $975 | $710 | $1,390 | $680 |
| Goshen, CT | $350,800 | $1,474 | $1,080 | $2,030 | $950 |
| Becket, MA | $251,200 | $1,075 | $760 | $1,470 | $710 |