Gavop shows you how to buy homeowners insurance in Florence, OR by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Florence, OR - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Pine Ct, Indian Creek Rd, Mill Creek Rd, Sailors Ravine Ct, Kingwood St, Saltaire St, Evergreen Ln, Blanco St, Co Hwy 5286, Ocean Dunes Dr | $242,500 | $210,000 | $200,000-$250,000 | $229,500 | $190,000 | $200,000-$250,000 |
| Treewood Ct, N Fork Siuslaw Rd, 4th St N, Nopal St, S Harbor Vista Dr, 3rd St S, Lookout St, Laurelwood St, Shoreline Vis, North St | $194,000 | $180,000 | $200,000-$250,000 | $156,500 | $130,000 | $175,000-$200,000 |
| Bourbon St, Munsel Lake Rd, Leeward Dr, Harbor Vista Rd, 3rd Pl, Willow Loop E, Santa Rd, Willow Loop, Collard Loop, 18th Ct | $264,500 | $220,000 | $250,000-$300,000 | $138,000 | $120,000 | $125,000-$150,000 |
| Myrtle Loop, Rhododendron Ln, Rhododendron Dr, Laurel Way, 45th St, Royal Saint George Dr, Levage Dr, 30th St, View Loop, USFS Rd 5130 | $141,000 | $120,000 | $125,000-$150,000 | $79,500 | $70,000 | $75,000-$100,000 |
| Nordahl Rd, Yew Ct, 35th Way, Sea Pines Dr, 24th St, Eden Ln, Shoreline Loop, Harbor St, Vine St, Perpetua St | $144,500 | $130,000 | $150,000-$175,000 | $202,500 | $190,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $582 |
| Superior Protection Discount | -$63 | $638 |
| Fire & Security Discount | -$77 | $624 |
| Hail Resistant Roof Discount | -$14 | $687 |
| Newly Constructed Home Discount | -$196 | $505 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,464 |
| Hail Damage | $4,524 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,386 |
| Home Insurance Company Florence, OR | Homeowners Insurance Agency Florence, OR | Address | Popularity Score | Distance from Florence (miles) |
|---|---|---|---|---|
| State Farm | Jim Kuhlman | 931 Nw Circle Blvd, Corvallis, OR, 97330-1409 | 49.6 | |
| Travelers | Advantage Insurance Corp | 3033 West 11th Ave, Eugene, OR, 97402 | 45.0 | |
| State Farm | Deann Mathison | 3762 W. 11th Ave., Eugene, OR, 97402-3010 | 44.4 | |
| Liberty Mutual Independent | Hanson Insurance Group | 2211 Nw Professional Dr #202, Corvallis, OR, 97330 | 49.0 | |
| Allstate | Ken Robblee | 1571 Nw 9th St, Corvallis, OR, 97330 | 49.2 | |
| State Farm | Eric Messner | 3555 Gateway St Ste 101, Springfield, OR, 97477-1083 | 49.4 | |
| State Farm | Jeff Schrantz | 313 Sw 2nd St Ste A, Newport, OR, 97365-3800 | 34.4 | |
| Liberty Mutual Independent | Kpd Insurance Inc. | 1111 Gateway Loop, Springfield, OR, 97477 | 49.4 | |
| State Farm | Michael Berrey | 2535 Nw Kings Blvd, Corvallis, OR, 97330 | 49.0 | |
| Farmers | Darrell Naro | 1592 Green Acres Rd, Eugene, OR, 97408 | 47.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $440 | $930 | $490 |
| Lane County, OR | $232,800 | $604 | $440 | $850 | $410 |
| Florence, OR | $199,300 | $701 | $480 | $960 | $480 |
| Middle Siuslaw River-Triangle Lake, OR | $230,300 | $620 | $450 | $860 | $410 |
| Eddyville, OR | $239,400 | $631 | $460 | $860 | $400 |
| Alpine, OR | $160,900 | $536 | $360 | $760 | $400 |
| Junction City, OR | $242,300 | $590 | $410 | $840 | $430 |
| Lakeside, OR | $175,100 | $555 | $380 | $780 | $400 |
| Corvallis, OR | $290,000 | $670 | $480 | $920 | $440 |
| Halsey, OR | $153,800 | $526 | $380 | $720 | $340 |
| Glasgow, OR | $276,600 | $674 | $470 | $920 | $450 |