Gavop shows you how to buy homeowners insurance in Christian County, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $129,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $111,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $241,000 | $220,000 | $200,000-$250,000 |
| 5 Bedroom | $388,000 | $340,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $876 |
| Superior Protection Discount | -$93 | $938 |
| Fire & Security Discount | -$103 | $927 |
| Hail Resistant Roof Discount | -$31 | $1,000 |
| Newly Constructed Home Discount | -$206 | $824 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Christian County | $2,500 | $1,018 | $3,518 | $740 | $3,240 | $278 |
| Christian County, MO | $1,000 | $1,018 | $2,018 | $740 | $1,740 | $278 |
| Clay C, MO | $200 | $1,423 | $1,623 | $1,034 | $1,234 | $389 |
| Strafford, MO | $2,000 | $1,006 | $3,006 | $731 | $2,731 | $275 |
| Coney Island, MO | $400 | $1,083 | $1,483 | $787 | $1,187 | $296 |
| Cedar Creek, MO | $1,000 | $1,018 | $2,018 | $740 | $1,740 | $278 |
| McMurtrey, MO | $1,500 | $1,090 | $2,590 | $792 | $2,292 | $298 |
| South, MO | $200 | $812 | $1,012 | $590 | $790 | $222 |
| Flat Creek, MO | $1,500 | $823 | $2,323 | $598 | $2,098 | $225 |
| Corsicana, MO | $200 | $1,151 | $1,351 | $836 | $1,036 | $315 |
| North Benton, MO | $700 | $898 | $1,598 | $653 | $1,353 | $245 |
| Home Insurance Company Christian County, MO | Homeowners Insurance Agency Christian County, MO | Address | Popularity Score | Distance from Christian County (miles) |
|---|---|---|---|---|
| Farmers | Kenneth Macpherson | 4650 S National Ave Ste C3, Springfield, MO, 65810 | 12.1 | |
| State Farm | Jordan Heinz | 103 S Ridgecrest Ave Ste 5, Nixa, MO, 65714-7807 | 7.3 | |
| Travelers | Scott Loveland Insurance | 2332 W Kingsley Ste A, Springfield, MO, 65807 | 14.0 | |
| Farmers | Shirley Gilbertson | 1852 N Commerce Dr, Nixa, MO, 65714 | 9.9 | |
| Travelers | Onesource Insurance Group | 204 S Main, Nixa, MO, 65714 | 7.8 | |
| State Farm | Chuck Medley | 5912 Barbara St, Rogersville, MO, 65742-7448 | 10.4 | |
| State Farm | Chuck Fugate | 5349 N 22nd Street, Ozark, MO, 65721-6695 | 7.3 | |
| State Farm | Ron Reynaud | 3259 E Sunshine St Ste Ee, Springfield, MO, 65804-2143 | 14.7 | |
| Farmers | Tommy Bass | 500 N 3rd St Ste A, Ozark, MO, 65721 | 3.9 | |
| Farmers | Chris Lankford | 1849 N Commerce Dr, Nixa, MO, 65714 | 9.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $750 | $1,540 | $790 |
| Christian County, MO | $154,400 | $1,030 | $740 | $1,450 | $710 |
| Christian County, MO | $154,400 | $1,030 | $710 | $1,430 | $720 |
| Clay C, MO | $297,300 | $1,440 | $1,040 | $2,030 | $990 |
| Strafford, MO | $122,100 | $1,018 | $700 | $1,440 | $740 |
| Coney Island, MO | $150,000 | $1,096 | $800 | $1,560 | $760 |
| Cedar Creek, MO | $126,300 | $1,030 | $730 | $1,470 | $740 |
| McMurtrey, MO | $152,400 | $1,103 | $810 | $1,510 | $700 |
| South, MO | $67,900 | $822 | $590 | $1,160 | $570 |
| Flat Creek, MO | $113,700 | $833 | $570 | $1,150 | $580 |
| Corsicana, MO | $177,800 | $1,165 | $780 | $1,610 | $830 |
| North Benton, MO | $89,800 | $909 | $610 | $1,300 | $690 |