Gavop's guide to buying homeowners insurance in Lucas Valley-Marinwood, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Marinwood, CA - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Alpine Lily Ct, Danberry Ln, Orris Ter, Lucas Valley Rd, Opalstone Ter, Mount Foraker Dr, Twelve Oak Hill Dr, Jeannette Prandi Way, Jasmine Ln, Queenstone Dr | $1,248,000 | $1,150,000 | More than 10,000,000 | $569,000 | $470,000 | $500,000-$600,000 |
| Pico Ct, Linnet Ct, Patricia Way, Bay Laurel Ln, San Mateo Ct, Golden Lily Ct, Vallejo Way, Pecan Dr, Mt Rainier Dr, Las Raposas Rd | $778,500 | $650,000 | $600,000-$700,000 | $531,500 | $500,000 | $600,000-$700,000 |
| Flagstone Ter, Twelveoak Hill Dr, Mahogony Dr, Mount Shasta Dr, Santiago Way, Miller Creek Rd, Birchwood Ct, Jeanette Prandi Rd, Wintergreen Ter, Diego Dr | $623,500 | $590,000 | $500,000-$600,000 | $676,500 | $630,000 | $600,000-$700,000 |
| Marinwood Ave, Idylberry Rd, Tan Oak Cir, Blackberry Ln, Ironstone Ct, Pueblo Dr, Bridgegate Dr, Lucas Park Dr, Wakerobin Ln, Iris Ln | $1,061,500 | $950,000 | More than 10,000,000 | $765,000 | $660,000 | $800,000-$900,000 |
| Kernberry Dr, Sandalwood Ct, Pine Ln, Honeysuckle Ct, Grande Paseo, del Ganado Rd, Danielle Way, Mount Hood Ct, Sheldrake Ct, Flaxberry Ln | $973,500 | $870,000 | More than 10,000,000 | $418,500 | $370,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$207 | $945 |
| Superior Protection Discount | -$104 | $1,049 |
| Fire & Security Discount | -$92 | $1,060 |
| Hail Resistant Roof Discount | -$35 | $1,118 |
| Newly Constructed Home Discount | -$300 | $853 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Marin County | $1,000 | $1,185 | $2,185 | $861 | $1,861 | $324 |
| Marinwood, CA | $700 | $1,139 | $1,839 | $827 | $1,527 | $311 |
| Larkspur, CA | $100 | $945 | $1,045 | $687 | $787 | $258 |
| Berkeley, CA | $1,500 | $1,509 | $3,009 | $1,097 | $2,597 | $412 |
| Emeryville, CA | $100 | $902 | $1,002 | $655 | $755 | $246 |
| Sebastopol, CA | $2,500 | $1,043 | $3,543 | $758 | $3,258 | $285 |
| Moraga, CA | $500 | $932 | $1,432 | $677 | $1,177 | $255 |
| Fairfield-Suisun City, CA | $1,000 | $874 | $1,874 | $635 | $1,635 | $239 |
| Contra Costa County, CA | $400 | $1,385 | $1,785 | $1,007 | $1,407 | $379 |
| Vacaville, CA | $2,000 | $926 | $2,926 | $673 | $2,673 | $253 |
| San Mateo County, CA | $100 | $1,212 | $1,312 | $881 | $981 | $331 |
| Woodside, CA | $1,500 | $927 | $2,427 | $674 | $2,174 | $253 |
| Home Insurance Company Marinwood, CA | Homeowners Insurance Agency Marinwood, CA | Address | Popularity Score | Distance from Marinwood (miles) |
|---|---|---|---|---|
| State Farm | Bal Claire | 25 Mitchell Blvd Ste 4, San Rafael, CA, 94903-2013 | 2.6 | |
| State Farm | Ruth Lee | 2737 Judah St, San Francisco, CA, 94122-1433 | 19.8 | |
| Allstate | Scott Whittemore Insurance Services Inc | 2208 Union St, San Francisco, CA, 94123 | 18.5 | |
| Travelers | Jaffe-Schlossberg Inc | 3502 Geary Blvd 3rd Fl, San Francisco, CA, 94118 | 19.0 | |
| State Farm | Rose Kuntz | 824 5th Ave Ste A, San Rafael, CA, 94901-3257 | 5.4 | |
| Farmers | Ross Parmenter | 501 B St, San Rafael, CA, 94901 | 5.6 | |
| State Farm | Darlene Chow | 206 Spear St, San Francisco, CA, 94105-1613 | 19.9 | |
| Travelers | Insurance By Castle Agency | 643 Bair Island Rd Ste 200, Redwood City, CA, 94063 | 42.2 | |
| State Farm | Gary Butler | 85 Galli Drive, Novato, CA, 94949 | 3.2 | |
| State Farm | Frank Bliss | 1700 Solano Avenue Suite A, Berkeley, CA, 94707-2200 | 19.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Marin County, CA | $908,800 | $1,199 | $890 | $1,630 | $740 |
| Marinwood, CA | $836,100 | $1,152 | $850 | $1,570 | $720 |
| Larkspur, CA | $1,181,400 | $956 | $710 | $1,300 | $590 |
| Berkeley, CA | $845,400 | $1,528 | $1,130 | $2,080 | $950 |
| Emeryville, CA | $441,900 | $913 | $680 | $1,240 | $560 |
| Sebastopol, CA | $687,700 | $1,056 | $780 | $1,440 | $660 |
| Moraga, CA | $1,035,000 | $944 | $700 | $1,280 | $580 |
| Fairfield-Suisun City, CA | $335,900 | $885 | $650 | $1,200 | $550 |
| Contra Costa County, CA | $522,300 | $1,402 | $1,040 | $1,910 | $870 |
| Vacaville, CA | $367,700 | $937 | $690 | $1,270 | $580 |
| San Mateo County, CA | $917,700 | $1,227 | $910 | $1,670 | $760 |
| Woodside, CA | $2,000,001 | $938 | $690 | $1,280 | $590 |