Gavop shows you how to buy homeowners insurance in Grafton, WI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $71,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $175,500 | $150,000 | $200,000-$250,000 |
| 3 Bedroom | $242,000 | $190,000 | $250,000-$300,000 |
| 4 Bedroom | $204,500 | $180,000 | $150,000-$175,000 |
| 5 Bedroom | $373,500 | $300,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$125 | $568 |
| Superior Protection Discount | -$69 | $624 |
| Fire & Security Discount | -$69 | $624 |
| Hail Resistant Roof Discount | -$21 | $672 |
| Newly Constructed Home Discount | -$180 | $513 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,295 |
| Hail Damage | $4,571 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $17,222 |
| Home Insurance Company Grafton, WI | Homeowners Insurance Agency Grafton, WI | Address | Popularity Score | Distance from Grafton (miles) |
|---|---|---|---|---|
| State Farm | Anna Townes | 7120 W Center St, Milwaukee, WI, 53210-1123 | 17.7 | |
| State Farm | Joe Woelfle | 11649 N Pt Wsntn Rd, Mequon, WI, 53092-3460 | 7.6 | |
| Travelers | Frank Medina Insurance Agency Inc | 342 N Water St Ste 600, Milwaukee, WI, 53202 | 19.8 | |
| State Farm | Megan Borland | 266 N Main St, Thiensville, WI, 53092-1618 | 6.2 | |
| Liberty Mutual Independent | Fcj&K An Affiliate Of Robertson Ryan & Associates | 10335 N Port Washington Rd Ste 100, Mequon, WI, 53092 | 8.0 | |
| State Farm | Jane Yoho | 111 N Milwaukee St, Prt Washingtn, WI, 53074-1863 | 6.0 | |
| State Farm | Anna Townes | 7120 W Center Street, Milwaukee, WI, 53210-1123 | 17.7 | |
| Travelers | Gary Pallen Insurance Agency Llc | 10125 W North Ave, Wauwatosa, WI, 53226 | 18.6 | |
| Travelers | Fitzgerald Clayton James & Kas | 10335 N Port Washington Rd Ste 100, Mequon, WI, 53092 | 8.0 | |
| Farmers | Jill Leggett Stellmacher | 1109 Washington St, Grafton, WI, 53024 | 0.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $490 | $940 | $450 |
| Ozaukee County, WI | $262,100 | $772 | $550 | $1,100 | $550 |
| Grafton, WI | $212,200 | $693 | $490 | $950 | $460 |
| Whitefish Bay, WI | $365,500 | $788 | $580 | $1,080 | $500 |
| Random Lake, WI | $162,800 | $674 | $470 | $930 | $460 |
| Barton, WI | $247,200 | $782 | $520 | $1,120 | $600 |
| Cedar Grove, WI | $153,900 | $658 | $450 | $930 | $480 |
| Merton, WI | $365,100 | $787 | $570 | $1,130 | $560 |
| Neosho, WI | $159,000 | $668 | $480 | $920 | $440 |
| Summit, WI | $371,000 | $949 | $650 | $1,350 | $700 |
| Kekoskee, WI | $113,200 | $563 | $390 | $780 | $390 |
| Racine, WI | $104,400 | $764 | $560 | $1,050 | $490 |
| Union Grove, WI | $173,100 | $692 | $510 | $960 | $450 |