Gavop's guide to buying homeowners insurance in Lee, MA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Lee, MA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Dublin Hill, Leisure Lee Rd, Sharyn Dr, Antelope Dr, Park Pl, Old Maple St, Beaver Dam Rd, Academy St, Parkview Ter, Laurel St | $295,500 | $260,000 | $300,000-$350,000 | $231,000 | $220,000 | $200,000-$250,000 |
| Stockbridge Rd, Tabar Ave, Via Maria, Circular Ave, Golden Hill Rd, Saint James Ave, Willow Hill Rd, Clark Ct, Fairview St, Dublin St | $284,500 | $270,000 | $250,000-$300,000 | $136,000 | $120,000 | $150,000-$175,000 |
| Pine Ridge Ave, Joseph Ave, George St, Chapel St, Washington Mountain Rd, Columbia St, Forest St, Robert St, Olive St, Via Franco | $226,000 | $210,000 | $175,000-$200,000 | $190,500 | $170,000 | $200,000-$250,000 |
| Run Way, Davis St, Maritta Ave, Lynn Ann Dr, Sunshine Ave, Housatonic St, Laurel Ave, Ferncliff Ave, Via Bondi, W Center St | $288,500 | $240,000 | $300,000-$350,000 | $134,500 | $110,000 | $100,000-$125,000 |
| Tamarack Ave, Lana Ave, S Prospect St, Cooper Creek Rd, Lander Rd, Greylock St, Crossway St, Bradley St, Margerie St, Debra Ave | $225,000 | $210,000 | $175,000-$200,000 | $269,500 | $250,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$164 | $745 |
| Superior Protection Discount | -$82 | $827 |
| Fire & Security Discount | -$64 | $845 |
| Hail Resistant Roof Discount | -$27 | $882 |
| Newly Constructed Home Discount | -$191 | $718 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,392 |
| Hail Damage | $4,618 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $17,389 |
| Home Insurance Company Lee, MA | Homeowners Insurance Agency Lee, MA | Address | Popularity Score | Distance from Lee (miles) |
|---|---|---|---|---|
| Travelers | Gaudreau Group Inc | 2377 Boston Rd, Wilbraham, MA, 1095 | 41.4 | |
| Travelers | Colt Insurance Agency Inc | 101 South Street, Pittsfield, MA, 1201 | 9.9 | |
| Liberty Mutual Independent | Haberman Insurance Group | 95 Ashley Ave , West Springfield, MA, 1089 | 33.2 | |
| Travelers | Colt Insurance Agency Inc | 101 South St, Pittsfield, MA, 1201 | 10.0 | |
| Liberty Mutual Independent | Phillips Insurance Agency Inc | 97 Center St, Chicopee, MA, 1013 | 33.9 | |
| Travelers | Leitao Insurance Agency | 564 Center St, Ludlow, MA, 1056 | 40.0 | |
| Allstate | Eric Holt | 238 Chestnut St, Springfield, MA, 1103 | 35.6 | |
| Travelers | Axia Insurance Services Inc | 933 E Columbus Ave, Springfield, MA, 1105 | 36.4 | |
| Liberty Mutual Independent | Berkshire Insurance Group | 66 West St 4th Fl, Pittsfield, MA, 1201 | 10.1 | |
| Travelers | Pioneer Valley Auto Club Ins Agency Inc | 270 Cooley St, Springfield, MA, 1118 | 40.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $940 | $1,950 | $1,010 |
| Berkshire County, MA | $203,300 | $921 | $620 | $1,320 | $700 |
| Lee, MA | $253,700 | $909 | $620 | $1,250 | $630 |
| Montgomery, MA | $284,600 | $1,169 | $830 | $1,600 | $770 |
| Kinderhook, NY | $229,600 | $734 | $500 | $1,010 | $510 |
| Goshen, CT | $350,800 | $1,474 | $1,060 | $2,080 | $1,020 |
| Sharon, CT | $408,500 | $1,666 | $1,130 | $2,370 | $1,240 |
| South Deerfield, MA | $288,300 | $1,181 | $800 | $1,680 | $880 |
| Turners Falls, MA | $190,600 | $931 | $680 | $1,290 | $610 |
| East Longmeadow, MA | $256,500 | $916 | $630 | $1,270 | $640 |
| Erving, MA | $198,200 | $948 | $680 | $1,300 | $620 |
| Kingston, NY | $165,400 | $628 | $450 | $860 | $410 |
| Hillside, NY | $292,200 | $1,160 | $790 | $1,650 | $860 |