Gavop shows you how to buy homeowners insurance in Ben Lomond, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $169,000 | $160,000 | $175,000-$200,000 |
| 2 Bedroom | $418,000 | $350,000 | $350,000-$400,000 |
| 3 Bedroom | $682,500 | $570,000 | $700,000-$800,000 |
| 4 Bedroom | $571,000 | $470,000 | $500,000-$600,000 |
| 5 Bedroom | $1,438,500 | $1,300,000 | More than 10,000,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$86 | $868 |
| Home and Two Car | -$153 | $801 |
| Home and Three Car | -$229 | $725 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,237 |
| Hail Damage | $5,533 |
| Wind Damage | $10,316 |
| Expensive Claims | |
| Fire | $36,411 |
| Accidental Discharge/Leakage | $8,711 |
| Optional Coverage Losses | $7,826 |
| Home Insurance Company Ben Lomond, CA | Homeowners Insurance Agency Ben Lomond, CA | Address | Popularity Score | Distance from Ben Lomond (miles) |
|---|---|---|---|---|
| State Farm | Chris Buich | 2222 E Cliff Dr Ste 200, Santa Cruz, CA, 95062-4739 | 9.3 | |
| State Farm | Skip Leonard | 740 Front St Ste 115, Santa Cruz, CA, 95060-4536 | 7.9 | |
| State Farm | Damon Cart | 2222 E Cliff Dr Ste 200, Santa Cruz, CA, 95062-4739 | 9.3 | |
| State Farm | Dwayne Dawson | 1850 41st Avenue, Suite 201, Capitola, CA, 95010-2570 | 9.8 | |
| State Farm | Andre Nguyen | 4990 Speak Ln Ste 220, San Jose, CA, 95118-2700 | 17.0 | |
| Allstate | Barry Brewer | 21040 Homestead Rd Ste 204, Cupertino, CA, 95014 | 18.1 | |
| State Farm | Benson Ng | 3410 Stevens Crk Blvd Ste 200, San Jose, CA, 95117-1058 | 18.4 | |
| Farmers | Kevin Chen | 690 W Fremont Ave Ste 7, Sunnyvale, CA, 94087 | 19.1 | |
| Farmers | Zainuddean Jeewanjee | 1494 Hamilton Ave Ste 101, San Jose, CA, 95125 | 17.9 | |
| State Farm | Donna Dilorenzo | 1777 Saratoga Ave Ste 100, San Jose, CA, 95129-5210 | 15.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Santa Cruz County, CA | $659,900 | $1,266 | $940 | $1,720 | $780 |
| Ben Lomond, CA | $603,800 | $954 | $710 | $1,300 | $590 |
| Santa Cruz, CA | $727,400 | $1,366 | $1,010 | $1,860 | $850 |
| Rio del Mar, CA | $831,200 | $1,147 | $850 | $1,560 | $710 |
| Half Moon Bay, CA | $879,000 | $1,195 | $880 | $1,630 | $750 |
| Las Lomas, CA | $427,500 | $1,212 | $900 | $1,650 | $750 |
| Newark, CA | $607,200 | $1,423 | $1,050 | $1,940 | $890 |
| Del Rey Oaks, CA | $541,900 | $1,605 | $1,190 | $2,180 | $990 |
| South San Francisco, CA | $744,900 | $1,123 | $830 | $1,530 | $700 |
| Daly City, CA | $651,600 | $1,013 | $750 | $1,380 | $630 |
| Alameda, CA | $729,100 | $1,368 | $1,010 | $1,860 | $850 |