Gavop shows you how to buy homeowners insurance in Muscatine County, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $60,000 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $144,000 | $140,000 | $100,000-$125,000 |
| 4 Bedroom | $160,500 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $279,000 | $240,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $652 |
| Superior Protection Discount | -$78 | $698 |
| Fire & Security Discount | -$62 | $714 |
| Hail Resistant Roof Discount | -$23 | $753 |
| Newly Constructed Home Discount | -$194 | $582 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Muscatine County | $1,500 | $767 | $2,267 | $557 | $2,057 | $210 |
| Muscatine County, IA | $2,500 | $767 | $3,267 | $557 | $3,057 | $210 |
| Rochester, IA | $300 | $776 | $1,076 | $564 | $864 | $212 |
| Eliza, IL | $700 | $763 | $1,463 | $554 | $1,254 | $208 |
| Duncan, IL | $500 | $756 | $1,256 | $549 | $1,049 | $207 |
| Newport, IA | $2,000 | $1,257 | $3,257 | $913 | $2,913 | $343 |
| Spring Rock, IA | $400 | $724 | $1,124 | $526 | $926 | $198 |
| Blackhawk, IL | $1,000 | $624 | $1,624 | $453 | $1,453 | $170 |
| Mount Union, IA | $100 | $506 | $606 | $368 | $468 | $138 |
| Park View, IA | $2,500 | $918 | $3,418 | $667 | $3,167 | $251 |
| Hale, IA | $300 | $794 | $1,094 | $577 | $877 | $217 |
| Parnell, IA | $2,500 | $587 | $3,087 | $426 | $2,926 | $160 |
| Home Insurance Company Muscatine County, IA | Homeowners Insurance Agency Muscatine County, IA | Address | Popularity Score | Distance from Muscatine County (miles) |
|---|---|---|---|---|
| State Farm | Jim Humphreys | 3025 Mt Vern Rd Se, Cedar Rapids, IA, 52403-3563 | 42.9 | |
| State Farm | Brenda Garcia | 2021 Cedar Plaza Dr, Muscatine, IA, 52761-2283 | 3.9 | |
| State Farm | Bob Keig | 415 Iowa Ave, Muscatine, IA, 52761-3819 | 5.6 | |
| Allstate | Josh Kriegel | 2210 9th St Ste 1, Coralville, IA, 52241 | 28.3 | |
| State Farm | Matt Mccall | 102 E South St, Tipton, IA, 52772-1754 | 19.4 | |
| State Farm | Terry Ebaugh | 1221 Park Place Ne, Cedar Rapids, IA, 52402-2019 | 46.8 | |
| State Farm | Dave Feist | 1910 East Kimberly Road, Davenport, IA, 52807 | 30.0 | |
| State Farm | Matt Sturdevant | 1903 Pershing Ave, Davenport, IA, 52803-2921 | 28.7 | |
| State Farm | Jon Ingstad | 322 Cedar St, Wilton, IA, 52778-7713 | 8.9 | |
| Liberty Mutual Independent | Mel Foster Co Insurance Inc | 3218 E 35th Street Ct, Davenport, IA, 52807 | 31.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $610 | $1,170 | $560 |
| Muscatine County, IA | $128,100 | $776 | $570 | $1,080 | $510 |
| Muscatine County, IA | $128,100 | $776 | $560 | $1,100 | $540 |
| Rochester, IA | $123,500 | $785 | $530 | $1,110 | $580 |
| Eliza, IL | $143,100 | $772 | $520 | $1,070 | $550 |
| Duncan, IL | $140,200 | $765 | $540 | $1,090 | $550 |
| Newport, IA | $360,500 | $1,272 | $860 | $1,740 | $880 |
| Spring Rock, IA | $108,700 | $733 | $510 | $1,030 | $520 |
| Blackhawk, IL | $109,100 | $631 | $460 | $870 | $410 |
| Mount Union, IA | $59,400 | $512 | $350 | $730 | $380 |
| Park View, IA | $175,400 | $929 | $630 | $1,290 | $660 |
| Hale, IA | $129,200 | $804 | $580 | $1,140 | $560 |
| Parnell, IA | $75,900 | $594 | $410 | $810 | $400 |