Gavop tells you how to get the best homeowners insurance in Dayton, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $32,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $64,000 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $86,500 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $208,500 | $190,000 | $175,000-$200,000 |
| 5 Bedroom | $310,500 | $260,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$104 | $544 |
| Superior Protection Discount | -$58 | $589 |
| Fire & Security Discount | -$65 | $583 |
| Hail Resistant Roof Discount | -$13 | $635 |
| Newly Constructed Home Discount | -$142 | $505 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Campbell County | $1,500 | $938 | $2,438 | $682 | $2,182 | $256 |
| Dayton, KY | $1,000 | $640 | $1,640 | $465 | $1,465 | $175 |
| Miamiville, OH | $100 | $557 | $657 | $405 | $505 | $152 |
| Campbell County, KY | $1,500 | $938 | $2,438 | $682 | $2,182 | $256 |
| Hamilton, OH | $400 | $605 | $1,005 | $439 | $839 | $165 |
| Williamsdale, OH | $700 | $597 | $1,297 | $434 | $1,134 | $163 |
| Morrow, OH | $100 | $715 | $815 | $520 | $620 | $195 |
| Lewis, OH | $2,000 | $713 | $2,713 | $518 | $2,518 | $195 |
| Midland, OH | $500 | $563 | $1,063 | $409 | $909 | $154 |
| Dodson, OH | $1,000 | $594 | $1,594 | $432 | $1,432 | $162 |
| Martinsville, OH | $400 | $577 | $977 | $419 | $819 | $158 |
| Dayton, OH | $700 | $792 | $1,492 | $575 | $1,275 | $216 |
| Home Insurance Company Dayton, KY | Homeowners Insurance Agency Dayton, KY | Address | Popularity Score | Distance from Dayton (miles) |
|---|---|---|---|---|
| State Farm | Brian Payne | 537 Moody Dr, Maysville, KY, 41056-9328 | 48.9 | |
| Allstate | Dennis Grothaus | 970 Dudley Pike Ste A, Edgewood, KY, 41017 | 7.1 | |
| Liberty Mutual Independent | Crawford Insurance | 179 Fairfield Ave, Bellevue, KY, 41073 | 1.3 | |
| Travelers | Burkhart Insurance Agency | 803 Scott Street Ste 2, Covington, KY, 41011 | 3.1 | |
| Liberty Mutual Independent | Gross Insurance Agency | 26 North Avenue Fort Thomas, Fort Thomas, KY, 41075 | 2.3 | |
| State Farm | Glenn Terry | 5249 Taylor Mill Rd, Taylor Mill, KY, 41015-2127 | 6.8 | |
| State Farm | Joe Dalbey | 20 North Grand Avenue, Fort Thomas, KY, 41075-1755 | 2.4 | |
| State Farm | Larry Snowden | 3126 Dixie Hwy Ste 1, Erlanger, KY, 41018-1866 | 9.3 | |
| Allstate | Jeffrey Baker | 6785 Houston Rd Ste 200, Florence, KY, 41042 | 12.2 | |
| State Farm | Tracy Davis | 919 N Fort Thomas Ave, Fort Thomas, KY, 41075 | 1.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,270 | $620 |
| Campbell County, KY | $160,700 | $949 | $680 | $1,300 | $620 |
| Dayton, KY | $96,500 | $648 | $460 | $900 | $440 |
| Miamiville, OH | $79,900 | $564 | $410 | $800 | $390 |
| Campbell County, KY | $160,700 | $949 | $640 | $1,310 | $670 |
| Hamilton, OH | $102,300 | $612 | $420 | $840 | $420 |
| Williamsdale, OH | $92,800 | $604 | $430 | $830 | $400 |
| Morrow, OH | $140,900 | $724 | $490 | $1,040 | $550 |
| Lewis, OH | $139,800 | $722 | $490 | $1,030 | $540 |
| Midland, OH | $81,700 | $570 | $390 | $820 | $430 |
| Dodson, OH | $92,100 | $601 | $430 | $830 | $400 |
| Martinsville, OH | $86,300 | $584 | $430 | $820 | $390 |
| Dayton, OH | $66,500 | $801 | $580 | $1,150 | $570 |