Gavop's guide to buying homeowners insurance in Mastic, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $70,500 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $126,500 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $274,500 | $230,000 | $250,000-$300,000 |
| 4 Bedroom | $289,500 | $240,000 | $250,000-$300,000 |
| 5 Bedroom | $397,000 | $360,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $641 |
| Superior Protection Discount | -$69 | $695 |
| Fire & Security Discount | -$61 | $702 |
| Hail Resistant Roof Discount | -$15 | $748 |
| Newly Constructed Home Discount | -$214 | $550 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Suffolk County | $1,000 | $1,491 | $2,491 | $1,084 | $2,084 | $408 |
| Mastic, NY | $1,000 | $754 | $1,754 | $548 | $1,548 | $206 |
| Gordon Heights, NY | $200 | $969 | $1,169 | $704 | $904 | $265 |
| Medford, NY | $2,500 | $839 | $3,339 | $610 | $3,110 | $229 |
| Patchogue, NY | $400 | $844 | $1,244 | $613 | $1,013 | $231 |
| Sound Beach, NY | $1,000 | $816 | $1,816 | $593 | $1,593 | $223 |
| St. James, NY | $200 | $1,081 | $1,281 | $786 | $986 | $295 |
| North Bay Shore, NY | $2,000 | $1,126 | $3,126 | $819 | $2,819 | $308 |
| Jericho, NY | $200 | $852 | $1,052 | $619 | $819 | $233 |
| Lakeview, NY | $2,000 | $1,537 | $3,537 | $1,117 | $3,117 | $420 |
| Malverne Park Oaks, NY | $400 | $2,394 | $2,794 | $1,740 | $2,140 | $654 |
| Lake Success, NY | $700 | $1,051 | $1,751 | $764 | $1,464 | $287 |
| Home Insurance Company Mastic, NY | Homeowners Insurance Agency Mastic, NY | Address | Popularity Score | Distance from Mastic (miles) |
|---|---|---|---|---|
| State Farm | Ken Kortright | 224 E Main Street, Patchogue, NY, 11772-3124 | 9.0 | |
| State Farm | Charmaine Robin | 569 Uniondale Ave, Uniondale, NY, 11553-2236 | 39.8 | |
| State Farm | Effie Knuth | 2411 Chestnut Ave Ste C, Ronkonkoma, NY, 11779-6083 | 14.4 | |
| Allstate | Kevin Meyer | 295 Montauk Hwy, Speonk, NY, 11972 | 7.5 | |
| Liberty Mutual Independent | Bluestone Brokerage Llc | 84 Business Park Dr Ste 111, Armonk, NY, 10504 | 49.9 | |
| Allstate | Mary Biancaniello | 1045c Park Blvd, Massapequa Park, NY, 11762 | 33.1 | |
| State Farm | Diana Casey | 1093 North Broadway, Massapequa, NY, 11758-1702 | 32.9 | |
| Allstate | Noah Cohen | 6118 Springfield Blvd, Bayside, NY, 11364 | 47.9 | |
| Nationwide | Charles J Bottitta | 385 Middle Country Rd, Coram, NY, 11727-3734 | 9.2 | |
| State Farm | Edward Min | 20507 Hillside Ave Ste 11, Hollis, NY, 11423-2220 | 48.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,660 | $860 |
| Suffolk County, NY | $379,400 | $1,509 | $1,100 | $2,130 | $1,030 |
| Mastic, NY | $238,500 | $764 | $540 | $1,050 | $510 |
| Gordon Heights, NY | $255,400 | $981 | $710 | $1,390 | $680 |
| Medford, NY | $298,900 | $850 | $600 | $1,210 | $610 |
| Patchogue, NY | $300,100 | $854 | $590 | $1,170 | $580 |
| Sound Beach, NY | $292,700 | $826 | $590 | $1,130 | $540 |
| St. James, NY | $445,000 | $1,094 | $760 | $1,510 | $750 |
| North Bay Shore, NY | $288,300 | $1,140 | $760 | $1,560 | $800 |
| Jericho, NY | $732,100 | $862 | $580 | $1,220 | $640 |
| Lakeview, NY | $360,600 | $1,556 | $1,070 | $2,130 | $1,060 |
| Malverne Park Oaks, NY | $484,400 | $2,423 | $1,670 | $3,340 | $1,670 |
| Lake Success, NY | $1,156,900 | $1,064 | $760 | $1,460 | $700 |