Gavop shows you how to buy homeowners insurance in Short Hills, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Short Hills, NJ - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 5 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Long Hill Dr, Princeton Ter, Shelley Rd, Country Day Dr, Farley Rd, Wells Ln, Benson Ct, Hobart Ave, Hartshorn Dr, N Beechcroft Rd | $1,293,500 | $1,070,000 | More than 10,000,000 | $1,135,000 | $1,070,000 | More than 10,000,000 |
| Haddonfield Rd, Short Hills Cir, Martindale Rd, Woodfield Dr, Bishops Ln, Oak Hill Rd, Canterbury Ln, Lee Ter, Arden Pl, Rippling Brook Dr | $1,135,000 | $970,000 | $900,000-$1,000,000 | $1,793,500 | $1,700,000 | More than 10,000,000 |
| Long Hill Dr, Oxford Dr, Ocean St, Wildwood Dr, Taylor Rd N, Coniston Rd, Barry Ln, Ferncliff Ter, Tioga Pass, Wyndham Rd | $1,024,000 | $860,000 | More than 10,000,000 | $862,500 | $720,000 | $800,000-$900,000 |
| Bodwell Ter, Gapview Rd, Laurel Ct, Nottingham Rd, West Rd, Wordsworth Rd, Whitney Rd, Farmstead Rd, Addison Dr, Clive Hills Rd | $1,233,000 | $1,090,000 | More than 10,000,000 | $1,583,500 | $1,270,000 | More than 10,000,000 |
| Crescent Pl, Spenser Dr, Fox Hill Ln, Coleridge Rd, N Brook Dr, Rector St, Morningside Ct, Mount Ararat Rd, Canoe Brook Rd, Bleeker St | $1,417,500 | $1,350,000 | More than 10,000,000 | $1,514,500 | $1,350,000 | More than 10,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $797 |
| Superior Protection Discount | -$83 | $844 |
| Fire & Security Discount | -$65 | $862 |
| Hail Resistant Roof Discount | -$28 | $899 |
| Newly Constructed Home Discount | -$195 | $732 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Essex County | $2,500 | $1,082 | $3,582 | $787 | $3,287 | $296 |
| Short Hills, NJ | $1,500 | $916 | $2,416 | $666 | $2,166 | $250 |
| Chatham, NJ | $400 | $778 | $1,178 | $566 | $966 | $213 |
| Little Falls, NJ | $2,000 | $842 | $2,842 | $612 | $2,612 | $230 |
| Denville, NJ | $400 | $881 | $1,281 | $640 | $1,040 | $241 |
| Somerville, NJ | $2,500 | $851 | $3,351 | $619 | $3,119 | $233 |
| Hillsdale, NJ | $400 | $945 | $1,345 | $687 | $1,087 | $258 |
| White House Station, NJ | $1,000 | $1,152 | $2,152 | $837 | $1,837 | $315 |
| Knowlton, NJ | $300 | $998 | $1,298 | $725 | $1,025 | $273 |
| Chappaqua, NY | $1,000 | $2,673 | $3,673 | $1,942 | $2,942 | $730 |
| Durham, PA | $400 | $1,466 | $1,866 | $1,066 | $1,466 | $401 |
| Wyandanch, NY | $2,500 | $773 | $3,273 | $562 | $3,062 | $211 |
| Home Insurance Company Short Hills, NJ | Homeowners Insurance Agency Short Hills, NJ | Address | Popularity Score | Distance from Short Hills (miles) |
|---|---|---|---|---|
| State Farm | Zanetta Glover | 570 Broad St Ste 114, Newark, NJ, 07102-4518 | 8.3 | |
| Travelers | Esposito Insurance Group | 89 Franklin Ave Ste 200, Nutley, NJ, 7110 | 9.9 | |
| Allstate | Neil H. Greco | 25 W Northfield Rd, Livingston, NJ, 7039 | 2.5 | |
| Allstate | Shelby Mobley | 471 Pompton Ave, Cedar Grove, NJ, 7009 | 9.2 | |
| Farmers | Charles Trautman | 58 Maple Ave, Morristown, NJ, 7960 | 8.8 | |
| Travelers | True & Associates | 325 N Ave E, Westfield, NJ, 7090 | 6.1 | |
| Allstate | Neil Greco | 12 Eisenhower Pkwy Ste 11, Roseland, NJ, 7068 | 5.5 | |
| Travelers | Ringler Insurance Agency Inc | 2225 Morris Ave, Union, NJ, 7083 | 3.7 | |
| State Farm | Conrado Arroyo | 360 Chestnut St, Newark, NJ, 07105-2402 | 8.9 | |
| State Farm | Frank Mosier | 374 Millburn Ave Ste 305e, Millburn, NJ, 07041-1351 | 1.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $770 | $1,490 | $720 |
| Essex County, NJ | $362,300 | $1,096 | $790 | $1,560 | $770 |
| Short Hills, NJ | $1,316,600 | $927 | $620 | $1,320 | $700 |
| Chatham, NJ | $892,000 | $788 | $560 | $1,130 | $570 |
| Little Falls, NJ | $369,600 | $852 | $600 | $1,170 | $570 |
| Denville, NJ | $388,400 | $892 | $640 | $1,240 | $600 |
| Somerville, NJ | $293,700 | $862 | $590 | $1,220 | $630 |
| Hillsdale, NJ | $522,700 | $957 | $640 | $1,310 | $670 |
| White House Station, NJ | $357,800 | $1,166 | $780 | $1,660 | $880 |
| Knowlton, NJ | $285,000 | $1,010 | $690 | $1,390 | $700 |
| Chappaqua, NY | $602,500 | $2,705 | $1,840 | $3,710 | $1,870 |
| Durham, PA | $430,600 | $1,484 | $1,010 | $2,060 | $1,050 |
| Wyandanch, NY | $244,000 | $783 | $560 | $1,110 | $550 |