Gavop's guide to buying homeowners insurance in Milner, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $69,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $112,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $144,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $309,500 | $270,000 | $250,000-$300,000 |
| 5 Bedroom | $185,500 | $170,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$70 | $703 |
| Home and Two Car | -$131 | $641 |
| Home and Three Car | -$193 | $580 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lamar County | $1,000 | $754 | $1,754 | $548 | $1,548 | $206 |
| Milner, GA | $2,500 | $764 | $3,264 | $555 | $3,055 | $209 |
| Hannahs Mill, GA | $100 | $639 | $739 | $465 | $565 | $175 |
| Fayette County, GA | $1,000 | $1,163 | $2,163 | $845 | $1,845 | $318 |
| Peachtree City-Tyrone, GA | $400 | $1,339 | $1,739 | $973 | $1,373 | $366 |
| Newton County, GA | $700 | $831 | $1,531 | $604 | $1,304 | $227 |
| Talbot County, GA | $1,500 | $580 | $2,080 | $421 | $1,921 | $158 |
| Lone Oak, GA | $400 | $772 | $1,172 | $561 | $961 | $211 |
| Jersey, GA | $700 | $851 | $1,551 | $618 | $1,318 | $232 |
| North Decatur, GA | $500 | $909 | $1,409 | $661 | $1,161 | $248 |
| Morgan County, GA | $1,000 | $815 | $1,815 | $592 | $1,592 | $223 |
| Home Insurance Company Milner, GA | Homeowners Insurance Agency Milner, GA | Address | Popularity Score | Distance from Milner (miles) |
|---|---|---|---|---|
| State Farm | Glynn Lockaby | 442 E Paces Fry Rd Ne, Atlanta, GA, 30305-3301 | 49.7 | |
| Allstate | William H. Kelly | 1776 Briarcliff Rd Ne Ste A, Atlanta, GA, 30306 | 46.9 | |
| Travelers | Snider-Killingsworth Insurance | 325 S Hill St. P.O. Box 738, Griffin, GA, 30224 | 9.6 | |
| Allstate | Rob Enfinger | 1400 Scott Blvd, Decatur, GA, 30030 | 45.5 | |
| State Farm | Kaitlin Ponce | 2285 Peachtree Rd Ne Ste 204, Atlanta, GA, 30309-1121 | 48.5 | |
| State Farm | Ronnie Cail | 2850 Main St W, Snellville, GA, 30078-3156 | 49.6 | |
| State Farm | Wade Brewer | 3432 Hwy 155 South, Locust Grove, GA, 30248 | 14.1 | |
| State Farm | Lori Johnson | 153 Smithville Ch Rd Ste 100, Warner Robins, GA, 31088-8996 | 45.9 | |
| Nationwide | The Henry Agency | 2754 North Decatur Road Suite 110, Decatur, GA, 30033 | 45.5 | |
| State Farm | Lem Howard | 2716 Evans Mill Rd, Lithonia, GA, 30058-7417 | 38.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $680 | $1,440 | $760 |
| Lamar County, GA | $132,400 | $764 | $540 | $1,050 | $510 |
| Milner, GA | $135,000 | $773 | $530 | $1,060 | $530 |
| Hannahs Mill, GA | $83,600 | $647 | $470 | $890 | $420 |
| Fayette County, GA | $255,300 | $1,177 | $840 | $1,680 | $840 |
| Peachtree City-Tyrone, GA | $296,300 | $1,355 | $990 | $1,910 | $920 |
| Newton County, GA | $123,300 | $841 | $600 | $1,190 | $590 |
| Talbot County, GA | $81,200 | $587 | $420 | $830 | $410 |
| Lone Oak, GA | $106,300 | $781 | $560 | $1,120 | $560 |
| Jersey, GA | $162,100 | $861 | $590 | $1,220 | $630 |
| North Decatur, GA | $268,500 | $920 | $630 | $1,270 | $640 |
| Morgan County, GA | $208,200 | $825 | $600 | $1,180 | $580 |