Gavop's guide to buying homeowners insurance in Upper Providence, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Upper Providence, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Red Cedar Cir, Saddleview Dr, Buckthorn Ln, Jacobs Dr, Sagebrush Ln, Georgetown Ct, Old State Rd, Mingo Rd, Derby Cir, Dana Dr | $411,000 | $380,000 | $400,000-$500,000 | $370,000 | $330,000 | $350,000-$400,000 |
| Henry Dr, Jacobs St, Osprey Way, Campus Dr, Groff Cir, Schoolside Ct, Anderson Rd, Starling Ct, Spares Ln, Gay St | $360,500 | $300,000 | $350,000-$400,000 | $458,000 | $420,000 | $500,000-$600,000 |
| Graymont Cir, Oriole Ln, Thoms Dr, Country Ridge Dr, Ramsgate Dr, Nutmeg Ct, Cathlyn Ln, Buttonwood Dr, Iroquois Dr, Weatherlea Ln | $280,500 | $250,000 | $300,000-$350,000 | $312,500 | $300,000 | $300,000-$350,000 |
| Sprouse Cir, Troutman Rd, Bryce Way, S 5th Ave, Missimer Dr, Sparkleberry Ln, Tara Dr, 4th Ave, Ashenfelter Rd, Thayer Way | $370,500 | $320,000 | $350,000-$400,000 | $485,000 | $420,000 | $500,000-$600,000 |
| Jordan Ct, Cheyenne Dr, Morgan Ln, Rockdove Ln, Knox Dr, Keokuk Rd, Green Valley Dr, Springhouse Dr, Dreibelbis Rd, Elisabeth Ln | $393,500 | $340,000 | $400,000-$500,000 | $348,500 | $320,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $714 |
| Superior Protection Discount | -$85 | $765 |
| Fire & Security Discount | -$68 | $782 |
| Hail Resistant Roof Discount | -$26 | $825 |
| Newly Constructed Home Discount | -$179 | $672 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $2,500 | $948 | $3,448 | $689 | $3,189 | $259 |
| Upper Providence, PA | $1,000 | $840 | $1,840 | $611 | $1,611 | $230 |
| Limerick, PA | $400 | $812 | $1,212 | $590 | $990 | $222 |
| Halfway House, PA | $700 | $808 | $1,508 | $587 | $1,287 | $221 |
| West Chester, PA | $400 | $778 | $1,178 | $566 | $966 | $213 |
| Horsham, PA | $2,500 | $891 | $3,391 | $648 | $3,148 | $244 |
| Caln, PA | $200 | $692 | $892 | $503 | $703 | $189 |
| Mount Ephraim, NJ | $1,000 | $766 | $1,766 | $556 | $1,556 | $209 |
| Burlington, NJ | $500 | $807 | $1,307 | $586 | $1,086 | $220 |
| Bernville, PA | $700 | $719 | $1,419 | $523 | $1,223 | $197 |
| Rising Sun, MD | $300 | $832 | $1,132 | $605 | $905 | $227 |
| Lower Towamensing, PA | $700 | $733 | $1,433 | $533 | $1,233 | $200 |
| Home Insurance Company Upper Providence, PA | Homeowners Insurance Agency Upper Providence, PA | Address | Popularity Score | Distance from Upper Providence (miles) |
|---|---|---|---|---|
| Allstate | Ed Ennis | 292 Wilmington W Chester Pike # 202, Chadds Ford, PA, 19317 | 21.9 | |
| Travelers | Konell Insurance Inc | 444 Valley Forge Road, Phoenixville, PA, 19460 | 3.5 | |
| Travelers | Miller Insurance Associates | 550 Norristown Rd, Spring House, PA, 19477 | 7.1 | |
| Allstate | Ronald Williford | 38 N Waterloo Rd, Devon, PA, 19333 | 8.9 | |
| State Farm | Kelly Paster | 250 W Lancaster Ave Ste 245, Paoli, PA, 19301-1762 | 8.7 | |
| Travelers | Turley Insurance Agency Inc | 123 W Fourth St, Bridgeport, PA, 19405 | 8.4 | |
| Erie | Langels Insurance Agency Inc. | 143 Bustleton Pike, Feasterville, PA, 19053 | 25.3 | |
| Travelers | Mcdermott Insurance Agency Inc | 247 N Keswick Ave, Glenside, PA, 19038 | 18.3 | |
| Allstate | Jim Bowdler | 458 Germantown Pike, Lafayette Hill, PA, 19444 | 13.0 | |
| State Farm | Stephen Diorio | 512 W Lancaster Ave, Wayne, PA, 19087-3122 | 9.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,070 | $530 |
| Montgomery County, PA | $299,300 | $960 | $640 | $1,320 | $680 |
| Upper Providence, PA | $365,200 | $850 | $590 | $1,220 | $630 |
| Limerick, PA | $290,500 | $822 | $560 | $1,140 | $580 |
| Halfway House, PA | $210,400 | $818 | $580 | $1,150 | $570 |
| West Chester, PA | $338,800 | $788 | $530 | $1,080 | $550 |
| Horsham, PA | $327,200 | $902 | $650 | $1,290 | $640 |
| Caln, PA | $219,400 | $701 | $510 | $970 | $460 |
| Mount Ephraim, NJ | $162,600 | $775 | $530 | $1,110 | $580 |
| Burlington, NJ | $263,700 | $816 | $550 | $1,160 | $610 |
| Bernville, PA | $161,500 | $728 | $530 | $1,030 | $500 |
| Rising Sun, MD | $217,300 | $842 | $670 | $1,060 | $390 |
| Lower Towamensing, PA | $168,700 | $742 | $540 | $1,020 | $480 |