Gavop shows you how to buy homeowners insurance in Devils Lake, ND by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Devils Lake, ND - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cedar Ave, Hwy 19, 79th Ave NE, Co Hwy 9, 97th Ave NE, 4th Ave, 12th St SE, Susie St, S Adams St, Co Hwy 2 | $91,000 | $80,000 | $75,000-$100,000 | $133,000 | $110,000 | $125,000-$150,000 |
| Martin St, 70th Ave NE, 74th Ave NE, 7th Ave SE, Primrose Ln, 53rd St NE, 49th St NE, 48th St NE, 5th Ave, Cavalier-Ramsey County Line Rd | $56,000 | $50,000 | $50,000-$75,000 | $106,000 | $90,000 | $75,000-$100,000 |
| 22nd St NE, 16th St NW, 1st St, 76th St NE, Adams St, 5th Ave NE, 13th Ave SW, Railroad Ave SE, Co Hwy 2, Armour St SE | $92,000 | $80,000 | $75,000-$100,000 | $108,500 | $90,000 | $100,000-$125,000 |
| Main St S, Jesse Ln, 66th St NE, 2nd Ave NE, 15th St, Sandy Ln, 87th Ave NE, 73rd St NE, S Madison St, Peterson Dr | $78,000 | $60,000 | $50,000-$75,000 | $123,000 | $100,000 | $100,000-$125,000 |
| 71st Ave NE, US Hwy 2 W, 77th Ave NE, 42nd St NE, Ridgewood Rd, 13th Ave SE, 93rd Ave NE, 11th St NE, 2nd Ave NW, 10th St SE | $82,500 | $70,000 | $75,000-$100,000 | $145,000 | $130,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$99 | $611 |
| Superior Protection Discount | -$64 | $647 |
| Fire & Security Discount | -$50 | $661 |
| Hail Resistant Roof Discount | -$21 | $689 |
| Newly Constructed Home Discount | -$142 | $569 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ramsey County | $700 | $822 | $1,522 | $597 | $1,297 | $225 |
| Devils Lake, ND | $1,000 | $702 | $1,702 | $510 | $1,510 | $192 |
| Ramsey County, ND | $100 | $822 | $922 | $597 | $697 | $225 |
| Eddy County, ND | $1,500 | $676 | $2,176 | $491 | $1,991 | $185 |
| Norway Lake, ND | $2,500 | $765 | $3,265 | $556 | $3,056 | $209 |
| Estabrook, ND | $100 | $824 | $924 | $599 | $699 | $225 |
| Bryan, ND | $2,500 | $773 | $3,273 | $561 | $3,061 | $211 |
| Haven, ND | $100 | $923 | $1,023 | $671 | $771 | $252 |
| Wells, ND | $1,000 | $1,258 | $2,258 | $914 | $1,914 | $344 |
| Home Insurance Company Devils Lake, ND | Homeowners Insurance Agency Devils Lake, ND | Address | Popularity Score | Distance from Devils Lake (miles) |
|---|---|---|---|---|
| State Farm | Bob Flach | 832 Main St, Carrington, ND, 58421 | 47.3 | |
| State Farm | Kevin Vistad | 11 College Dr N, Devils Lake, ND, 58301-6501 | 0.5 | |
| Allstate | First Agy Devils Lk | 423 6th Ave Ne, Devils Lake, ND, 58301 | 0.8 | |
| Travelers | The Insurance Store | 315 College Dr, Devils Lake, ND, 58301 | 0.5 | |
| Travelers | Anderson Agcy Of Lakota Inc | 125 Main, Lakota, ND, 58344 | 25.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Dakota | $174,100 | $1,147 | $780 | $1,570 | $790 |
| Ramsey County, ND | $130,400 | $832 | $600 | $1,150 | $550 |
| Devils Lake, ND | $96,600 | $711 | $480 | $1,020 | $540 |
| Ramsey County, ND | $130,400 | $832 | $570 | $1,170 | $600 |
| Eddy County, ND | $74,200 | $684 | $490 | $970 | $480 |
| Norway Lake, ND | $81,700 | $774 | $530 | $1,060 | $530 |
| Estabrook, ND | $94,000 | $834 | $590 | $1,150 | $560 |
| Bryan, ND | $83,300 | $782 | $560 | $1,100 | $540 |
| Haven, ND | $116,700 | $934 | $640 | $1,320 | $680 |
| Wells, ND | $215,000 | $1,273 | $870 | $1,760 | $890 |