Gavop's guide to buying homeowners insurance in Alpine, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Alpine, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Impervious Pl, Viejas Creek Ln, Rancho Judith, Kumeyai Trl, Old Horse Tl, Via Palo Verde Lago, Cam de Los Aves, Administration Way, Anderson Ln, Sage View Dr | $501,000 | $460,000 | $500,000-$600,000 | $796,000 | $670,000 | $900,000-$1,000,000 |
| Summerhill Ter, Rancho Andrew, Cam Scarpitta, Amapola Ct, Cam del Vecino, Anderson Truck Trl, Geyer Ln, Sky Mountain Ln, Tavern Rd, Begonia Way | $423,000 | $360,000 | $400,000-$500,000 | $500,500 | $400,000 | $500,000-$600,000 |
| John Dewitt Pl, S Village Cir, Summerhill Vw, Boulders Rd, Twisted Oak Ln, Chestnut Roan Dr, Foss Ln, Ramsey Rd, Tavern Ct, Tavern Rd | $243,500 | $230,000 | $250,000-$300,000 | $566,000 | $510,000 | $400,000-$500,000 |
| River Dance Ct, Corte Plata Espuela, Riggs Rd, Arroyo de Viejas, S Glen Oaks Dr, Night Star Pl, Roble Grande Rd, Victoria Park Ter, E Victoria Dr, Charles Dewitt Way | $717,500 | $670,000 | $500,000-$600,000 | $801,500 | $680,000 | $700,000-$800,000 |
| Big Boulder Ln, W Victoria Dr, Willows Rd, Country Meadows Rd, Ave del Cielo, Alpine Terrace Rd, Clayburn Ct, Cam Avena, Plz Viejas, Cll de Pescadores | $479,500 | $440,000 | $500,000-$600,000 | $622,000 | $560,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$188 | $801 |
| Superior Protection Discount | -$89 | $900 |
| Fire & Security Discount | -$89 | $900 |
| Hail Resistant Roof Discount | -$20 | $969 |
| Newly Constructed Home Discount | -$227 | $762 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| San Diego County | $2,000 | $1,368 | $3,368 | $994 | $2,994 | $374 |
| Alpine, CA | $2,500 | $977 | $3,477 | $710 | $3,210 | $267 |
| Laguna-Pine Valley, CA | $500 | $961 | $1,461 | $699 | $1,199 | $263 |
| Bostonia, CA | $700 | $657 | $1,357 | $478 | $1,178 | $180 |
| Ramona, CA | $500 | $1,213 | $1,713 | $881 | $1,381 | $331 |
| La Presa, CA | $1,000 | $764 | $1,764 | $555 | $1,555 | $209 |
| National City, CA | $100 | $863 | $963 | $627 | $727 | $236 |
| Valley Center, CA | $300 | $992 | $1,292 | $721 | $1,021 | $271 |
| Hidden Meadows, CA | $700 | $1,605 | $2,305 | $1,166 | $1,866 | $438 |
| Borrego Springs, CA | $200 | $590 | $790 | $429 | $629 | $161 |
| Fallbrook, CA | $1,000 | $1,345 | $2,345 | $978 | $1,978 | $368 |
| Home Insurance Company Alpine, CA | Homeowners Insurance Agency Alpine, CA | Address | Popularity Score | Distance from Alpine (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Pappazi Insurance Agency | 2676 Navajo Rd, El Cajon, CA, 92020 | 14.1 | |
| Liberty Mutual Independent | Rubin Insurance Agency Inc | 6363 Greenwich Drive Ste 120, San Diego, CA, 92122 | 24.7 | |
| State Farm | Jose Doria | 830 Starboard St, Chula Vista, CA, 91914-4537 | 16.8 | |
| State Farm | Walt Waggener | 5973 Avd Encinas Ste 200, Carlsbad, CA, 92008-4477 | 38.3 | |
| State Farm | Mary Lowe | 9466 Cuyamaca St Ste 101, Santee, CA, 92071-5923 | 12.9 | |
| State Farm | Coleman Meshack | 6030 Santo Rd Ste H, San Diego, CA, 92124-1196 | 19.5 | |
| Allstate | Bobby Boese | 7710 Balboa Ave Ste 121, San Diego, CA, 92111 | 23.0 | |
| State Farm | Lee Meyer | 826 Starboard St, Chula Vista, CA, 91914-4537 | 16.8 | |
| State Farm | James Fread | 12064 Woodside Ave Ste 101, Lakeside, CA, 92040-2951 | 10.0 | |
| State Farm | Randy Werner | 9242 Winter Gardens Blvd, Lakeside, CA, 92040-4537 | 9.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Diego County, CA | $484,900 | $1,384 | $1,020 | $1,880 | $860 |
| Alpine, CA | $531,500 | $989 | $730 | $1,350 | $620 |
| Laguna-Pine Valley, CA | $366,500 | $973 | $720 | $1,320 | $600 |
| Bostonia, CA | $293,900 | $665 | $490 | $900 | $410 |
| Ramona, CA | $448,800 | $1,228 | $910 | $1,670 | $760 |
| La Presa, CA | $348,900 | $773 | $570 | $1,050 | $480 |
| National City, CA | $345,400 | $874 | $650 | $1,190 | $540 |
| Valley Center, CA | $484,500 | $1,004 | $740 | $1,370 | $630 |
| Hidden Meadows, CA | $550,100 | $1,624 | $1,200 | $2,210 | $1,010 |
| Borrego Springs, CA | $158,800 | $597 | $440 | $810 | $370 |
| Fallbrook, CA | $503,700 | $1,362 | $1,010 | $1,850 | $840 |