Gavop's guide to buying homeowners insurance in White Horse, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $92,000 | $90,000 | $100,000-$125,000 |
| 2 Bedroom | $190,000 | $160,000 | $150,000-$175,000 |
| 3 Bedroom | $239,500 | $190,000 | $250,000-$300,000 |
| 4 Bedroom | $315,500 | $270,000 | $350,000-$400,000 |
| 5 Bedroom | $295,000 | $250,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$108 | $661 |
| Superior Protection Discount | -$69 | $699 |
| Fire & Security Discount | -$54 | $715 |
| Hail Resistant Roof Discount | -$15 | $753 |
| Newly Constructed Home Discount | -$192 | $576 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Mercer County | $1,500 | $953 | $2,453 | $693 | $2,193 | $260 |
| White Horse, NJ | $2,000 | $759 | $2,759 | $552 | $2,552 | $208 |
| Robbinsville, NJ | $100 | $918 | $1,018 | $667 | $767 | $251 |
| Lawrenceville, NJ | $700 | $1,001 | $1,701 | $727 | $1,427 | $274 |
| Helmetta, NJ | $100 | $957 | $1,057 | $696 | $796 | $262 |
| Freehold, NJ | $1,000 | $1,181 | $2,181 | $858 | $1,858 | $323 |
| Magnolia, NJ | $200 | $746 | $946 | $542 | $742 | $204 |
| Allenwood, NJ | $1,500 | $1,625 | $3,125 | $1,181 | $2,681 | $444 |
| Souderton, PA | $200 | $845 | $1,045 | $614 | $814 | $231 |
| Mountainside, NJ | $2,500 | $1,069 | $3,569 | $777 | $3,277 | $292 |
| Audubon, PA | $500 | $900 | $1,400 | $654 | $1,154 | $246 |
| Richmond County, NY | $1,500 | $1,496 | $2,996 | $1,087 | $2,587 | $409 |
| Home Insurance Company White Horse, NJ | Homeowners Insurance Agency White Horse, NJ | Address | Popularity Score | Distance from White Horse (miles) |
|---|---|---|---|---|
| Farmers | Agency Plus By Marcy Maguire | 590s Highway 130, East Windsor, NJ, 8520 | 9.5 | |
| Allstate | Neil Greco | 12 Eisenhower Pkwy Ste 11, Roseland, NJ, 7068 | 47.5 | |
| Farmers | Peter Forde | 661 Shunpike Rd, Green Village, NJ, 7935 | 40.8 | |
| Liberty Mutual Independent | Sypek & Sandford Agency | 1569 Parkway Ave Ste F-G, Ewing, NJ, 8628 | 7.9 | |
| Allstate | Tom Estes | 343 Millburn Ave Ste 304, Millburn, NJ, 7041 | 42.2 | |
| Liberty Mutual Independent | Pavese Mccormick Agency Inc | 3759 Us Highway 1, Monmouth Junction, NJ, 8852 | 18.7 | |
| Travelers | Sturhahn Dickenson & Bernard Inc | 100 Overlook Center Ste 200, Princeton, NJ, 8540 | 9.4 | |
| Allstate | Susan Gilmer Layton | 2741 Nottingham Way, Mercerville, NJ, 8619 | 3.2 | |
| Travelers | Barry Paul Rose Agency | 24 Robinhood Ln, Chatham, NJ, 7928 | 40.8 | |
| State Farm | Bindu Verma | 3490 Us Highway 1 Ste 15b, Princeton, NJ, 08540-5920 | 8.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $740 | $1,480 | $740 |
| Mercer County, NJ | $281,900 | $965 | $690 | $1,360 | $670 |
| White Horse, NJ | $231,600 | $769 | $520 | $1,090 | $570 |
| Robbinsville, NJ | $404,500 | $929 | $680 | $1,280 | $600 |
| Lawrenceville, NJ | $286,400 | $1,013 | $700 | $1,440 | $740 |
| Helmetta, NJ | $262,000 | $969 | $700 | $1,330 | $630 |
| Freehold, NJ | $410,300 | $1,195 | $820 | $1,640 | $820 |
| Magnolia, NJ | $154,600 | $755 | $540 | $1,080 | $540 |
| Allenwood, NJ | $479,600 | $1,645 | $1,170 | $2,290 | $1,120 |
| Souderton, PA | $230,300 | $855 | $580 | $1,210 | $630 |
| Mountainside, NJ | $619,500 | $1,082 | $730 | $1,500 | $770 |
| Audubon, PA | $330,900 | $911 | $660 | $1,300 | $640 |
| Richmond County, NY | $460,200 | $1,514 | $1,110 | $2,130 | $1,020 |