Gavop tells you how to get the best homeowners insurance in Sanders County, MT by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $151,000 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $193,000 | $160,000 | $200,000-$250,000 |
| 4 Bedroom | $227,000 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $179,000 | $160,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$171 | $729 |
| Superior Protection Discount | -$90 | $810 |
| Fire & Security Discount | -$99 | $801 |
| Hail Resistant Roof Discount | -$27 | $873 |
| Newly Constructed Home Discount | -$198 | $702 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sanders County | $2,500 | $889 | $3,389 | $646 | $3,146 | $243 |
| Sanders County, MT | $700 | $889 | $1,589 | $646 | $1,346 | $243 |
| Thompson Falls-West End, MT | $100 | $1,103 | $1,203 | $801 | $901 | $301 |
| Noxon, MT | $500 | $872 | $1,372 | $634 | $1,134 | $238 |
| Marion, MT | $1,500 | $1,134 | $2,634 | $824 | $2,324 | $310 |
| Wallace, ID | $500 | $512 | $1,012 | $372 | $872 | $140 |
| Murray, ID | $1,500 | $695 | $2,195 | $505 | $2,005 | $190 |
| Dayton, MT | $500 | $991 | $1,491 | $720 | $1,220 | $271 |
| Shoshone County, ID | $1,500 | $657 | $2,157 | $477 | $1,977 | $179 |
| Lakeside, MT | $400 | $1,214 | $1,614 | $882 | $1,282 | $332 |
| Home Insurance Company Sanders County, MT | Homeowners Insurance Agency Sanders County, MT | Address | Popularity Score | Distance from Sanders County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Glacier Insurance Of Libby | 806 W 9th, Libby, MT, 59923 | 46.6 | |
| Liberty Mutual Independent | Glacier Insurance Of Libby | 806 W 9th St, Libby, MT, 59923 | 47.3 | |
| Travelers | Bishop Insurance Service | 302 1st St W, Polson, MT, 59860 | 47.5 | |
| Travelers | Hub International Mountain States Limited | 100 Financial Dr Ste 110, Kalispell, MT, 59901 | 49.9 | |
| Travelers | Bishop Insurance Service | 302 1st St W, Polson, MT, 59860 | 47.5 | |
| Farmers | Steve Bertelsen | 319 W 9th St, Libby, MT, 59923 | 47.1 | |
| Travelers | Hub International Mountain States Limited | 100 Financial Dr Ste 110, Kalispell, MT, 59901 | 49.9 | |
| State Farm | Teresa Wilson | 403 W 9th St, Libby, MT, 59923-1766 | 47.1 | |
| Travelers | Erlandson Insurance Agency | 120 W 5th St Ste 2, Libby, MT, 59923 | 47.2 | |
| Travelers | Thomas J Wood Insurance Agency | 910 Montana Ave, Libby, MT, 59923 | 46.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Montana | $209,100 | $1,080 | $820 | $1,410 | $590 |
| Sanders County, MT | $205,000 | $900 | $680 | $1,180 | $500 |
| Sanders County, MT | $205,000 | $900 | $680 | $1,180 | $500 |
| Thompson Falls-West End, MT | $228,300 | $1,116 | $850 | $1,460 | $610 |
| Noxon, MT | $131,700 | $883 | $670 | $1,160 | $490 |
| Marion, MT | $245,800 | $1,148 | $870 | $1,500 | $630 |
| Wallace, ID | $116,500 | $518 | $360 | $710 | $350 |
| Murray, ID | $239,300 | $703 | $510 | $980 | $470 |
| Dayton, MT | $173,300 | $1,003 | $760 | $1,310 | $550 |
| Shoshone County, ID | $117,500 | $665 | $460 | $940 | $480 |
| Lakeside, MT | $287,400 | $1,229 | $930 | $1,610 | $680 |