Gavop's guide to buying homeowners insurance in Foster City, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $249,000 | $210,000 | $250,000-$300,000 |
2 Bedroom | $647,500 | $550,000 | $700,000-$800,000 |
3 Bedroom | $888,000 | $810,000 | $800,000-$900,000 |
4 Bedroom | $1,116,500 | $900,000 | More than 10,000,000 |
5 Bedroom | $826,000 | $660,000 | $800,000-$900,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$179 | $1,014 |
Superior Protection Discount | -$119 | $1,074 |
Fire & Security Discount | -$95 | $1,098 |
Hail Resistant Roof Discount | -$24 | $1,169 |
Newly Constructed Home Discount | -$310 | $883 |
Claim Type | Average Claim Cost |
---|---|
General Claims | |
Water Damage | $6,156 |
Physical Damage | $2,319 |
Hail Damage | $4,759 |
Wind Damage | $6,114 |
Expensive Claims | |
Fire | $44,229 |
Smoke | $17,389 |
Home Insurance Company Foster City, CA | Homeowners Insurance Agency Foster City, CA | Address | Popularity Score | Distance from Foster City (miles) |
---|---|---|---|---|
State Farm | Lawrence Mui | 610 Main St Ste A, Pleasanton, CA, 94566-6640 | 21.7 | |
State Farm | Jerry Garcia | 15200 Hesperian Blvd Ste 102, San Leandro, CA, 94578-3955 | 11.4 | |
Farmers | Richard Jerkovich | 425 Harbor Blvd Ste E, Belmont, CA, 94002 | 3.2 | |
Allstate | Michele Bolstad | 1485 El Camino Real Ste 101, Belmont, CA, 94002 | 3.5 | |
Farmers | Marcos Ramirez | 2215 S El Camino Real Ste 201, San Mateo, CA, 94403 | 3.4 | |
Farmers | Salvador Castillo | 21 S San Mateo Dr, San Mateo, CA, 94401 | 4.1 | |
State Farm | Brian Takemoto | 1515 S El Camino Real Ste 220, San Mateo, CA, 94402-3043 | 3.6 | |
Allstate | Raymond Barri | 1692 El Camino Real, San Carlos, CA, 94070 | 4.8 | |
State Farm | Jake Bursalyan | 2555 Flores St Ste 175, San Mateo, CA, 94403-2343 | 3.4 | |
State Farm | Wayne Leung | 38259 Fremont Blvd, Fremont, CA, 94536-6048 | 14.0 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
California | $443,400 | $1,291 | $960 | $1,760 | $800 |
San Mateo County, CA | $917,700 | $1,227 | $910 | $1,670 | $760 |
Foster City, CA | $1,051,000 | $1,193 | $880 | $1,620 | $740 |
Stanford, CA | $1,591,300 | $935 | $690 | $1,270 | $580 |
El Granada, CA | $916,500 | $2,399 | $1,780 | $3,260 | $1,480 |
San Mateo County, CA | $917,700 | $1,227 | $910 | $1,670 | $760 |
Mountain View, CA | $1,079,900 | $1,228 | $910 | $1,670 | $760 |
La Honda, CA | $637,600 | $1,826 | $1,350 | $2,480 | $1,130 |
Kensington, CA | $852,700 | $1,169 | $870 | $1,590 | $720 |
Rollingwood, CA | $283,800 | $774 | $570 | $1,050 | $480 |
North Richmond, CA | $299,100 | $802 | $590 | $1,090 | $500 |
Corte Madera, CA | $1,144,800 | $944 | $700 | $1,280 | $580 |
Fairfield-Suisun City, CA | $335,900 | $885 | $650 | $1,200 | $550 |
Date: September 18, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 04, 2019 Age: 40 to 49 Gender: Male Marital Status: Married