Gavop tells you how to get the best homeowners insurance in White County, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $72,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $127,000 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $145,500 | $120,000 | $125,000-$150,000 |
| 5 Bedroom | $228,000 | $220,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$134 | $702 |
| Superior Protection Discount | -$75 | $760 |
| Fire & Security Discount | -$75 | $760 |
| Hail Resistant Roof Discount | -$17 | $819 |
| Newly Constructed Home Discount | -$175 | $660 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| White County | $700 | $825 | $1,525 | $600 | $1,300 | $226 |
| White County, IL | $2,000 | $825 | $2,825 | $600 | $2,600 | $226 |
| Crossville, IL | $400 | $432 | $832 | $314 | $714 | $118 |
| Bethel, IN | $400 | $540 | $940 | $393 | $793 | $148 |
| Sims, IL | $700 | $423 | $1,123 | $307 | $1,007 | $116 |
| Bluford, IL | $400 | $485 | $885 | $353 | $753 | $133 |
| Melody Hill, IN | $2,500 | $888 | $3,388 | $645 | $3,145 | $243 |
| Carrier Mills, IL | $400 | $536 | $936 | $390 | $790 | $147 |
| Decker, IL | $2,000 | $602 | $2,602 | $437 | $2,437 | $164 |
| Keith, IL | $300 | $431 | $731 | $313 | $613 | $118 |
| Oakland City, IN | $1,000 | $605 | $1,605 | $439 | $1,439 | $165 |
| Home Insurance Company White County, IL | Homeowners Insurance Agency White County, IL | Address | Popularity Score | Distance from White County (miles) |
|---|---|---|---|---|
| State Farm | James Cook | 1340 Il Highway 1 Ste C, Carmi, IL, 62821-4943 | 1.6 | |
| State Farm | Lauren Mcclain | 409 S Whittle Ave, Olney, IL, 62450-2262 | 44.5 | |
| State Farm | Lynn Braden | 301 S Jackson St, Mc Leansboro, IL, 62859-1431 | 19.4 | |
| State Farm | Doug Raber | 15 N 5th St, Albion, IL, 62806-1021 | 21.0 | |
| Travelers | Ramey Insurance Agency | 110 N Logan, West Frankfort, IL, 62896 | 43.1 | |
| State Farm | Doug Aman | 1101 W Delaware St, Fairfield, IL, 62837-2315 | 22.8 | |
| State Farm | Carrie Rice | 521 W Main St, Fairfield, IL, 62837-1624 | 22.6 | |
| Erie | Bob White Insurance Agency Llc | Po Box 832, Mount Vernon, IL, 62864 | 42.5 | |
| Farmers | Joyce Odonnell | 303 N Main St, Flora, IL, 62839 | 43.6 | |
| Travelers | Runyon Insurance Agency Inc | 629 W Main St, Olney, IL, 62450 | 44.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $610 | $1,160 | $550 |
| White County, IL | $69,700 | $835 | $600 | $1,150 | $550 |
| White County, IL | $69,700 | $835 | $560 | $1,160 | $600 |
| Crossville, IL | $48,100 | $437 | $300 | $600 | $300 |
| Bethel, IN | $52,500 | $547 | $380 | $780 | $400 |
| Sims, IL | $46,400 | $428 | $310 | $590 | $280 |
| Bluford, IL | $59,500 | $491 | $360 | $680 | $320 |
| Melody Hill, IN | $149,500 | $899 | $620 | $1,270 | $650 |
| Carrier Mills, IL | $71,500 | $543 | $370 | $780 | $410 |
| Decker, IL | $88,500 | $609 | $420 | $860 | $440 |
| Keith, IL | $47,900 | $436 | $300 | $620 | $320 |
| Oakland City, IN | $66,100 | $612 | $450 | $850 | $400 |