Gavop tells you how to get the best homeowners insurance in Warren County, NJ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $87,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $133,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $302,500 | $260,000 | $300,000-$350,000 |
| 4 Bedroom | $404,000 | $350,000 | $400,000-$500,000 |
| 5 Bedroom | $265,500 | $240,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$166 | $756 |
| Superior Protection Discount | -$92 | $829 |
| Fire & Security Discount | -$101 | $820 |
| Hail Resistant Roof Discount | -$18 | $903 |
| Newly Constructed Home Discount | -$258 | $664 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Warren County | $2,500 | $911 | $3,411 | $662 | $3,162 | $249 |
| Warren County, NJ | $700 | $911 | $1,611 | $662 | $1,362 | $249 |
| Bridgeton, PA | $500 | $1,105 | $1,605 | $803 | $1,303 | $302 |
| Stiles, PA | $2,000 | $761 | $2,761 | $553 | $2,553 | $208 |
| Garwood, NJ | $300 | $1,173 | $1,473 | $852 | $1,152 | $320 |
| Cranford, NJ | $700 | $965 | $1,665 | $701 | $1,401 | $264 |
| Weatherly, PA | $200 | $592 | $792 | $430 | $630 | $162 |
| Mount Cobb, PA | $2,500 | $805 | $3,305 | $585 | $3,085 | $220 |
| East Windsor, NJ | $500 | $855 | $1,355 | $621 | $1,121 | $234 |
| White Mills, PA | $2,500 | $622 | $3,122 | $452 | $2,952 | $170 |
| Suffern, NY | $100 | $886 | $986 | $644 | $744 | $242 |
| Home Insurance Company Warren County, NJ | Homeowners Insurance Agency Warren County, NJ | Address | Popularity Score | Distance from Warren County (miles) |
|---|---|---|---|---|
| Allstate | Kevin Garcia | 843 Rahway Ave, Woodbridge, NJ, 7095 | 43.4 | |
| Travelers | The Insurance Outfit | 32 Collis Lane Ste D Front, Chester, NJ, 7930 | 17.0 | |
| Allstate | Sameh Wahba | 64 E Ridgewood Ave, Paramus, NJ, 7652 | 49.6 | |
| Travelers | Beatty & Associates Llc | 1 Kings Rd, Madison, NJ, 7940 | 31.7 | |
| Travelers | Crossen Agency Inc | 415 Rt 24, Chester, NJ, 7930 | 18.7 | |
| Travelers | Stuber Insurance Agency | 115 Mill St, Hackettstown, NJ, 7840 | 9.8 | |
| Farmers | Lenny Zaytsev | 300 Interpace Pkwy Ste 400b, Parsippany, NJ, 7054 | 29.4 | |
| State Farm | Joe Ciraulo | 15 Commerce Blvd Ste 102, Succasunna, NJ, 07876-1343 | 18.9 | |
| State Farm | Jim Malay | 915 County Road 517, Hackettstown, NJ, 07840-4683 | 9.8 | |
| Travelers | Howe Insurance Group | 1000 Herrontown Rd, Princeton, NJ, 8540 | 37.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $740 | $1,540 | $800 |
| Warren County, NJ | $256,700 | $922 | $660 | $1,270 | $610 |
| Warren County, NJ | $256,700 | $922 | $620 | $1,270 | $650 |
| Bridgeton, PA | $341,900 | $1,118 | $750 | $1,550 | $800 |
| Stiles, PA | $184,100 | $770 | $560 | $1,090 | $530 |
| Garwood, NJ | $365,600 | $1,187 | $840 | $1,690 | $850 |
| Cranford, NJ | $463,800 | $977 | $690 | $1,390 | $700 |
| Weatherly, PA | $101,800 | $599 | $430 | $860 | $430 |
| Mount Cobb, PA | $208,900 | $815 | $550 | $1,160 | $610 |
| East Windsor, NJ | $295,400 | $865 | $580 | $1,190 | $610 |
| White Mills, PA | $114,900 | $630 | $450 | $870 | $420 |
| Suffern, NY | $311,000 | $897 | $650 | $1,260 | $610 |