Gavop shows you how to buy homeowners insurance in Titus County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Titus County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cr Rd 4765, Co Rd 4670, S Stephens, Co Rd 1340, SE 4, S Gilmore St, Edgewood Dr, S Jefferson Ave, Co Rd 3070, NW 29A | $118,000 | $100,000 | $100,000-$125,000 | $78,500 | $70,000 | $50,000-$75,000 |
| Co Rd 1905, Old St, Co Rd 3345, Belmont St, Co Rd 3368, Pr Rd 2655, SW 43rd St, Co Rd 3155, Co Rd 1455, Co Rd 1787 | $201,000 | $190,000 | $150,000-$175,000 | $111,500 | $100,000 | $100,000-$125,000 |
| E 8th St, Pct 1 1362, SW 31, Amy St, 6th St, Co Rd N W 53B, NE 4a, Delafield St, Holly Hill Ln, Co Rd 3249 | $99,000 | $90,000 | $75,000-$100,000 | $77,500 | $70,000 | $75,000-$100,000 |
| Co Rd 3250, Co Rd 4280, Cr 3032, Co Rd 1430, Branch Ave, Co Rd 4550, NW 40, Thomas St, SW 11, S Dessie Dr | $145,000 | $130,000 | $150,000-$175,000 | $135,000 | $120,000 | $125,000-$150,000 |
| S Florey Ave, Country Club Dr, Parish Rd Cord 2355, Hughes St, Co Rd 1606, NW 28, SE 35, Co Rd 4226, Co Rd 1875, NW 55 | $100,500 | $80,000 | $100,000-$125,000 | $77,500 | $70,000 | $75,000-$100,000 |
| Co Rd 1030, Co Rd 4950, FM 127, Pvt Rd 3082, S Riddle Ave, Sleepy Hollow Rd, Co Rd 3275, Creek 3160, Co Rd 1468, NW 36 | $140,000 | $130,000 | $125,000-$150,000 | $105,000 | $90,000 | $75,000-$100,000 |
| NE 14, SE 9, Pleasant St, Quail Run, SE 1, W Ferguson Rd, Creek 1680, E Circle St, Co Rd 4735, Nw31 | $72,500 | $60,000 | $50,000-$75,000 | $69,500 | $60,000 | $50,000-$75,000 |
| Co Rd 1660, Co Rd 3330, NW 40C, NE 42, Friendly St, C R SW 9, Parish Rd 3012, Pr Rd 2916, Co Rd 1828, Rogers Ave | $104,500 | $90,000 | $75,000-$100,000 | $101,500 | $90,000 | $100,000-$125,000 |
| NW 48A, Haggard Ave, Co Rd 2740, Margaret Dr, 1435, Boatman St, SE 12, 8th St, Baker Ave, Circle Dr | $89,500 | $80,000 | $75,000-$100,000 | $74,500 | $60,000 | $50,000-$75,000 |
| Co Rd 4015, NE 25, Co Rd 3260, Cr 1143, NE 31A, Co Rd 3153, Co Rd 3245, NE 25, Co Rd 4640, E 13th St | $143,000 | $130,000 | $150,000-$175,000 | $127,000 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$203 | $1,149 |
| Superior Protection Discount | -$122 | $1,230 |
| Fire & Security Discount | -$95 | $1,257 |
| Hail Resistant Roof Discount | -$27 | $1,325 |
| Newly Constructed Home Discount | -$297 | $1,054 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Titus County | $1,000 | $1,336 | $2,336 | $971 | $1,971 | $365 |
| Titus County, TX | $1,000 | $1,336 | $2,336 | $971 | $1,971 | $365 |
| Winfield, TX | $500 | $1,534 | $2,034 | $1,115 | $1,615 | $419 |
| Annona, TX | $1,500 | $1,222 | $2,722 | $888 | $2,388 | $334 |
| Marietta-Douglassville, TX | $100 | $1,441 | $1,541 | $1,048 | $1,148 | $394 |
| Gilmer, TX | $1,500 | $993 | $2,493 | $721 | $2,221 | $271 |
| Quitman, TX | $100 | $987 | $1,087 | $717 | $817 | $270 |
| Linden, TX | $1,500 | $983 | $2,483 | $715 | $2,215 | $269 |
| Gladewater, TX | $100 | $1,000 | $1,100 | $727 | $827 | $273 |
| Hawkins, TX | $2,000 | $929 | $2,929 | $675 | $2,675 | $254 |
| Howland, TX | $300 | $1,421 | $1,721 | $1,032 | $1,332 | $388 |
| Harleton, TX | $2,500 | $1,045 | $3,545 | $760 | $3,260 | $286 |
| Home Insurance Company Titus County, TX | Homeowners Insurance Agency Titus County, TX | Address | Popularity Score | Distance from Titus County (miles) |
|---|---|---|---|---|
| Travelers | Woodby Insurance Agency | 2250 Lamar Ave, Paris, TX, 75460 | 44.9 | |
| State Farm | Chris Harvey | 401 E Main St, Clarksville, TX, 75426-4001 | 27.7 | |
| Travelers | Mattison Insurance Agency | 1067 Gilmer St Ste C Sulphur Springs, Sulphur Springs, TX, 75482 | 37.1 | |
| Allstate | Richard Longacre | 512 Pine Tree Rd, Longview, TX, 75604 | 49.4 | |
| Farmers | Penny Bynum | 1313 S Jefferson Ave, Mount Pleasant, TX, 75455 | 4.9 | |
| State Farm | Monica Cook | 1032 N Pacific St, Mineola, TX, 75773-1838 | 48.0 | |
| Farmers | Kellie Cox | 703 W Main St Ste B, Atlanta, TX, 75551 | 46.4 | |
| Allstate | C. Bruce Moler | 400 S Madison Ave, Mount Pleasant, TX, 75455 | 4.2 | |
| Travelers | Clemens & Truitt Insurance | 501 Quitman St, Pittsburg, TX, 75686 | 14.8 | |
| Farmers | Dillon Lee | 2605 W Ferguson Rd Ste B, Mount Pleasant, TX, 75455 | 3.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Titus County, TX | $96,300 | $1,352 | $890 | $2,080 | $1,190 |
| Titus County, TX | $96,300 | $1,352 | $890 | $2,080 | $1,190 |
| Winfield, TX | $107,600 | $1,553 | $1,020 | $2,390 | $1,370 |
| Annona, TX | $49,800 | $1,237 | $820 | $1,900 | $1,080 |
| Marietta-Douglassville, TX | $87,400 | $1,459 | $960 | $2,250 | $1,290 |
| Gilmer, TX | $103,900 | $1,005 | $660 | $1,550 | $890 |
| Quitman, TX | $118,300 | $999 | $660 | $1,540 | $880 |
| Linden, TX | $76,200 | $995 | $660 | $1,530 | $870 |
| Gladewater, TX | $123,900 | $1,012 | $670 | $1,560 | $890 |
| Hawkins, TX | $132,800 | $940 | $620 | $1,450 | $830 |
| Howland, TX | $83,300 | $1,438 | $950 | $2,210 | $1,260 |
| Harleton, TX | $93,400 | $1,058 | $700 | $1,630 | $930 |