Gavop's guide to buying homeowners insurance in Beacon Square, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Beacon Square, FL - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sail Dr, Glissade Dr, Litchfield Dr, Sanford Dr, Stratfield Dr, Mariner Blvd, Pinehurst Dr, Terrapin Pl, Windham Dr, Lanyard Ct | $115,500 | $100,000 | $100,000-$125,000 | $106,000 | $90,000 | $75,000-$100,000 |
| Trucious Pl, Edgemont Dr, Margate Dr, Rosefield Dr, Ottway Dr, Wiltshire Dr, Briar Cliff Dr, Paloverde Dr, Erie Dr, Pleasant Ridge Dr | $64,000 | $60,000 | $50,000-$75,000 | $74,500 | $70,000 | $50,000-$75,000 |
| Belleville Ave, Binder Dr, Pinehurst Dr, Winder Dr, Lloyd Dr, Delta Pl, Norland Ct, Berwick Dr, Newgate Ave, Bayport Dr | $84,500 | $70,000 | $75,000-$100,000 | $115,500 | $100,000 | $75,000-$100,000 |
| Woodsville Dr, Woodfield Ave, Steamboat Ct, Haven Dr, Bluebell Ln, Canna Lily Dr, Haver Ln, Straits Ln, Woodsville Dr, Annona Ct | $109,000 | $100,000 | $75,000-$100,000 | $92,000 | $80,000 | $75,000-$100,000 |
| Winder Dr, Bancroft Dr, Devonshire Dr, Stratfield Dr, Rock Royal Dr, Tucker Sq, Endicott Dr, Charlene Ln, Rustic Dr, Chart Ct | $74,500 | $70,000 | $50,000-$75,000 | $119,000 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$113 | $596 |
| Superior Protection Discount | -$64 | $645 |
| Fire & Security Discount | -$78 | $631 |
| Hail Resistant Roof Discount | -$14 | $695 |
| Newly Constructed Home Discount | -$149 | $560 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pasco County | $1,500 | $1,203 | $2,703 | $874 | $2,374 | $329 |
| Beacon Square, FL | $700 | $700 | $1,400 | $509 | $1,209 | $191 |
| New Port Richey East, FL | $200 | $945 | $1,145 | $686 | $886 | $258 |
| Bayonet Point, FL | $1,000 | $747 | $1,747 | $543 | $1,543 | $204 |
| Lake Magdalene, FL | $500 | $971 | $1,471 | $706 | $1,206 | $265 |
| Indian Rocks Beach, FL | $700 | $764 | $1,464 | $555 | $1,255 | $209 |
| Spring Hill, FL | $400 | $846 | $1,246 | $615 | $1,015 | $231 |
| St. Petersburg, FL | $1,500 | $1,004 | $2,504 | $729 | $2,229 | $274 |
| St. Pete Beach, FL | $100 | $932 | $1,032 | $677 | $777 | $255 |
| South Pasadena, FL | $1,500 | $1,487 | $2,987 | $1,081 | $2,581 | $406 |
| Gulfport, FL | $300 | $1,035 | $1,335 | $752 | $1,052 | $283 |
| Sun City Center, FL | $2,000 | $1,021 | $3,021 | $742 | $2,742 | $279 |
| Home Insurance Company Beacon Square, FL | Homeowners Insurance Agency Beacon Square, FL | Address | Popularity Score | Distance from Beacon Square (miles) |
|---|---|---|---|---|
| Travelers | Bay Area Insurance Shop | 1452 Court St, Clearwater, FL, 33756 | 17.3 | |
| State Farm | Diana Devito | Bldg F 2535 Landmark Dr Ste 211, Clearwater, FL, 33761-3930 | 13.8 | |
| Travelers | Brightway Insurance | 2431 Tampa Rd, Palm Harbor, FL, 34683 | 9.9 | |
| Travelers | Brightway Insurance | 10710 State Road 54 C102, Trinity, FL, 34655 | 7.1 | |
| Allstate | James Gardner | 26238 Us Highway 19 N, Clearwater, FL, 33761 | 13.9 | |
| State Farm | Pam Leonard-Williams | 2476 Sunset Point Road, Clearwater, FL, 33765-1515 | 15.3 | |
| Travelers | Suncoast Insurance Group Inc | 226 E Tarpoon Ave, Tarpon Springs, FL, 34689 | 4.5 | |
| Travelers | Zimbouski Insurance Agency | 6113 Grand Blvd, New Port Richey, FL, 34652 | 3.1 | |
| Allstate | Christopher Teall | 40741 Us Highway 19 N, Tarpon Springs, FL, 34689 | 4.8 | |
| Travelers | Anclote Insurance Agency | 536 E Tarpon Ave Ste 1a, Tarpon Springs, FL, 34689 | 4.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Pasco County, FL | $134,300 | $1,217 | $950 | $1,630 | $680 |
| Beacon Square, FL | $65,900 | $709 | $550 | $950 | $400 |
| New Port Richey East, FL | $82,300 | $956 | $750 | $1,280 | $530 |
| Bayonet Point, FL | $74,100 | $756 | $590 | $1,010 | $420 |
| Lake Magdalene, FL | $208,800 | $983 | $770 | $1,320 | $550 |
| Indian Rocks Beach, FL | $445,800 | $773 | $600 | $1,040 | $440 |
| Spring Hill, FL | $119,000 | $857 | $670 | $1,150 | $480 |
| St. Petersburg, FL | $152,300 | $1,016 | $790 | $1,360 | $570 |
| St. Pete Beach, FL | $369,100 | $943 | $740 | $1,260 | $520 |
| South Pasadena, FL | $163,600 | $1,505 | $1,170 | $2,020 | $850 |
| Gulfport, FL | $159,000 | $1,048 | $820 | $1,400 | $580 |
| Sun City Center, FL | $155,800 | $1,033 | $810 | $1,380 | $570 |