Gavop tells you how to get the best homeowners insurance in Auburn, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $126,000 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $111,000 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $130,000 | $120,000 | $100,000-$125,000 |
| 5 Bedroom | $184,000 | $160,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$118 | $538 |
| Superior Protection Discount | -$59 | $597 |
| Fire & Security Discount | -$59 | $597 |
| Hail Resistant Roof Discount | -$13 | $643 |
| Newly Constructed Home Discount | -$158 | $499 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sangamon County | $700 | $724 | $1,424 | $526 | $1,226 | $198 |
| Auburn, IL | $1,500 | $649 | $2,149 | $471 | $1,971 | $177 |
| Cartwright, IL | $200 | $741 | $941 | $539 | $739 | $203 |
| Prentice-Sinclair, IL | $2,000 | $831 | $2,831 | $604 | $2,604 | $227 |
| Athensville, IL | $400 | $729 | $1,129 | $530 | $930 | $199 |
| May, IL | $1,500 | $806 | $2,306 | $586 | $2,086 | $220 |
| Hillyard, IL | $400 | $556 | $956 | $404 | $804 | $152 |
| Royal Lakes, IL | $2,500 | $458 | $2,958 | $333 | $2,833 | $125 |
| Lake Fork, IL | $100 | $841 | $941 | $611 | $711 | $230 |
| Shoal Creek, IL | $700 | $555 | $1,255 | $404 | $1,104 | $152 |
| Aetna, IL | $500 | $673 | $1,173 | $489 | $989 | $184 |
| Bethalto, IL | $2,500 | $681 | $3,181 | $495 | $2,995 | $186 |
| Home Insurance Company Auburn, IL | Homeowners Insurance Agency Auburn, IL | Address | Popularity Score | Distance from Auburn (miles) |
|---|---|---|---|---|
| State Farm | Katie Young | 315 Chatham Rd Ste 102, Springfield, IL, 62704-1484 | 16.4 | |
| State Farm | Donna Barbian | 2555 E Andrew Rd, Sherman, IL, 62684-9639 | 24.1 | |
| State Farm | Bill Mcgee | 201 N Grand Ave W, Springfield, IL, 62702-2550 | 18.1 | |
| Travelers | Goodenow Insurance Agency Inc | 1207 N 8th Street, Springfield, IL, 62702 | 18.3 | |
| State Farm | Russ Ramsey | 3255 W Iles Ave, Springfield, IL, 62711-9671 | 14.3 | |
| Allstate | Tim Maher | 1216 S Macarthur Blvd, Springfield, IL, 62704 | 16.0 | |
| Farmers | Matt Hamilton | 2925 S Meadowbrook Rd Ste F, Springfield, IL, 62711 | 13.5 | |
| State Farm | Linda Worlow | 111 East Jackson, Virden, IL, 62690-1450 | 4.5 | |
| State Farm | Steve Bedford | 1041 Jason Pl, Chatham, IL, 62629-2018 | 8.6 | |
| State Farm | Jim Bandy | 300 S Clover Ln, Auburn, IL, 62615-9687 | 2.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $610 | $1,170 | $560 |
| Sangamon County, IL | $136,100 | $732 | $500 | $1,010 | $510 |
| Auburn, IL | $118,000 | $657 | $450 | $940 | $490 |
| Cartwright, IL | $134,200 | $750 | $530 | $1,040 | $510 |
| Prentice-Sinclair, IL | $175,000 | $841 | $610 | $1,190 | $580 |
| Athensville, IL | $129,500 | $738 | $500 | $1,040 | $540 |
| May, IL | $162,700 | $816 | $560 | $1,130 | $570 |
| Hillyard, IL | $76,300 | $563 | $380 | $810 | $430 |
| Royal Lakes, IL | $53,800 | $464 | $340 | $650 | $310 |
| Lake Fork, IL | $180,300 | $851 | $610 | $1,220 | $610 |
| Shoal Creek, IL | $76,100 | $562 | $410 | $800 | $390 |
| Aetna, IL | $109,600 | $681 | $500 | $930 | $430 |
| Bethalto, IL | $130,600 | $689 | $480 | $960 | $480 |