How Can I Make My Salinas, CA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Salinas, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Salinas, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $87,500 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $208,500 | $170,000 | $175,000-$200,000 |
| 3 Bedroom | $294,500 | $270,000 | $300,000-$350,000 |
| 4 Bedroom | $476,500 | $420,000 | $500,000-$600,000 |
| 5 Bedroom | $462,000 | $440,000 | $500,000-$600,000 |
Estimate your Savings with Home Insurance Discounts in Salinas, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$169 | $719 |
| Superior Protection Discount | -$80 | $807 |
| Fire & Security Discount | -$71 | $816 |
| Hail Resistant Roof Discount | -$27 | $860 |
| Newly Constructed Home Discount | -$231 | $656 |
Choose your Salinas, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,440 |
| Hail Damage | $4,759 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $15,884 |
Identify Top Home Insurance Agents near Salinas, CA | Back to Top
| Home Insurance Company Salinas, CA | Homeowners Insurance Agency Salinas, CA | Address | Popularity Score | Distance from Salinas (miles) |
|---|---|---|---|---|
| State Farm | Michelle Nguyen | 3220 Stevens Creek Blvd Ste B, San Jose, CA, 95117-1131 | 47.2 | |
| Allstate | Richard Perilli | 1713 El Camino Real, Santa Clara, CA, 95050 | 49.0 | |
| Farmers | Richard So | 3105 El Camino Real Ste 201, Santa Clara, CA, 95051 | 49.7 | |
| State Farm | Skip Leonard | 740 Front St Ste 115, Santa Cruz, CA, 95060-4536 | 30.5 | |
| Farmers | Julie Perry | 505 Lighthouse Ave Ste 103, Pacific Grove, CA, 93950 | 19.0 | |
| State Farm | Russ Wilcox | 1532 Constitution Blvd, Salinas, CA, 93905-3803 | 1.7 | |
| State Farm | Mario Quezada | 441 N 1st St, San Jose, CA, 95112-4019 | 47.2 | |
| State Farm | Tami Pratt | 360 Kiely Blvd Ste 125, San Jose, CA, 95129-1300 | 47.5 | |
| Farmers | Lisa Del Real | 1403a N Main St, Salinas, CA, 93906 | 3.5 | |
| State Farm | Troy Anderson | 36 E Romie Ln, Salinas, CA, 93901-3124 | 4.7 |
Compare Rates for Salinas, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Monterey County, CA | $441,000 | $1,189 | $880 | $1,620 | $740 |
| Salinas, CA | $350,300 | $887 | $660 | $1,210 | $550 |
| Prunedale, CA | $451,300 | $948 | $700 | $1,290 | $590 |
| Amesti, CA | $405,900 | $1,116 | $830 | $1,520 | $690 |
| La Selva Beach, CA | $884,800 | $2,339 | $1,730 | $3,180 | $1,450 |
| Aptos Hills-Larkin Valley, CA | $771,500 | $2,115 | $1,570 | $2,880 | $1,310 |
| South Santa Clara Valley, CA | $672,300 | $1,037 | $770 | $1,410 | $640 |
| Live Oak, CA | $622,600 | $977 | $720 | $1,330 | $610 |
| Santa Cruz County, CA | $659,900 | $1,266 | $940 | $1,720 | $780 |
| Paradise Park, CA | $265,700 | $743 | $550 | $1,010 | $460 |
| Zayante, CA | $450,000 | $1,327 | $980 | $1,800 | $820 |
| Cambrian Park, CA | $1,010,200 | $2,565 | $1,900 | $3,490 | $1,590 |
Research Home Insurance Companies Reviews in Salinas, CA Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: January 13, 2020 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: September 18, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: April 09, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: March 11, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: January 01, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: November 16, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: November 04, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 11, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: August 01, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 01, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: March 21, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: November 18, 2017 Age: 30 to 39 Gender: Female Marital Status: Married
Progressive Home Insurance Reviews
Date: July 22, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: July 05, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: April 12, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: March 14, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: September 30, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: September 23, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: July 31, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: June 25, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: June 12, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Amica Mutual Insurance Home Insurance Reviews
Date: October 01, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 17, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 11, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: July 29, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: May 11, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
State Farm Home Insurance Reviews
Date: April 23, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: April 18, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: March 09, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: February 12, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Nationwide Home Insurance Reviews
Date: August 15, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: July 26, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: May 06, 2018 Age: Above 60 Gender: Male Marital Status: Married
Farmer's Insurance Home Insurance Reviews
Date: December 28, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: December 28, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: July 11, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
AAA Home Insurance Reviews
Date: April 06, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: March 31, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Liberty Mutual Home Insurance Reviews
Date: December 26, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: March 29, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Mercury Home Insurance Reviews
Date: June 02, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Allied Insurance Home Insurance Reviews
Date: December 27, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
GEICO Home Insurance Reviews
Date: April 24, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried