Gavop shows you how to buy homeowners insurance in Lewes, DE by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Lewes, DE - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ruppell Ave, Stoney Brook Mnr, Simonton Ct, Jetty Pl, Debraak Lndg, 14R-1D-200, Stratford Rd, Poplar Dr, Rd 276, Cooper Cir | $439,000 | $410,000 | $400,000-$500,000 | $212,000 | $170,000 | $200,000-$250,000 |
| Old Coach Dr, Karma Ln, Metz Way, Sand Bay Ln, Kaitlyn Dr, Dover Rd, State Rd, Edgewood Dr, Locust Ln, Pintail Ave | $182,000 | $160,000 | $175,000-$200,000 | $169,000 | $140,000 | $150,000-$175,000 |
| Oceanview Ave, Capes Cove Ln, Burton Dr, Canal Landing Ct, Elmwood Ave W, Neils Aly, Wades Ct, Scarborough Ave Exd, Rd 266, 9th St | $436,500 | $400,000 | $350,000-$400,000 | $289,000 | $270,000 | $300,000-$350,000 |
| State Rd, Shady Ln, Midland Ave, Myrtle Dr, Woodcrest Dr, Drake Knoll Rd, Tulane Dr, Chatham Rd, Creekside Dr, Lynn Rd | $373,500 | $300,000 | $400,000-$500,000 | $267,500 | $220,000 | $250,000-$300,000 |
| Deerfield Dr, Rodaline Ave, Easton St, Port Delmarva, Ancient Oak Ct, Cookman St, Love Creek, Bayview Ave, Whitehall Dr, Colorado Ct | $347,500 | $280,000 | $400,000-$500,000 | $211,000 | $200,000 | $200,000-$250,000 |
| Pinewood Dr, Old Postal Ln, Mackenzie Way, Gander Ln, Cape Dr N, 15K-1, Schell Rd, Gerar St, Excalibur Ct, W Austin St | $263,500 | $240,000 | $200,000-$250,000 | $217,500 | $180,000 | $200,000-$250,000 |
| Plantation Blvd, Snowmass Run, Landing Dr, Jeb Dr, Chicago St, Thompson Ct, US Hwy 9 Bus, W Conley Cir, Pintail Ln, Blue Heron Dr | $282,000 | $260,000 | $200,000-$250,000 | $351,000 | $290,000 | $250,000-$300,000 |
| Donovan St, Kiwi Ct W, Alabaster Ct, Durham Ct, Ames St, Holly Oak Ln, Rd 275, Nell Loop, Warwick Ct, Queen St | $237,000 | $220,000 | $250,000-$300,000 | $214,000 | $200,000 | $200,000-$250,000 |
| E Glade Cir, New York Ave, George St, Canal Rd, South Dr, Queen St, Virginia Dr, Bay Rd Exd, Phillips St, Big Burn Ln | $300,500 | $260,000 | $350,000-$400,000 | $186,500 | $170,000 | $200,000-$250,000 |
| Turkle Pond Rd, Walls St, S Quail Trl, Saint Lawrence St, Cristeen Ct, Amys Ln, Seascape Ct, Carolina St, Penhurst Ct, Collins Ave | $301,500 | $270,000 | $300,000-$350,000 | $244,000 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $677 |
| Superior Protection Discount | -$73 | $734 |
| Fire & Security Discount | -$73 | $734 |
| Hail Resistant Roof Discount | -$16 | $790 |
| Newly Constructed Home Discount | -$185 | $621 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,319 |
| Hail Damage | $4,524 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $15,884 |
| Home Insurance Company Lewes, DE | Homeowners Insurance Agency Lewes, DE | Address | Popularity Score | Distance from Lewes (miles) |
|---|---|---|---|---|
| State Farm | Eric James | 38613 Benro Dr Unit 3, Delmar, DE, 19940-3571 | 30.5 | |
| State Farm | Jeanine O'Donnell | 16583 Coastal Hwy, Lewes, DE, 19958-3739 | 4.6 | |
| State Farm | Mark Penuel | 522 E Market St, Georgetown, DE, 19947-2255 | 14.2 | |
| Allstate | Paul Sarnak | 19413 Jingle Shell Way Unit 1, Lewes, DE, 19958 | 3.5 | |
| State Farm | Ron Krajewski | 28354 Lewes Georgetown Highway, Milton, DE, 19968-3115 | 7.0 | |
| Allstate | Wilgus Associates In | 32904 Coastal Highway, Bethany Beach, DE, 19930 | 14.5 | |
| State Farm | Kathy Safford | 1 S Independence Blvd, Dover, DE, 19904-3381 | 37.3 | |
| Nationwide | Michael D Frankos Agency | 375 W North St Ste A, Dover, DE, 19904 | 36.3 | |
| State Farm | John Borden | 450 S Dupont Highway, Dover, DE, 19901-4502 | 35.8 | |
| Nationwide | Muncie Insurance & Financial Services Inc | 22836 Dupont Hwy, Georgetown, DE, 19947 | 15.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Delaware | $238,600 | $736 | $580 | $980 | $400 |
| Sussex County, DE | $242,900 | $720 | $570 | $960 | $390 |
| Lewes, DE | $362,600 | $806 | $640 | $1,070 | $430 |
| Long Neck, DE | $74,900 | $401 | $320 | $530 | $210 |
| West Cape May, NJ | $468,700 | $1,585 | $1,090 | $2,190 | $1,100 |
| Bridgeville, DE | $258,900 | $765 | $600 | $1,020 | $420 |
| Burleigh, NJ | $162,500 | $775 | $530 | $1,090 | $560 |
| Harrington, DE | $205,600 | $641 | $510 | $850 | $340 |
| Kent County, DE | $205,800 | $668 | $530 | $890 | $360 |
| Maurice River, NJ | $168,400 | $663 | $460 | $910 | $450 |
| Leipsic, DE | $128,100 | $548 | $430 | $730 | $300 |