Gavop's guide to buying homeowners insurance in Oakway, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $113,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $104,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $155,000 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $289,500 | $250,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$150 | $732 |
| Superior Protection Discount | -$79 | $803 |
| Fire & Security Discount | -$79 | $803 |
| Hail Resistant Roof Discount | -$26 | $856 |
| Newly Constructed Home Discount | -$238 | $644 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Oconee County | $2,500 | $962 | $3,462 | $699 | $3,199 | $263 |
| Oakway, SC | $1,500 | $871 | $2,371 | $633 | $2,133 | $238 |
| Northlake, SC | $500 | $1,100 | $1,600 | $799 | $1,299 | $301 |
| Starr, SC | $2,500 | $813 | $3,313 | $591 | $3,091 | $222 |
| Sandy Cross, GA | $300 | $894 | $1,194 | $650 | $950 | $244 |
| Salem, SC | $1,000 | $931 | $1,931 | $676 | $1,676 | $254 |
| Madison County, GA | $400 | $713 | $1,113 | $518 | $918 | $195 |
| Easley East, SC | $1,000 | $968 | $1,968 | $704 | $1,704 | $265 |
| Welcome, SC | $500 | $799 | $1,299 | $581 | $1,081 | $218 |
| Berea, SC | $2,000 | $642 | $2,642 | $466 | $2,466 | $175 |
| Donalds, SC | $500 | $554 | $1,054 | $403 | $903 | $151 |
| Mauldin, SC | $2,500 | $843 | $3,343 | $613 | $3,113 | $230 |
| Home Insurance Company Oakway, SC | Homeowners Insurance Agency Oakway, SC | Address | Popularity Score | Distance from Oakway (miles) |
|---|---|---|---|---|
| State Farm | Amanda Thompson | 1406 Anderson St, Belton, SC, 29627-2414 | 27.9 | |
| State Farm | Seth Crow | 26 N Commerce St, Liberty, SC, 29657-1108 | 23.3 | |
| State Farm | Jon Aprile | 1026 By Pass 123 Ste D, Seneca, SC, 29678-4761 | 5.2 | |
| Allstate | Marcengill Agency Inc | 721 W North 1st St, Seneca, SC, 29678 | 8.7 | |
| Travelers | Insurance Agency Of The Foothills | 115 Eagles Nest Dr Ste E, Seneca, SC, 29678 | 9.5 | |
| Travelers | Edwards Insurance Agency Of Greenville | 4 E. Lee Rd , Taylors, SC, 29687 | 44.4 | |
| Allstate | Julian Davis | 530 A Bypass 123, Seneca, SC, 29678 | 9.5 | |
| Allstate | Joel Rice | 15684 Wells Hwy, Seneca, SC, 29678 | 7.5 | |
| Travelers | Roberts Insurance Agency Llc | 4136 Clemson Blvd, Anderson, SC, 29621 | 17.5 | |
| Allstate | Kevin Lusk | 319 Garlington Rd Ste C6, Greenville, SC, 29615 | 44.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $660 | $1,350 | $690 |
| Oconee County, SC | $153,300 | $973 | $670 | $1,370 | $700 |
| Oakway, SC | $160,200 | $882 | $600 | $1,260 | $660 |
| Northlake, SC | $173,000 | $1,113 | $800 | $1,580 | $780 |
| Starr, SC | $87,200 | $823 | $600 | $1,140 | $540 |
| Sandy Cross, GA | $131,500 | $905 | $620 | $1,260 | $640 |
| Salem, SC | $222,500 | $942 | $680 | $1,330 | $650 |
| Madison County, GA | $121,600 | $722 | $480 | $1,000 | $520 |
| Easley East, SC | $146,900 | $980 | $670 | $1,360 | $690 |
| Welcome, SC | $86,800 | $809 | $540 | $1,110 | $570 |
| Berea, SC | $112,200 | $649 | $450 | $890 | $440 |
| Donalds, SC | $82,000 | $561 | $400 | $790 | $390 |
| Mauldin, SC | $153,700 | $853 | $570 | $1,180 | $610 |