Gavop shows you how to buy homeowners insurance in Franklin, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Franklin, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Holcomb Ave, Portland Ave, Harris School Rd, Hawthorne St, Millwood Dr, Kenny Perry Dr, Hatter Rd, Edgewood Dr, Simpson St, Powell Ave | $148,500 | $120,000 | $150,000-$175,000 | $82,500 | $70,000 | $75,000-$100,000 |
| Neely Rd, N Court St, State Hwy 1008, Pepper Rd, Neosheo Prices Mill Rd, Henry St, Fairbrook St, H Jernigan Rd, S Railroad St, N High St | $110,500 | $90,000 | $100,000-$125,000 | $90,500 | $80,000 | $100,000-$125,000 |
| Rogers St, Albert Elliott Rd, Railroad St, Hedgewood Dr, Pleasant Valley Rd, Quail Ridge Rd, Meador Rd, Peebles Ave, Windy Cir, Tuck Rd | $132,000 | $120,000 | $100,000-$125,000 | $66,500 | $60,000 | $50,000-$75,000 |
| Central Ave, Peach St, Middleton Rd, Peden Mill Rd, McGoodwin Ave, Cemetery St, Hughes Rd, Walnut Ln, State Hwy 103, Oakridge Ln | $161,500 | $150,000 | $150,000-$175,000 | $94,500 | $90,000 | $75,000-$100,000 |
| Honeysuckle Rd, Jenney Locke Run, Ben Ruley Rd, Washington Way, Bluegrass Rd, Lawrence St, Turnertown Rd, Kummer Rd, Upper Prices Mill Rd, Hastings Dr | $189,000 | $170,000 | $150,000-$175,000 | $124,500 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $645 |
| Superior Protection Discount | -$75 | $675 |
| Fire & Security Discount | -$75 | $675 |
| Hail Resistant Roof Discount | -$23 | $728 |
| Newly Constructed Home Discount | -$218 | $533 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Simpson County | $1,000 | $745 | $1,745 | $542 | $1,542 | $204 |
| Franklin, KY | $1,500 | $741 | $2,241 | $539 | $2,039 | $203 |
| Springfield, TN | $100 | $822 | $922 | $598 | $698 | $225 |
| Graball, TN | $2,500 | $880 | $3,380 | $640 | $3,140 | $241 |
| Greencastle, KY | $400 | $860 | $1,260 | $625 | $1,025 | $235 |
| Guthrie, KY | $700 | $783 | $1,483 | $569 | $1,269 | $214 |
| Hendersonville, TN | $400 | $1,122 | $1,522 | $815 | $1,215 | $307 |
| Sunfish, KY | $1,000 | $759 | $1,759 | $551 | $1,551 | $207 |
| Drakesboro, KY | $200 | $590 | $790 | $429 | $629 | $161 |
| Barren County, KY | $2,500 | $793 | $3,293 | $576 | $3,076 | $217 |
| Horse Branch, KY | $200 | $651 | $851 | $473 | $673 | $178 |
| Home Insurance Company Franklin, KY | Homeowners Insurance Agency Franklin, KY | Address | Popularity Score | Distance from Franklin (miles) |
|---|---|---|---|---|
| State Farm | D C Clement | 430 Us 31w Byp Ste 108, Bowling Green, KY, 42101-1705 | 20.0 | |
| State Farm | David Graves | 262 Three Springs Rd, Bowling Green, KY, 42104-7519 | 17.4 | |
| State Farm | Amber Vincent | 1603 W Everly Brothers Blvd, Central City, KY, 42330-2710 | 44.7 | |
| Liberty Mutual Independent | Van Meter Insurance Group | 1240 Fairway Street, Bowling Green, KY, 42102 | 18.5 | |
| State Farm | Amanda Gossett | 597 E 4th St, Russellville, KY, 42276-1855 | 14.3 | |
| Allstate | John Sells | 1520 Westpark Dr, Bowling Green, KY, 42104 | 17.3 | |
| State Farm | Jonathan Mcdaniel | 1840 Christian Care Way Ste A, Bowling Green, KY, 42104-5819 | 17.4 | |
| Allstate | Tommy Downs | 1901 Russellville Rd, Bowling Green, KY, 42101 | 17.9 | |
| State Farm | John Mardis | 101 W 5th St, Russellville, KY, 42276-1401 | 14.6 | |
| State Farm | Curt Gammons | 1643 Scottsville Rd Ste 100, Bowling Green, KY, 42104-3244 | 18.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $620 | $1,230 | $610 |
| Simpson County, KY | $130,500 | $754 | $540 | $1,060 | $520 |
| Franklin, KY | $129,100 | $750 | $550 | $1,070 | $520 |
| Springfield, TN | $133,700 | $832 | $570 | $1,140 | $570 |
| Graball, TN | $105,200 | $891 | $640 | $1,230 | $590 |
| Greencastle, KY | $122,200 | $870 | $620 | $1,240 | $620 |
| Guthrie, KY | $101,700 | $793 | $550 | $1,090 | $540 |
| Hendersonville, TN | $228,900 | $1,136 | $810 | $1,610 | $800 |
| Sunfish, KY | $95,700 | $768 | $550 | $1,050 | $500 |
| Drakesboro, KY | $59,900 | $597 | $410 | $820 | $410 |
| Barren County, KY | $110,400 | $802 | $580 | $1,120 | $540 |
| Horse Branch, KY | $71,800 | $659 | $480 | $900 | $420 |