Gavop shows you how to buy homeowners insurance in Bremen, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bremen, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 128, Co Rd 117, Byars Rd, Dogwood Dr, Co Rd 149, Co Rd 72, Co Rd 62, Co Rd 52, Co Rd 239, Co Rd 80 | $130,500 | $110,000 | $125,000-$150,000 | $94,500 | $80,000 | $100,000-$125,000 |
| Co Rd 1, Co Rd 291, Co Rd 102, Co Rd 258, Co Rd 398, Co Rd 24, Wooley Rd, Co Rd 64, Co Rd 270, Co Rd 428 | $95,000 | $90,000 | $75,000-$100,000 | $78,500 | $60,000 | $75,000-$100,000 |
| Co Rd 88, Co Rd 8, Kenny Grove Church Rd, Co Rd 234, Co Rd 307, Co Rd 30, Fields Rd, Co Rd 154, Doss Rd, Co Rd 275 | $102,500 | $90,000 | $100,000-$125,000 | $60,000 | $50,000 | $50,000-$75,000 |
| Co Rd 113, Co Rd 65, Co Rd 79, Co Rd 55, Co Rd 219, Co Rd 235, Co Rd 74, Co Rd 101, Co Rd 77, Co Rd 129 | $144,000 | $120,000 | $150,000-$175,000 | $82,500 | $70,000 | $75,000-$100,000 |
| Co Rd 114, Co Rd 278, Co Rd 29, Gravlee Jct Rd, Catalina Cir, Cold Springs Rd, Co Rd 47, Co Rd 232, Co Rd 504, Co Rd 148 | $127,000 | $110,000 | $100,000-$125,000 | $77,500 | $70,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$161 | $732 |
| Superior Protection Discount | -$80 | $813 |
| Fire & Security Discount | -$80 | $813 |
| Hail Resistant Roof Discount | -$18 | $875 |
| Newly Constructed Home Discount | -$259 | $634 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cullman County | $2,000 | $1,025 | $3,025 | $745 | $2,745 | $280 |
| Bremen, AL | $700 | $882 | $1,582 | $641 | $1,341 | $241 |
| East Point, AL | $100 | $775 | $875 | $563 | $663 | $212 |
| Simcoe, AL | $1,000 | $847 | $1,847 | $616 | $1,616 | $232 |
| Double Springs, AL | $300 | $639 | $939 | $464 | $764 | $175 |
| Townley, AL | $2,000 | $865 | $2,865 | $628 | $2,628 | $236 |
| Vestavia Hills, AL | $200 | $1,266 | $1,466 | $920 | $1,120 | $346 |
| Douglas, AL | $2,500 | $681 | $3,181 | $495 | $2,995 | $186 |
| Meadowbrook, AL | $300 | $951 | $1,251 | $691 | $991 | $260 |
| Berry, AL | $2,500 | $727 | $3,227 | $528 | $3,028 | $199 |
| Pelham, AL | $500 | $955 | $1,455 | $694 | $1,194 | $261 |
| Attalla, AL | $1,500 | $700 | $2,200 | $509 | $2,009 | $191 |
| Home Insurance Company Bremen, AL | Homeowners Insurance Agency Bremen, AL | Address | Popularity Score | Distance from Bremen (miles) |
|---|---|---|---|---|
| State Farm | Caroline Dorris | 2717 7th Ave S Ste 103, Birmingham, AL, 35233-3423 | 33.5 | |
| Farmers | Justin Gurley | 717 Kerr Dr, Gardendale, AL, 35071 | 23.6 | |
| Farmers | Tom Gant | 1820 Cogswell Ave, Pell City, AL, 35125 | 47.5 | |
| Farmers | Gerald Trevarthen | 909a Graham St Sw, Cullman, AL, 35055 | 14.5 | |
| State Farm | Anthony Christian | 4505 Highway 78 E Ste 50, Jasper, AL, 35501-8883 | 17.5 | |
| State Farm | Shirley Quattlebaum | 905 2nd Avenue Sw, Cullman, AL, 35055-4224 | 15.3 | |
| State Farm | Katherine Morgan | 909 Fisher St Sw, Cullman, AL, 35055-5563 | 13.7 | |
| Allstate | Brian Campbell | 2870 Old Rocky Ridge Rd Ste 140, Birmingham, AL, 35243 | 40.6 | |
| Travelers | Virgil B Fowler Insurance Agency | 806 2nd Ave Sw, Cullman, AL, 35055 | 15.3 | |
| Allstate | Chuck Burns | 5451 Chalkville Rd, Birmingham, AL, 35235 | 29.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $810 | $1,610 | $800 |
| Cullman County, AL | $121,900 | $1,037 | $690 | $1,440 | $750 |
| Bremen, AL | $150,600 | $893 | $640 | $1,230 | $590 |
| East Point, AL | $69,600 | $784 | $560 | $1,110 | $550 |
| Simcoe, AL | $105,400 | $858 | $580 | $1,190 | $610 |
| Double Springs, AL | $67,800 | $647 | $470 | $890 | $420 |
| Townley, AL | $82,500 | $875 | $630 | $1,220 | $590 |
| Vestavia Hills, AL | $360,800 | $1,281 | $910 | $1,820 | $910 |
| Douglas, AL | $74,800 | $690 | $460 | $950 | $490 |
| Meadowbrook, AL | $283,400 | $962 | $690 | $1,320 | $630 |
| Berry, AL | $63,300 | $736 | $500 | $1,010 | $510 |
| Pelham, AL | $175,300 | $966 | $710 | $1,380 | $670 |
| Attalla, AL | $78,000 | $709 | $500 | $1,000 | $500 |