Gavop's guide to buying homeowners insurance in Blackberry, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Blackberry, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sunnybrook Cir, B C Ln, Co Rd 780, Aspend Dr, Springhouse Ln, Nolen Rd, Main St, Denise Dr, Mayerland Hill Rd, Reynolds Ridge | $145,500 | $130,000 | $125,000-$150,000 | $87,000 | $80,000 | $75,000-$100,000 |
| Co Rd 723, Wall St, South St, Hodges Farm Rd, Co Rd 1233, Peaceful Ln, Co Rd 1412, T J Ct, Newmans Park Dr, Walnut Acres Rd | $101,000 | $90,000 | $100,000-$125,000 | $71,000 | $60,000 | $50,000-$75,000 |
| Riverside Dr, Morgan Ct, Shelton Dr, Twin Ridge Dr, Lakeside Dr, Mrs Turner Rd, Co Rd 1256, Co Rd 888, Jarrett Dr, Myrtle Rd | $102,500 | $90,000 | $75,000-$100,000 | $66,500 | $60,000 | $50,000-$75,000 |
| Co Rd 989, Clyde Prillaman St, Fairy Stone Park Hwy, Co Rd 769, Winnfield Rd, Arrowood Dr, Pine Valley Rd, Co Rd 798, Shelton Park Ln, Watkins Dr | $170,000 | $160,000 | $175,000-$200,000 | $109,500 | $90,000 | $100,000-$125,000 |
| Lenoir St, Co Rd 832, Co Rd 722, Co Rd 1403, Valley View Dr, Co Rd 681, Co Rd 924, Co Rd 780, Janice Dr, Beech Hts | $154,000 | $130,000 | $175,000-$200,000 | $105,000 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $798 |
| Superior Protection Discount | -$93 | $835 |
| Fire & Security Discount | -$93 | $835 |
| Hail Resistant Roof Discount | -$19 | $909 |
| Newly Constructed Home Discount | -$223 | $705 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Henry County | $2,000 | $1,006 | $3,006 | $731 | $2,731 | $275 |
| Blackberry, VA | $700 | $916 | $1,616 | $666 | $1,366 | $250 |
| Reed Creek, VA | $500 | $909 | $1,409 | $660 | $1,160 | $248 |
| Rockingham County, NC | $2,500 | $644 | $3,144 | $468 | $2,968 | $176 |
| Quaker Gap, NC | $100 | $722 | $822 | $525 | $625 | $197 |
| South Westfield, NC | $1,500 | $711 | $2,211 | $517 | $2,017 | $194 |
| Merrimac, VA | $400 | $598 | $998 | $434 | $834 | $163 |
| Dan River, VA | $1,000 | $901 | $1,901 | $655 | $1,655 | $246 |
| Winston-Salem, NC | $500 | $681 | $1,181 | $495 | $995 | $186 |
| Pulaski, VA | $2,000 | $909 | $2,909 | $660 | $2,660 | $248 |
| Parrott, VA | $200 | $368 | $568 | $267 | $467 | $100 |
| Hurt, VA | $700 | $621 | $1,321 | $452 | $1,152 | $170 |
| Home Insurance Company Blackberry, VA | Homeowners Insurance Agency Blackberry, VA | Address | Popularity Score | Distance from Blackberry (miles) |
|---|---|---|---|---|
| Travelers | Burch-Hodges-Stone Inc | 231 E Church St, Martinsville, VA, 24112 | 9.3 | |
| Erie | Lockman & Associates Inc. | 133 E Market Street, Martinsville, VA, 24112 | 9.2 | |
| Travelers | Capital Insurance & Bonding Services Co | 401 Campbell Ave Ste 303, Roanoke, VA, 24016 | 37.2 | |
| State Farm | Dianne Waller | 779 S Main Street, Gretna, VA, 24557-2021 | 39.4 | |
| Farmers | Belinda Blodgett | 1055 E Main St, Radford, VA, 24141 | 40.5 | |
| Farmers | J. Darrell Hodges | 1035 Franklin St Ste 206, Rocky Mount, VA, 24151 | 19.0 | |
| Travelers | Jackson Insurance Agency | 208 N Main Street, Hillsville, VA, 24343 | 39.5 | |
| Farmers | Terry Gross | 10 Gravely St, Martinsville, VA, 24112 | 8.9 | |
| Allstate | Altavista Ins Corp | 917 Main St # 269, Altavista, VA, 24517 | 48.7 | |
| Nationwide | Schoonover Insurance Agency | 2020 Riverside Drive Suite A, Danville, VA, 24540-4043 | 35.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $680 | $1,300 | $620 |
| Henry County, VA | $94,300 | $1,018 | $680 | $1,420 | $740 |
| Blackberry, VA | $77,600 | $928 | $620 | $1,280 | $660 |
| Reed Creek, VA | $99,900 | $920 | $620 | $1,270 | $650 |
| Rockingham County, NC | $109,600 | $652 | $460 | $890 | $430 |
| Quaker Gap, NC | $121,900 | $731 | $500 | $1,040 | $540 |
| South Westfield, NC | $119,500 | $720 | $490 | $1,020 | $530 |
| Merrimac, VA | $111,200 | $605 | $440 | $830 | $390 |
| Dan River, VA | $98,200 | $912 | $660 | $1,270 | $610 |
| Winston-Salem, NC | $142,200 | $689 | $470 | $960 | $490 |
| Pulaski, VA | $109,300 | $920 | $620 | $1,280 | $660 |
| Parrott, VA | $67,800 | $372 | $260 | $510 | $250 |
| Hurt, VA | $116,700 | $629 | $450 | $890 | $440 |