Gavop's guide to buying homeowners insurance in Logan County, OK covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $148,000 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $151,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $292,500 | $240,000 | $300,000-$350,000 |
| 5 Bedroom | $382,000 | $310,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$213 | $1,307 |
| Superior Protection Discount | -$137 | $1,382 |
| Fire & Security Discount | -$152 | $1,367 |
| Hail Resistant Roof Discount | -$30 | $1,489 |
| Newly Constructed Home Discount | -$410 | $1,109 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Logan County | $1,500 | $1,501 | $3,001 | $1,091 | $2,591 | $410 |
| Logan County, OK | $2,000 | $1,501 | $3,501 | $1,091 | $3,091 | $410 |
| Arcadia, OK | $300 | $1,187 | $1,487 | $862 | $1,162 | $324 |
| Jones, OK | $2,500 | $1,549 | $4,049 | $1,126 | $3,626 | $423 |
| Northwest Lincoln, OK | $400 | $1,280 | $1,680 | $931 | $1,331 | $350 |
| Covington, OK | $700 | $881 | $1,581 | $640 | $1,340 | $241 |
| Kingfisher, OK | $500 | $964 | $1,464 | $700 | $1,200 | $263 |
| Loyal, OK | $2,500 | $882 | $3,382 | $641 | $3,141 | $241 |
| Billings, OK | $500 | $888 | $1,388 | $645 | $1,145 | $243 |
| Union City, OK | $1,500 | $1,826 | $3,326 | $1,327 | $2,827 | $499 |
| Marland, OK | $500 | $651 | $1,151 | $473 | $973 | $178 |
| Cleveland County, OK | $700 | $1,364 | $2,064 | $992 | $1,692 | $373 |
| Home Insurance Company Logan County, OK | Homeowners Insurance Agency Logan County, OK | Address | Popularity Score | Distance from Logan County (miles) |
|---|---|---|---|---|
| State Farm | Jennifer Lowder | 2000 W Danforth Rd Ste 122, Edmond, OK, 73003-4689 | 17.3 | |
| Allstate | David Kolb | 415 W 15th St Ste 2, Edmond, OK, 73013 | 19.1 | |
| State Farm | Steven Manuel | 330 S Santa Fe Avenue, Edmond, OK, 73003-6328 | 18.4 | |
| Allstate | Stephen Snyder | 16614 N Pennsylvania Ave, Edmond, OK, 73012 | 19.7 | |
| Allstate | Keri Esmon | 220 S Santa Fe Ave, Edmond, OK, 73003 | 18.2 | |
| State Farm | Trey Wells | 76 E 15th St, Edmond, OK, 73013-4301 | 19.1 | |
| State Farm | Benjie Wechsler | 213 S Broadway, Edmond, OK, 73034-3845 | 18.1 | |
| Farmers | David Stephens | 16307 Sonoma Park Dr Ste 5, Edmond, OK, 73013 | 19.8 | |
| Farmers | Chrystal Kasch | 760 W Danforth Rd, Edmond, OK, 73003 | 17.2 | |
| State Farm | Tony Brummitt | 9509 N Council Rd, Oklahoma City, OK, 73162-6213 | 26.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,070 | $2,040 | $970 |
| Logan County, OK | $153,100 | $1,519 | $1,080 | $2,140 | $1,060 |
| Logan County, OK | $153,100 | $1,519 | $1,080 | $2,170 | $1,090 |
| Arcadia, OK | $90,000 | $1,201 | $880 | $1,660 | $780 |
| Jones, OK | $136,300 | $1,568 | $1,070 | $2,240 | $1,170 |
| Northwest Lincoln, OK | $101,400 | $1,296 | $880 | $1,800 | $920 |
| Covington, OK | $55,600 | $892 | $640 | $1,220 | $580 |
| Kingfisher, OK | $135,000 | $975 | $690 | $1,390 | $700 |
| Loyal, OK | $55,700 | $893 | $630 | $1,280 | $650 |
| Billings, OK | $56,300 | $899 | $610 | $1,270 | $660 |
| Union City, OK | $176,900 | $1,848 | $1,280 | $2,550 | $1,270 |
| Marland, OK | $31,700 | $659 | $470 | $940 | $470 |
| Cleveland County, OK | $155,500 | $1,381 | $990 | $1,960 | $970 |