How Can I Make My Spring Hill, TN Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Spring Hill, TN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Spring Hill, TN Home Insurance Coverage Levels | Back to Top
| Spring Hill, TN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cumberland Dr, Belmont Ln, Deer Creek Blvd, Grants Ln, Ivy Ct, Chippendale Cir, Old Hwy 99, Peacock Ct, Polo Fields Ln, Mason Ln | $173,000 | $160,000 | $175,000-$200,000 | $153,000 | $140,000 | $125,000-$150,000 |
| McLemore Ave, Old Hwy 31 N, Commonwealth Dr, Imperial Dr, Old Mill Dr, Maury Hill St, Claire Dr, Haywood Hollow Rd, Courtney Ct, State Rte 246 | $184,000 | $160,000 | $200,000-$250,000 | $221,500 | $200,000 | $250,000-$300,000 |
| Rally Hill Cutoff Rd, St Andrews Ln, Blue Ridge Dr, Joe Peay Cemetery Rd, Alexander Blvd, Red Jacket Trce, Alice Dr, Bearden Rd, Kyle Rd, Sam Johnson Rd | $245,000 | $220,000 | $250,000-$300,000 | $384,000 | $360,000 | $350,000-$400,000 |
| State Rte 247, Bluebird Ct, Tobe Robertson Rd, Gravel Hill Rd, Lasea Ct, New Castle Rd, Ash Hill Rd, Clover Dr, Locke Ave, Vaughns Gap Rd | $118,500 | $110,000 | $75,000-$100,000 | $203,500 | $180,000 | $200,000-$250,000 |
| Turnberry Rd, Lori Ann Dr, Tuckaway Ln, Cliff Amos Rd, Cascade Dr, Lakeway Ter, Talon Dr, Patrick Way, Raven Ct, Triple Crown Ct | $210,500 | $180,000 | $200,000-$250,000 | $346,500 | $290,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in Spring Hill, TN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$150 | $731 |
| Superior Protection Discount | -$79 | $802 |
| Fire & Security Discount | -$62 | $819 |
| Hail Resistant Roof Discount | -$26 | $854 |
| Newly Constructed Home Discount | -$255 | $625 |
Choose your Spring Hill, TN Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,440 |
| Hail Damage | $4,665 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $17,054 |
Identify Top Home Insurance Agents near Spring Hill, TN | Back to Top
| Home Insurance Company Spring Hill, TN | Homeowners Insurance Agency Spring Hill, TN | Address | Popularity Score | Distance from Spring Hill (miles) |
|---|---|---|---|---|
| State Farm | Caroline Pistole | 4115 Mallory Ln Ste 100, Franklin, TN, 37067-2906 | 14.0 | |
| Travelers | International Insurance Brokerage Llc | 504 Autumn Springs Ct A-9, Franklin, TN, 37067 | 15.2 | |
| Travelers | Montgomery & Associates Llc | 1730 General George Patton Dr Ste 212, Brentwood, TN, 37027 | 16.4 | |
| Travelers | International Insurance Brokerage Llc | 504 Autumn Court, Suite A9, Franklin, TN, 37067 | 15.3 | |
| State Farm | George Meeker | 330 Mayfield Dr Ste C5, Franklin, TN, 37067-7278 | 16.0 | |
| Travelers | Bush Insurance & Financial Services Inc | 278 Seaboard Lane 278 Seaboard Lane, Franklin, TN, 37067 | 15.4 | |
| Travelers | Deberry Insurance Agency Inc | 5232 Main St, Spring Hill, TN, 37174 | 1.2 | |
| Erie | Sturdivant Insurance | 615 Main Street Suite B10, Nashville, TN, 37206 | 31.1 | |
| Allstate | Terry Burns | 321 Billingsly Ct Ste 22, Franklin, TN, 37067 | 15.5 | |
| Farmers | David Yates | 1881 General George Patton Dr Ste 103, Franklin, TN, 37067 | 15.7 |
Compare Rates for Spring Hill, TN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $740 | $1,470 | $730 |
| Maury County, TN | $156,000 | $981 | $680 | $1,360 | $680 |
| Spring Hill, TN | $237,700 | $881 | $600 | $1,210 | $610 |
| Lynnville, TN | $87,800 | $819 | $600 | $1,170 | $570 |
| White Bluff, TN | $129,000 | $976 | $660 | $1,340 | $680 |
| Davidson County, TN | $194,800 | $1,069 | $730 | $1,510 | $780 |
| Petersburg, TN | $58,400 | $674 | $460 | $930 | $470 |
| Wartrace, TN | $91,100 | $834 | $580 | $1,180 | $600 |
| Lawrenceburg, TN | $86,400 | $683 | $490 | $960 | $470 |
| Lebanon, TN | $189,400 | $808 | $580 | $1,150 | $570 |
| Fayetteville, TN | $101,700 | $738 | $520 | $1,030 | $510 |
| Cannon County, TN | $151,800 | $877 | $630 | $1,220 | $590 |
| Watertown, TN | $106,100 | $895 | $640 | $1,240 | $600 |
Research Home Insurance Companies Reviews in Spring Hill, TN Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: March 07, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The premium is high and I cannot imagine other companies being any higher. Then, when you actually put in a claim, they deny it and give you some deductible excuse.
Date: December 06, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Policy Offerings
I need only basic coverage offerings so I suppose State Farm is competitive in that area. I've only checked other insurance companies for lower premiums, not necessarily because I needed offerings SF didn't offer. I live simply and need simple basic coverage without the bells and whistles of subsidizing other insurance customers.
American Family Insurance Home Insurance Reviews
Date: October 15, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Communication
They usually only contact me via email which I like. They don't send a bunch of solicitations or spam