Gavop tells you how to get the best homeowners insurance in Winston, OR by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $104,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $176,000 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $331,500 | $270,000 | $350,000-$400,000 |
| 5 Bedroom | $256,500 | $240,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$109 | $530 |
| Superior Protection Discount | -$64 | $575 |
| Fire & Security Discount | -$45 | $594 |
| Hail Resistant Roof Discount | -$19 | $619 |
| Newly Constructed Home Discount | -$134 | $504 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,319 |
| Hail Damage | $4,665 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,887 |
| Home Insurance Company Winston, OR | Homeowners Insurance Agency Winston, OR | Address | Popularity Score | Distance from Winston (miles) |
|---|---|---|---|---|
| Farmers | Terry Spitz | 1690 Williams Hwy, Grants Pass, OR, 97527 | 48.6 | |
| Farmers | John Murphy | 652 W Umpqua St, Roseburg, OR, 97471 | 7.2 | |
| State Farm | Alison Eggers | 1790 Nw Hughwood Ave, Roseburg, OR, 97471-8817 | 8.3 | |
| Farmers | Jason Jakubos | 161 Ne Garden Valley Blvd Ste 111, Roseburg, OR, 97470 | 8.2 | |
| Allstate | Susan Gregg Snyder | 780 Nw Garden Valley Blvd Ste 38a, Roseburg, OR, 97471 | 8.0 | |
| State Farm | John Gibson | 1892 Sherman Ave, North Bend, OR, 97459-3418 | 45.0 | |
| State Farm | Renee Frati | 1934 Newmark St Ste B, North Bend, OR, 97459 | 45.2 | |
| Liberty Mutual Independent | Hometown Insurance Center | 333 S Main St, Canyonville, OR, 97417 | 15.3 | |
| State Farm | Stacie Wools | 250 Ne Garden Vly Blvd Ste 22, Roseburg, OR, 97470-2057 | 8.2 | |
| State Farm | Natalie Kelley | 5010 Grange Rd Ste 102, Roseburg, OR, 97471-5846 | 2.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $480 | $910 | $430 |
| Douglas County, OR | $174,200 | $737 | $520 | $1,010 | $490 |
| Winston, OR | $154,100 | $639 | $460 | $910 | $450 |
| Lookingglass, OR | $246,800 | $639 | $470 | $900 | $430 |
| Roseburg North, OR | $156,700 | $530 | $380 | $740 | $360 |
| Riddle, OR | $97,200 | $426 | $310 | $610 | $300 |
| Days Creek, OR | $171,300 | $550 | $400 | $750 | $350 |
| Sutherlin, OR | $207,800 | $701 | $480 | $1,000 | $520 |
| Yoncalla, OR | $118,900 | $469 | $330 | $670 | $340 |
| Bunker Hill, OR | $161,400 | $537 | $390 | $770 | $380 |
| Trail, OR | $289,300 | $690 | $490 | $970 | $480 |
| North Bayside, OR | $192,600 | $577 | $420 | $820 | $400 |
| Bandon, OR | $233,400 | $580 | $390 | $830 | $440 |