Gavop shows you how to buy homeowners insurance in Ulster, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Ulster, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Genesee Ave, Ridgewood Ave, Flatbush Rd, Linderman Ave Exd, Maxwell Ln, Glenerie Blvd, Barbara Ter, Goldricks Landing Ct, Griffin Dr, Gallos Ln | $222,500 | $190,000 | $200,000-$250,000 | $132,500 | $110,000 | $100,000-$125,000 |
| Morey Hill Rd, Conifer Ln, Leggs Mills Rd, Lennox Pl, Powan Cir, Fawn Hill Ct, Saccoman Ave, Gallis Hill Rd, Magic Dr, Jockey Hill Rd | $263,000 | $230,000 | $200,000-$250,000 | $153,500 | $140,000 | $125,000-$150,000 |
| Co Rd 50, Conners Rd, Tall Oaks Dr, Powdermill Bridge Rd, Van Keuren Hwy, Linderman Main Ave Exd, Vans Ter, Commons Dr, Golf Ter, Boices Ln | $198,500 | $180,000 | $175,000-$200,000 | $163,000 | $130,000 | $125,000-$150,000 |
| Angelo Rd, E Side Hill Rd, Brabrant Rd, Cora Ter, Elmendorf Dr, Otis St, Paupawey Ct, Plainfield St, Wood Rd, Old Stage Rd | $194,000 | $170,000 | $175,000-$200,000 | $113,000 | $100,000 | $100,000-$125,000 |
| Co Rd 31, Hurley Mountain Rd, Jeanette Ln, Katrine Ln, Leggs Mills Rd, Lena Ln, Van Kleeck Ln, Ringtop Rd Exd, St George St, Vista Dr | $178,500 | $150,000 | $175,000-$200,000 | $142,000 | $130,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$108 | $566 |
| Superior Protection Discount | -$61 | $614 |
| Fire & Security Discount | -$47 | $627 |
| Hail Resistant Roof Discount | -$20 | $654 |
| Newly Constructed Home Discount | -$189 | $485 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ulster County | $700 | $808 | $1,508 | $587 | $1,287 | $221 |
| Ulster, NY | $1,000 | $666 | $1,666 | $484 | $1,484 | $182 |
| Woodstock, NY | $300 | $945 | $1,245 | $687 | $987 | $258 |
| New Paltz, NY | $1,000 | $858 | $1,858 | $624 | $1,624 | $235 |
| Gardiner, NY | $300 | $919 | $1,219 | $668 | $968 | $251 |
| La Grange, NY | $2,000 | $832 | $2,832 | $605 | $2,605 | $227 |
| Halcott, NY | $500 | $707 | $1,207 | $514 | $1,014 | $193 |
| Ravena, NY | $700 | $660 | $1,360 | $480 | $1,180 | $180 |
| Washingtonville, NY | $200 | $742 | $942 | $539 | $739 | $203 |
| Cornwall, NY | $1,000 | $926 | $1,926 | $673 | $1,673 | $253 |
| Roscoe, NY | $500 | $651 | $1,151 | $473 | $973 | $178 |
| Jeffersonville, NY | $1,000 | $622 | $1,622 | $452 | $1,452 | $170 |
| Home Insurance Company Ulster, NY | Homeowners Insurance Agency Ulster, NY | Address | Popularity Score | Distance from Ulster (miles) |
|---|---|---|---|---|
| State Farm | Bruce Bryan | 269 Main St, Cornwall, NY, 12518-1553 | 36.9 | |
| Farmers | Rob Bowen | 78 Brookside Ave Ste 132b, Chester, NY, 10918 | 44.5 | |
| Travelers | Grbm Inc | 2022 Rte 22, Brewster, NY, 10509 | 42.2 | |
| Liberty Mutual Independent | Dechristopher Insurance Agency | 956 Washington St, Peekskill, NY, 10566 | 48.3 | |
| State Farm | Matt Spector | 987 Main St, Peekskill, NY, 10566-2903 | 47.1 | |
| Allstate | Frank Menes | 47 Civic Center Plz, Poughkeepsie, NY, 12601 | 18.7 | |
| Allstate | Michele Cross | 4260 Albany Post Rd, Hyde Park, NY, 12538 | 13.5 | |
| Allstate | Mechel Grunfeld | 1 Stralisk Ct Unit S001, Monroe, NY, 10950 | 45.9 | |
| Nationwide | Charles L. Quick | 13 W Main St, Washingtonville, NY, 10992 | 38.4 | |
| Allstate | Michael J Burger | 8 S Division St, Peekskill, NY, 10566 | 47.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,590 | $810 |
| Ulster County, NY | $221,600 | $818 | $550 | $1,140 | $590 |
| Ulster, NY | $185,400 | $674 | $490 | $960 | $470 |
| Woodstock, NY | $325,800 | $956 | $640 | $1,330 | $690 |
| New Paltz, NY | $304,000 | $869 | $580 | $1,230 | $650 |
| Gardiner, NY | $319,600 | $931 | $680 | $1,330 | $650 |
| La Grange, NY | $297,100 | $843 | $560 | $1,170 | $610 |
| Halcott, NY | $182,100 | $716 | $490 | $990 | $500 |
| Ravena, NY | $162,200 | $668 | $450 | $920 | $470 |
| Washingtonville, NY | $234,800 | $751 | $520 | $1,040 | $520 |
| Cornwall, NY | $321,100 | $937 | $680 | $1,330 | $650 |
| Roscoe, NY | $157,700 | $659 | $470 | $920 | $450 |
| Jeffersonville, NY | $141,900 | $630 | $450 | $880 | $430 |