Gavop's guide to buying homeowners insurance in New Albany, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 2 Bedroom | $344,500 | $320,000 | $300,000-$350,000 |
| 3 Bedroom | $462,500 | $370,000 | $400,000-$500,000 |
| 4 Bedroom | $630,000 | $520,000 | $600,000-$700,000 |
| 5 Bedroom | $1,045,500 | $980,000 | $900,000-$1,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$145 | $823 |
| Superior Protection Discount | -$87 | $881 |
| Fire & Security Discount | -$97 | $871 |
| Hail Resistant Roof Discount | -$29 | $939 |
| Newly Constructed Home Discount | -$261 | $707 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Licking County | $700 | $727 | $1,427 | $529 | $1,229 | $199 |
| New Albany, OH | $700 | $956 | $1,656 | $695 | $1,395 | $261 |
| Thornville, OH | $200 | $768 | $968 | $558 | $758 | $210 |
| Lancaster, OH | $1,000 | $644 | $1,644 | $468 | $1,468 | $176 |
| Fredericktown, OH | $300 | $627 | $927 | $456 | $756 | $171 |
| Hide-A-Way Hills, OH | $1,000 | $712 | $1,712 | $518 | $1,518 | $195 |
| Oak Run, OH | $300 | $924 | $1,224 | $671 | $971 | $252 |
| Junction City, OH | $700 | $516 | $1,216 | $375 | $1,075 | $141 |
| Good Hope, OH | $500 | $712 | $1,212 | $518 | $1,018 | $195 |
| Laurelville, OH | $700 | $546 | $1,246 | $397 | $1,097 | $149 |
| Nellie, OH | $100 | $519 | $619 | $377 | $477 | $142 |
| Clarksburg, OH | $1,000 | $511 | $1,511 | $371 | $1,371 | $140 |
| Home Insurance Company New Albany, OH | Homeowners Insurance Agency New Albany, OH | Address | Popularity Score | Distance from New Albany (miles) |
|---|---|---|---|---|
| Allstate | Bob Erlanger | 3821 N High St, Columbus, OH, 43214 | 12.0 | |
| Liberty Mutual Independent | Schneider Insurance Agency | 120 Mill St, Gahanna, OH, 43230 | 6.1 | |
| State Farm | Scott Dawson | 5871 Cleveland Avenue, Columbus, OH, 43231-2859 | 8.1 | |
| Travelers | Affiliated Insurance Llc | 601 Market St, Zanesville, OH, 43701 | 43.2 | |
| Allstate | Trevis A. Davie | 5310 E Main St Ste 204, Columbus, OH, 43213 | 9.4 | |
| Farmers | Sam Chapman | 135 Hoff Rd, Westerville, OH, 43082 | 7.8 | |
| State Farm | Camille Gilbert | 958 N Waggoner Rd, Blacklick, OH, 43004-7911 | 5.3 | |
| State Farm | Danny Hilton | 3276 Morse Rd Ste B, Columbus, OH, 43231-6188 | 7.2 | |
| State Farm | Justin Giger | 34 E College Ave, Westerville, OH, 43081-1601 | 7.6 | |
| Allstate | Mark Portale | 510 S State St, Westerville, OH, 43081 | 7.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $1,020 | $540 |
| Licking County, OH | $157,800 | $736 | $500 | $1,020 | $520 |
| New Albany, OH | $495,800 | $968 | $710 | $1,380 | $670 |
| Thornville, OH | $167,200 | $777 | $570 | $1,080 | $510 |
| Lancaster, OH | $118,100 | $652 | $480 | $920 | $440 |
| Fredericktown, OH | $104,100 | $635 | $440 | $900 | $460 |
| Hide-A-Way Hills, OH | $139,400 | $721 | $480 | $1,020 | $540 |
| Oak Run, OH | $265,600 | $935 | $660 | $1,280 | $620 |
| Junction City, OH | $67,400 | $522 | $360 | $730 | $370 |
| Good Hope, OH | $139,200 | $721 | $500 | $1,020 | $520 |
| Laurelville, OH | $76,500 | $553 | $400 | $760 | $360 |
| Nellie, OH | $68,100 | $525 | $360 | $740 | $380 |
| Clarksburg, OH | $65,800 | $517 | $360 | $710 | $350 |