How Can I Make My Florence, AL Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Florence, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Florence, AL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $85,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $176,000 | $150,000 | $200,000-$250,000 |
| 4 Bedroom | $199,500 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $274,000 | $260,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Florence, AL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$180 | $878 |
| Superior Protection Discount | -$106 | $952 |
| Fire & Security Discount | -$85 | $973 |
| Hail Resistant Roof Discount | -$32 | $1,026 |
| Newly Constructed Home Discount | -$264 | $793 |
Choose the Right Deductible for your Florence, AL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lauderdale County | $1,000 | $1,047 | $2,047 | $761 | $1,761 | $286 |
| Florence, AL | $700 | $1,045 | $1,745 | $759 | $1,459 | $286 |
| Colbert County, AL | $100 | $986 | $1,086 | $717 | $817 | $270 |
| Rogersville, AL | $2,500 | $801 | $3,301 | $582 | $3,082 | $219 |
| Hatton, AL | $500 | $953 | $1,453 | $693 | $1,193 | $261 |
| Franklin County, AL | $1,500 | $863 | $2,363 | $627 | $2,127 | $236 |
| Phil Campbell, AL | $500 | $647 | $1,147 | $470 | $970 | $177 |
| Athens, AL | $1,000 | $1,090 | $2,090 | $792 | $1,792 | $298 |
| Summertown, TN | $300 | $805 | $1,105 | $585 | $885 | $220 |
| Hohenwald, TN | $2,500 | $782 | $3,282 | $568 | $3,068 | $214 |
| Saltillo, TN | $400 | $701 | $1,101 | $510 | $910 | $192 |
| Stantonville, TN | $700 | $763 | $1,463 | $554 | $1,254 | $208 |
Identify Top Home Insurance Agents near Florence, AL | Back to Top
| Home Insurance Company Florence, AL | Homeowners Insurance Agency Florence, AL | Address | Popularity Score | Distance from Florence (miles) |
|---|---|---|---|---|
| State Farm | Steve Pierce | 3001 Cloverdale Rd, Florence, AL, 35633-1477 | 3.6 | |
| State Farm | Rebecca Hovater | 501 S Montgomery Ave Ste C, Sheffield, AL, 35660-3861 | 9.8 | |
| State Farm | Chris Humphries | 1853 N Bethel Rd, Decatur, AL, 35603-5420 | 49.8 | |
| Allstate | Christian Hetrick | 4039 Florence Blvd, Florence, AL, 35634 | 4.8 | |
| State Farm | Michael Howell | 903 S Clinton St, Athens, AL, 35611-3562 | 39.5 | |
| State Farm | Britt Blanton | 365 Highway 72 Ste 2, Killen, AL, 35645-2841 | 5.6 | |
| State Farm | Judy Larson | 2046 Beltline Rd Sw Ste 2, Decatur, AL, 35601-5549 | 41.8 | |
| Allstate | Randall Larry Hester | 1810 John R St, Muscle Shoals, AL, 35661 | 10.0 | |
| Allstate | Justin James | 2811 W Mall Dr, Florence, AL, 35630 | 3.4 | |
| Allstate | Jesse Dee Wisdom | 2101 Florence Blvd Ste A, Florence, AL, 35630 | 4.4 |
Compare Rates for Florence, AL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $790 | $1,600 | $810 |
| Lauderdale County, AL | $126,800 | $1,060 | $750 | $1,490 | $740 |
| Florence, AL | $126,200 | $1,057 | $730 | $1,510 | $780 |
| Colbert County, AL | $108,500 | $998 | $680 | $1,430 | $750 |
| Rogersville, AL | $126,900 | $811 | $580 | $1,130 | $550 |
| Hatton, AL | $96,200 | $965 | $690 | $1,360 | $670 |
| Franklin County, AL | $87,600 | $874 | $630 | $1,200 | $570 |
| Phil Campbell, AL | $69,100 | $655 | $450 | $900 | $450 |
| Athens, AL | $135,800 | $1,103 | $790 | $1,570 | $780 |
| Summertown, TN | $86,900 | $815 | $580 | $1,170 | $590 |
| Hohenwald, TN | $81,500 | $791 | $560 | $1,130 | $570 |
| Saltillo, TN | $65,000 | $710 | $500 | $980 | $480 |
| Stantonville, TN | $77,500 | $772 | $560 | $1,090 | $530 |
Research Home Insurance Companies Reviews in Florence, AL Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: September 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
They did offer to cover a little less that another company that offered coverage but LM is a larger company so I was reluctant to use to use a company I hadn't heard of before.
Allstate Home Insurance Reviews
Date: June 19, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Premium
We changed our home insurance to Allstate because their premium was cheaper when we bundled with our car insurance than our previous home insurance company.
State Farm Home Insurance Reviews
Date: September 19, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
I give State Farm insurance a 5 out of 5. While I have not used State Farm's customer service often, on the rare occasion when I've had to contact them, all went as expected. No complaints with as expected!