Gavop shows you how to buy homeowners insurance in Cullen, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $142,000 | $130,000 | $100,000-$125,000 |
| 3 Bedroom | $157,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $167,500 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $155,000 | $130,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $659 |
| Superior Protection Discount | -$71 | $722 |
| Fire & Security Discount | -$56 | $738 |
| Hail Resistant Roof Discount | -$16 | $778 |
| Newly Constructed Home Discount | -$167 | $627 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pulaski County | $700 | $987 | $1,687 | $717 | $1,417 | $270 |
| Cullen, MO | $700 | $784 | $1,484 | $570 | $1,270 | $214 |
| Tavern, MO | $500 | $1,010 | $1,510 | $734 | $1,234 | $276 |
| Arlington, MO | $2,500 | $877 | $3,377 | $638 | $3,138 | $240 |
| Dillon, MO | $200 | $915 | $1,115 | $665 | $865 | $250 |
| Vienna, MO | $2,500 | $913 | $3,413 | $663 | $3,163 | $249 |
| Houston, MO | $200 | $913 | $1,113 | $663 | $863 | $249 |
| Camdenton, MO | $2,000 | $973 | $2,973 | $707 | $2,707 | $266 |
| Village of Four Seasons, MO | $1,500 | $1,256 | $2,756 | $913 | $2,413 | $343 |
| Cuba, MO | $500 | $931 | $1,431 | $676 | $1,176 | $254 |
| Gravois Mills, MO | $1,500 | $755 | $2,255 | $549 | $2,049 | $206 |
| Home Insurance Company Cullen, MO | Homeowners Insurance Agency Cullen, MO | Address | Popularity Score | Distance from Cullen (miles) |
|---|---|---|---|---|
| State Farm | Marcus Sykora | 3570 Osage Bch Pkwy Ste 203, Osage Beach, MO, 65065-6601 | 35.4 | |
| Travelers | Deco Insurance Agency | 508 N Main St, Laurie, MO, 65038 | 46.6 | |
| Travelers | Deco Insurance Agency | 508 N Main, Laurie, MO, 65038 | 46.4 | |
| Allstate | The Insurance Center | 503 W Washington St, Cuba, MO, 65453 | 44.4 | |
| Travelers | Mid-Missouri Insurance Agency | 122 Ichord Ave, Waynesville, MO, 65583 | 3.9 | |
| Travelers | Global Green Insurance Agency | 101 W 10th St Ste 1, Rolla, MO, 65401 | 23.1 | |
| Travelers | Mid-Missouri Insurance Agency | 103 Ichord Drive Suite K, Waynesville, MO, 65583 | 3.9 | |
| State Farm | Fred Hynes | 533 N Jefferson Ave, Lebanon, MO, 65536-2743 | 29.5 | |
| State Farm | Carey Heitman | 642 Missouri Ave, Saint Robert, MO, 65584-4684 | 0.5 | |
| Allstate | Hutchison Insurance | 301 S Coffey St, Vienna, MO, 65582 | 28.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $740 | $1,500 | $760 |
| Pulaski County, MO | $141,700 | $999 | $670 | $1,430 | $760 |
| Cullen, MO | $157,500 | $793 | $560 | $1,100 | $540 |
| Tavern, MO | $123,400 | $1,022 | $680 | $1,400 | $720 |
| Arlington, MO | $84,200 | $888 | $640 | $1,260 | $620 |
| Dillon, MO | $152,200 | $926 | $670 | $1,310 | $640 |
| Vienna, MO | $93,800 | $924 | $640 | $1,320 | $680 |
| Houston, MO | $93,700 | $924 | $630 | $1,280 | $650 |
| Camdenton, MO | $111,500 | $985 | $670 | $1,390 | $720 |
| Village of Four Seasons, MO | $225,800 | $1,271 | $850 | $1,820 | $970 |
| Cuba, MO | $98,800 | $942 | $690 | $1,310 | $620 |
| Gravois Mills, MO | $55,000 | $764 | $550 | $1,080 | $530 |