Gavop's guide to buying homeowners insurance in Atkinson County, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $31,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $62,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $89,500 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $99,500 | $90,000 | $100,000-$125,000 |
| 5 Bedroom | $251,000 | $210,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$160 | $682 |
| Superior Protection Discount | -$76 | $766 |
| Fire & Security Discount | -$84 | $758 |
| Hail Resistant Roof Discount | -$17 | $825 |
| Newly Constructed Home Discount | -$168 | $673 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Atkinson County | $700 | $832 | $1,532 | $604 | $1,304 | $227 |
| Atkinson County, GA | $1,500 | $832 | $2,332 | $604 | $2,104 | $227 |
| Axson, GA | $100 | $468 | $568 | $340 | $440 | $128 |
| Nicholls, GA | $2,000 | $548 | $2,548 | $398 | $2,398 | $150 |
| Nashville, GA | $500 | $612 | $1,112 | $445 | $945 | $167 |
| Broxton, GA | $1,000 | $537 | $1,537 | $391 | $1,391 | $147 |
| Alma, GA | $200 | $818 | $1,018 | $594 | $794 | $223 |
| Blackshear, GA | $700 | $678 | $1,378 | $493 | $1,193 | $185 |
| Telfair County, GA | $300 | $832 | $1,132 | $604 | $904 | $227 |
| Norman Park, GA | $2,000 | $810 | $2,810 | $589 | $2,589 | $221 |
| Berlin, GA | $300 | $431 | $731 | $313 | $613 | $118 |
| Home Insurance Company Atkinson County, GA | Homeowners Insurance Agency Atkinson County, GA | Address | Popularity Score | Distance from Atkinson County (miles) |
|---|---|---|---|---|
| State Farm | Bubba Highsmith | 1303 Baytree Rd, Valdosta, GA, 31602-2751 | 40.1 | |
| Allstate | Larry Ganas | 1004 N Patterson St, Valdosta, GA, 31601 | 39.6 | |
| State Farm | Brian Sumner | 3101 N Ashley St Ste A, Valdosta, GA, 31602-5917 | 38.0 | |
| Travelers | Lutz Brown Peagler & Manley | 28 E Dame Ave, Homerville, GA, 31634 | 19.5 | |
| Travelers | Hennesy Insurance Agency | 711 N Madison Avenue, Douglas, GA, 31533 | 15.2 | |
| Travelers | Lutz Brown Peagler & Manley | 28 E Dame Ave, Homerville, GA, 31634 | 19.5 | |
| Travelers | Tanner Insurance Agency | 407 Main St N, Pearson, GA, 31642 | 1.7 | |
| Allstate | Meeks Insurance | 800 Madison Ave N, Douglas, GA, 31533 | 15.2 | |
| Travelers | Tanner Insurance Agency | 407 Main St N, Pearson, GA, 31642 | 1.6 | |
| Travelers | Mccrary Daniels Insurance Agency Inc | 120 North Madison Ave, Douglas, GA, 31533 | 14.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $730 | $1,400 | $670 |
| Atkinson County, GA | $62,500 | $842 | $570 | $1,190 | $620 |
| Atkinson County, GA | $62,500 | $842 | $600 | $1,200 | $600 |
| Axson, GA | $59,200 | $474 | $330 | $670 | $340 |
| Nicholls, GA | $47,200 | $555 | $410 | $790 | $380 |
| Nashville, GA | $86,700 | $619 | $410 | $890 | $480 |
| Broxton, GA | $68,600 | $544 | $380 | $760 | $380 |
| Alma, GA | $71,000 | $827 | $600 | $1,140 | $540 |
| Blackshear, GA | $98,500 | $686 | $470 | $980 | $510 |
| Telfair County, GA | $55,600 | $842 | $580 | $1,200 | $620 |
| Norman Park, GA | $74,400 | $820 | $550 | $1,160 | $610 |
| Berlin, GA | $54,400 | $436 | $300 | $600 | $300 |